
West Bancorp (WTBA) Stock Forecast & Price Target
West Bancorp (WTBA) Analyst Ratings
Bulls say
West Bancorp shows a positive outlook, with expectations for an increase in customer service revenue and overall growth driven by share gains in its trust unit. Key financial metrics indicate a projected rise in the Total Capital Equity (TCE) ratio to 6.2% / 6.6% by the end of 2025 and 2026, alongside a notable increase in net interest income (NII) by 7% quarter-over-quarter in 4Q25 and 15% year-over-year in the following year, supported by strong loan growth. Additionally, core fee income demonstrated resilience, growing 4% quarter-over-quarter to $2.5 million, further highlighting the company's solid financial performance amidst a competitive banking landscape.
Bears say
West Bancorp's financial outlook appears negative due to a decline in end-of-period (EOP) loans held for investment (HFI), which fell by 2% quarter-over-quarter, contrary to expectations for growth. The bank's zero loan loss provision in the third quarter and a marginal drop in the allowance for loan losses suggest increased caution in credit risk management, reflecting broader macroeconomic uncertainties impacting client demand. Additionally, the anticipated flat loan growth for the remainder of the year, coupled with selective lending practices influenced by funding costs, points to a subdued growth trajectory that deviates from the bank's historical performance.
This aggregate rating is based on analysts' research of West Bancorp and is not a guaranteed prediction by Public.com or investment advice.
West Bancorp (WTBA) Analyst Forecast & Price Prediction
Start investing in West Bancorp (WTBA)
Order type
Buy in
Order amount
Est. shares
0 shares