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WTFC
Volume: 390.27K
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Wintrust Financial (WTFC) Stock Forecast & Price Target

Wintrust Financial (WTFC) Analyst Ratings

Based on 11 analyst ratings
Buy
Strong Buy 55%
Buy 36%
Hold 9%
Sell 0%
Strong Sell 0%

Bulls say

Wintrust Financial Corp demonstrates a robust financial outlook driven by strong growth in loan and deposit pipelines, with a 4% increase in net interest income (NII) quarter-over-quarter, reaching $569.8 million, alongside a significant growth of 6.4% in deposits. The company also reported a 5.4% increase in non-interest income, totaling $130.8 million, surpassing projected figures, indicating effective management of diversified revenue streams. Additionally, Wintrust is positioned for continued growth, with forecasts suggesting a 5%-9% increase in loans and deposits, which bodes well for sustained future NII expansion.

Bears say

Wintrust Financial Corp has experienced a decline in its net interest margin (NIM), which decreased 4 basis points quarter-over-quarter to 3.50%, indicating decreasing profitability from its core banking operations. Additionally, while the company reported a 12% decline in non-performing assets (NPAs), this may be misleading as a significant portion of the decrease could stem from increased net charge-offs (NCOs), raising concerns about underlying asset quality. Furthermore, the overall financial outlook is hampered by anticipated slower growth in loans, core deposits, and fee income, in conjunction with heightened noninterest expenses, which collectively present risks to the company's profitability and long-term financial stability.

Wintrust Financial (WTFC) has been analyzed by 11 analysts, with a consensus rating of Buy. 55% of analysts recommend a Strong Buy, 36% recommend Buy, 9% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Wintrust Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Wintrust Financial (WTFC) Forecast

Analysts have given Wintrust Financial (WTFC) a Buy based on their latest research and market trends.

According to 11 analysts, Wintrust Financial (WTFC) has a Buy consensus rating as of Dec 13, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $155.18, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $155.18, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Wintrust Financial (WTFC)

Volume: 390.27K

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