Unum

Unum Group is engaged in providing financial protection benefits. It operates through the following segments: Unum US, Unum International, Colonial Life, Closed Block and Corporate. The Unum US segment consists of group long-term and short-term disability insurance, group life and accidental death and dismemberment products, and supplemental and voluntary lines of business. The Unum International segment engages in the operations of the UK business, which includes insurance for group long-term disability, group life, and supplemental lines of business that include dental, individual disability, and critical illness products and the Poland business, which includes insurance for individual and group life with accident and health riders. The Colonial Life segment includes insurance for accident, sickness, disability products, life products, and cancer and critical illness products. The Closed Block segment consists of individual disability, group and individual long-term care, and other insurance products no longer actively marketed. The Corporate segment refers to investment income on corporate assets and other corporate income and expenses not allocated to a line of business and interest expense on corporate debt other than non-recourse debt. The company was founded in 1848 and is headquartered in Chattanooga, TN.

Earnings data Q1 2021

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Earnings data Q4 2024

Unum reports strong Q4 earnings, capital strength, growth opportunities

Unum delivered strong financial performance in Q4 2022, marked by increased net income and after-tax adjusted operating income, supported by healthy margins and sales growth.
The company's robust capital metrics, proactive risk management strategies, and stable profitability position it well for sustained success and resilience in the face of challenges.
While facing challenges such as claim size volatility and regulatory complexities, Unum can leverage growth opportunities in group insurance, sales drivers, and capital deployment to drive future profitability.
Overall, Unum's strategic focus on operational efficiency, profitability, and prudent risk management underscores its resilience and potential for long-term value creation for stakeholders.

Unum reports robust Q1 earnings, eyes growth amid challenges

Unum Group delivered a strong financial performance in Q1 2023, with significant increases in net income and adjusted operating income across key business segments.
The company showcased operational strengths in core business lines, competitive positioning, and sales momentum, positioning itself for future growth.
Challenges related to external factors, pricing dynamics, and risk management require strategic focus to sustain profitability and market leadership.
Opportunities in rising demand post-pandemic, overperformance in group disability, and technology investments offer avenues for growth and market expansion.

Unum reports robust Q2 earnings, focuses on growth strategies

Unum's Q2 2023 earnings call highlighted strong financial performance, strategic capital deployment plans, and a focus on addressing challenges in the long-term care segment. The company's robust sales growth, solid capital position, and investments in technology underscore its commitment to sustainable growth and shareholder value. Unum's proactive approach to managing risks and exploring growth opportunities positions it well for future success.

Unum reports mixed Q3 earnings, focuses on growth opportunities

Unum's Q3 2023 performance saw a decrease in net income but an increase in adjusted operating income, with strong premium growth and improved performance in key segments.
The company's capital position remained robust, and it aims to maintain shareholder value through efficient capital deployment and strategic adjustments.
While facing challenges in certain areas like group disability loss ratio and large case sales, Unum is optimistic about growth opportunities and accelerating momentum across all business lines.

Unum Group excels in Q4 2023, poised for growth

Unum Group's Q4 2023 performance reflected exceptional results, strong sales growth, and strategic focus on capital management and shareholder value enhancement.
While facing challenges in competitive markets and risk management, Unum's prudent strategies and customer-centric approach position it well for future growth and stability.
Opportunities in M&A, market transactions, and product innovation present avenues for Unum to further strengthen its market presence and drive sustainable long-term success.

Unum Group's Q1 2024 performance reflects strong earnings growth, operational resilience, and strategic focus on competitive pricing and business persistency.
While facing challenges in long-term care and group disability pricing, the company remains optimistic about future opportunities, supported by positive economic trends and diversified revenue streams.
Analysts' inquiries underscore areas of scrutiny, but Unum's disciplined underwriting, capital management, and growth strategies position it well for continued success in 2024.

Unum Group reports robust Q3 earnings, focuses on growth strategies

Unum Group's Q3 2024 earnings call showcased strong financial performance driven by adjusted EPS growth and robust premium increases across key business segments. While facing challenges in sales growth, the company's focus on operational efficiency and capital deployment highlights a path for sustained progress. With a strategic outlook towards organic growth and shareholder value enhancement, Unum remains positioned for future success.

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Unum Group engages in the provision of financial protection benefits. Its services include disability, life, accident, critical illness, dental, vision, and other related services. It operates through the following segments: Unum US, Unum International, Colonial Life, Closed Block, and Corporate. The Unum US segment focuses on group disability, group life and accidental death and dismemberment products, and supplemental and voluntary lines of business. The Unum International segment engages in the operations of the UK business, which includes insurance for group long-term disability, group life, and supplemental lines of business that include dental, individual disability, and critical illness products. The Colonial Life segment includes insurance for accident, sickness, disability products, life products, and cancer and critical illness products. The Closed Block segment consists of individual disability, group and individual long-term care, and other insurance products no longer actively marketed. The Corporate segment refers to investment income on corporate assets and other corporate income and expenses not allocated to a line of business. The company was founded in 1848 and is headquartered in Chattanooga, TN.

