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UPST
Volume: 1.87M

Upstart Holdings (UPST) Stock Forecast & Price Target

Upstart Holdings (UPST) Analyst Ratings

Based on 13 analyst ratings
Buy
Strong Buy 31%
Buy 23%
Hold 38%
Sell 8%
Strong Sell 0%

Bulls say

Upstart Holdings is in a strong position to see continued growth in their loan origination platform and expand into new lending product offerings, thanks to their AI-driven technology and access to a network of bank partners. Additionally, the company's focus on profitability and commitment to adding committed capital partners puts them in a favorable position to weather any potential challenges, such as rising interest rates. Overall, the company's strong balance sheet, improving underwriting model, and evolving product strategy make it an attractive investment opportunity with favorable risk-reward potential.

Bears say

Upstart Holdings is facing potential headwinds as its funding supply may stall out due to redemption requests at private credit funds, leading to downward revisions in originations growth and estimates. Additionally, rising interest rates may pressure the company's ability to underwrite customers at appropriate APRs, further hindering growth and profitability. If these challenges persist, the shares may only reach a low FY27 P/E multiple of 12x, significantly lower than the company's historical multiple.

Upstart Holdings (UPST) has been analyzed by 13 analysts, with a consensus rating of Buy. 31% of analysts recommend a Strong Buy, 23% recommend Buy, 38% suggest Holding, 8% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Upstart Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Upstart Holdings (UPST) Forecast

Analysts have given Upstart Holdings (UPST) a Buy based on their latest research and market trends.

According to 13 analysts, Upstart Holdings (UPST) has a Buy consensus rating as of Sep 28, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $45.85, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $45.85, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Upstart Holdings (UPST)

Volume: 1.87M

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