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VBTX
Volume: 784.06K
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Veritex Hld (VBTX) Stock Forecast & Price Target

Veritex Hld (VBTX) Analyst Ratings

Based on 7 analyst ratings
Buy
Strong Buy 29%
Buy 14%
Hold 57%
Sell 0%
Strong Sell 0%

Bulls say

Veritex Holdings has demonstrated strong growth in loan production, achieving a notable 44% increase from 2023 to year-end 2024. The company's loan-to-deposit ratio improved to 89.3% in the fourth quarter of 2024, indicating effective utilization of deposits to support lending activities. Additionally, an increase in the allowance for credit losses (ACL) from 1.01% to 1.26% over the past two years, combined with low non-collectible loan (NCO) rates of 0.26% in 2023 and 0.22% in 2024, underscores a solid credit quality position that supports a favorable outlook for earnings growth.

Bears say

Veritex Holdings has experienced a decline in non-interest-bearing deposits by 3.5% quarter-over-quarter, coinciding with a drop in loan yields by 33 basis points. Furthermore, the company's non-performing assets (NPA) to total assets ratio remains concerning at 62 basis points, despite a slight improvement quarter-over-quarter, suggesting ongoing credit quality challenges. Additionally, a projected lower loan growth for 2025 signals potential earnings headwinds and diminishes the positive expectations for provisions for loan losses (PLL).

Veritex Hld (VBTX) has been analyzed by 7 analysts, with a consensus rating of Buy. 29% of analysts recommend a Strong Buy, 14% recommend Buy, 57% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Veritex Hld and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Veritex Hld (VBTX) Forecast

Analysts have given Veritex Hld (VBTX) a Buy based on their latest research and market trends.

According to 7 analysts, Veritex Hld (VBTX) has a Buy consensus rating as of Jul 23, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $28.29, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $28.29, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Veritex Hld (VBTX)

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