Unum (UNM) delivered earnings and revenue surprises of 6.12% and 2.97%, respectively, for the quarter ended March 2021. Do the numbers hold clues to what lies ahead for the stock?

Unum (UNM) Surpasses Q1 Earnings and Revenue Estimates

CHATTANOOGA, Tenn., May 5, 2021 /PRNewswire/ -- Unum Group (NYSE: UNM) today reported net income of $153.0 million ($0.75 per diluted common share) for the first quarter of 2021, compared to net income of $161.0 million ($0.79 per diluted common share) for the first quarter of 2020.

Unum Group Reports First Quarter 2021 Results

Unum Group's (UNM) Q1 results are likely to reflect soft performance at Unum U.S. and Colonial Life segments.

What's in Store for Unum Group (UNM) This Earnings Season?

Unum (UNM) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Earnings Preview: Unum (UNM) Q1 Earnings Expected to Decline

CHATTANOOGA, Tenn., April 27, 2021 /PRNewswire/ -- Unum (NYSE: UNM), a leading provider of financial protection benefits in the U.S. and U.K., is launching Unum Total Leave™, a new leave management service powered by a unique digital leave ecosystem to assist employers and employees with the complex leave process.

New Unum Total Leave ™ will help employers and employees better manage complex leave process

CHATTANOOGA, Tenn., April 22, 2021 /PRNewswire/ -- For the second year in a row, employee benefits provider Unum (NYSE: UNM), has earned a spot on this year's Forbes America's Best Employers for Diversity list.

Unum ranks in the top 100 of Forbes Best Employers for Diversity 2021 List

Unum mainly deals in employer-based group disability and life insurance. COVID-19 hit the insurance company hard, through both increased claims and lower interest rates for its investment portfolio.

Unum Group: This Rebounding Insurance Company Has More Room To Run

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CHATTANOOGA, Tenn., April 16, 2021 /PRNewswire/ -- Effective April 16, 2021, the Unum Group (NYSE:UNM) Board of Directors declared a quarterly dividend of $0.285 per share on its common stock to be paid on May 21, 2021, to stockholders of record on April 30, 2021.

Unum Group declares quarterly dividend of $0.285 per share of its common stock

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Unum Group (UNM) is poised to benefit from lower benefit ratio, strong persistency and solid capital position.

Here's Why You Should Hold Unum Group (UNM) in Your Portfolio

CHATTANOOGA, Tenn., April 8, 2021 /PRNewswire/ -- Unum (NYSE: UNM), a leading provider of financial protection benefits in the U.S. and U.K., is collaborating with McLean Hospital and Meru Health to develop a holistic benefits solution focused on prevention to help employers support the behavioral health of employees.

Unum, McLean Hospital and Meru Health Partner to Help Employers Support Their Workers' Behavioral Health

CHATTANOOGA, Tenn., April 7, 2021 /PRNewswire/ -- Unum Group (NYSE: UNM) will release its first quarter 2021 results May 5, at approximately 4:15 p.m.

Unum Group to release first quarter 2021 results and host conference call

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The provider of employee insurance benefits took a beating in 2020, leaving its stock heavily discounted. Is now the time to buy?

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Unum (UNM) reported earnings 30 days ago. What's next for the stock?

Why Is Unum (UNM) Up 16.6% Since Last Earnings Report?

CHATTANOOGA, Tenn., March 2, 2021 /PRNewswire/ -- Unum Group's (NYSE: UNM) President & CEO, Rick McKenney, will represent the company at the 2021 RBC Capital Markets Global Financial Institutions Conference. McKenney is scheduled to speak at the virtual conference at 2:40 p.m. EST on...

Unum Group to present at the 2021 RBC Capital Markets Global Financial Conference

I've written about the Unum Group previously, and while the company holds somewhat more risk than its peers, it's also at a materially more attractive valuation. The company hasn't appreciated like its peers, and the upside is potentially massive.

Unum Group: Extremely Undervalued Insurance

CHATTANOOGA, Tenn., Feb. 23, 2021 /PRNewswire/ -- Employee benefits provider Unum (NYSE: UNM) is one of the World's Most Ethical Companies for its "unwavering commitment to business integrity." The recognition was made by The Ethisphere® Institute, a non-profit that defines and measures...

Unum Ranks Among World's Most Ethical Companies

CHATTANOOGA, Tenn., Feb. 8, 2021 /PRNewswire/ -- Unum Group's (NYSE: UNM) President & CEO, Rick McKenney, will represent the company at the Bank of America Securities 2021 Insurance Conference. The virtual conference is on Wednesday, February 10, 2021. McKenney is scheduled to speak at...

Unum Group to present at the Bank of America Securities 2021 Insurance Conference

Unum Group (UNM) CEO Rick McKenney on Q4 2020 Results - Earnings Call Transcript

News for Unum Stock (UNM)