
Wintrust Financial (WTFC) Stock Forecast & Price Target
Wintrust Financial (WTFC) Analyst Ratings
Bulls say
Wintrust Financial Corp demonstrates a robust financial outlook characterized by a forecasted 6%-7% year-over-year increase in both loans and deposits for 2026/27, supported by a diverse production pipeline and market share gains. The company reported a sequential net interest income increase of 3.0% to $583.9 million, with loans rising 2.0% sequentially to $53.1 billion, highlighting broad-based growth across its community banking segment. Additionally, strong performance metrics include a 4% increase in tangible book value per share and a rise in the fully taxable equivalent net interest margin to 3.54%, further illustrating Wintrust's solid financial position and growth potential.
Bears say
Wintrust Financial Corp's noninterest income experienced a slight decline of 0.3% quarter-over-quarter, indicating potential challenges in revenue generation, particularly in its mortgage banking sector. There are significant risks to the company’s performance, including concerns over deteriorating asset quality, slower loan growth, and pressure on profit margins that may not be balanced by increases in mortgage revenues. Additionally, uncertainties regarding the stability of deposit bases could lead to elevated funding costs, further complicating the company's financial outlook.
This aggregate rating is based on analysts' research of Wintrust Financial and is not a guaranteed prediction by Public.com or investment advice.
Wintrust Financial (WTFC) Analyst Forecast & Price Prediction
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