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UNM
Volume: 927.76K

Unum (UNM) Stock Forecast & Price Target

Unum (UNM) Analyst Ratings

Based on 11 analyst ratings
Buy
Strong Buy 9%
Buy 64%
Hold 27%
Sell 0%
Strong Sell 0%

Bulls say

Unum Group operates within a steadily improving life insurance industry, characterized by reduced liability tail risks and enhanced returns, as well as elevated free cash flow conversion. The company benefits from a favorable operating environment, bolstered by higher interest rates, demographic trends, and advancements in technology, which collectively contribute to stronger growth prospects. With a leading position in the group benefits market, Unum Group boasts mid-single-digit premium growth, over 20% return on equity (ROE), and an impressive 90% free cash flow conversion, underpinning a positive outlook for its financial performance.

Bears say

Unum Group's outlook has been negatively impacted by the revision of its 2025 and 2026 earnings per share (EPS) estimates, decreasing to $8.48 and $9.25, respectively, due to rising group disability benefit ratios projected at 62% and 63%, alongside weaker earnings from the Closed Block segment. The company's long-term care (LTC) incidence rates are currently exceeding expectations, contributing to increased financial strain and potential risks associated with GAAP assumption reviews in the near term. Adding to the concerns, while there is no immediate capital risk from LTC reserves estimated at $2.6 billion, the overall financial outlook suggests volatility and uncertainties that could affect future performance.

Unum (UNM) has been analyzed by 11 analysts, with a consensus rating of Buy. 9% of analysts recommend a Strong Buy, 64% recommend Buy, 27% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Unum and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Unum (UNM) Forecast

Analysts have given Unum (UNM) a Buy based on their latest research and market trends.

According to 11 analysts, Unum (UNM) has a Buy consensus rating as of Dec 24, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $94.55, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $94.55, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Unum (UNM)

Volume: 927.76K

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