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VEL
Volume: 56.93K
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Velocity Financial (VEL) Stock Forecast & Price Target

Velocity Financial (VEL) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 67%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Velocity Financial Inc. has demonstrated a notable increase in its non-warrant diluted GAAP common stock book value, rising to $16.19 per share, a 3.1% improvement from the previous quarter, while its adjusted book value stands at $18.50 per share. The company effectively managed its nonperforming loans, achieving resolutions on $76.4 million of these loans, resulting in a net gain of $1.9 million, equating to 102.4% of the underlying unpaid principal balance (UPB). Although there was a slight increase in nonperforming loans as a percentage of the total portfolio, the CECL reserve, now at 22 basis points, indicates a proactive approach to risk management.

Bears say

Velocity Financial Inc. is facing a negative outlook primarily due to a significant decline in its net interest margin (NIM), which dropped from 3.70% to 3.35%. Additionally, the blended cost of funds increased to 6.23%, while the effective portfolio yield decreased to 9.11%, which strains overall profitability. Furthermore, potential disruptions in the mortgage-backed securities (MBS) market could impact the company's access to warehouse credit, adding further pressure on its financial stability.

Velocity Financial (VEL) has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 67% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Velocity Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Velocity Financial (VEL) Forecast

Analysts have given Velocity Financial (VEL) a Buy based on their latest research and market trends.

According to 3 analysts, Velocity Financial (VEL) has a Buy consensus rating as of Oct 29, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $21.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $21.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Velocity Financial (VEL)

Volume: 56.93K

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