Bread Financial Holdings Inc

Bread Financial Holdings, Inc. engages in the provision of data-driven and transaction-based marketing, customer loyalty and payment solutions. Its products and services include credit cards, loan financing, processing, and servicing, marketing, data and analytics, and digital offerings. The company was founded in 1996 and is headquartered in Columbus, OH.

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Bread Financial Holdings Inc reports strong Q4 performance amidst challenges

Bread Financial Holdings Inc's Q4 2022 performance reflects robust revenue growth, successful product launches, and strategic partnerships, despite facing challenges related to regulatory uncertainties and inflationary pressures.
The company's focus on innovation, technology investments, and digital channels positions it well to capitalize on market opportunities and drive future growth through enhanced customer experiences.
Navigating economic challenges and maintaining growth momentum while addressing portfolio risks and competitive pressures will be key focus areas for Bread Financial Holdings Inc in the coming quarters.

Bread Financial Holdings Inc reports robust Q1 performance amidst economic challenges

BFH's Q1 earnings call highlighted strong financial performance, strategic initiatives, and a focus on balance sheet strength. The company faces challenges from consumer pressures and economic uncertainties but has opportunities to leverage its competitive strengths and adapt to changing market dynamics.

Bread Financial reduces debt, faces macro challenges, eyes growth opportunities

Bread Financial's Q2 performance reflects a mix of achievements and challenges amidst macroeconomic headwinds impacting credit sales and expenses.
The company's strengths lie in its strategic focus on responsible growth, diversified portfolio, and improved credit risk management practices.
While facing challenges such as elevated delinquency rates and processing expenses, Bread Financial can leverage opportunities in new partnerships and evolving consumer spending habits for future growth.

Bread Financial reports solid Q3 earnings amidst regulatory challenges

Bread Financial Holdings Inc had a strong Q3 performance with a focus on responsible growth and capital strengthening. Challenges lie ahead with expected slowing sales growth and higher loss rates in 2023. The company is proactively addressing regulatory changes and aiming to balance profitability with capital requirements.

Bread Financial reports resilient Q4 performance amidst macroeconomic challenges

Bread Financial Holdings Inc navigated challenging macroeconomic conditions in Q4 2023 to achieve sustainable growth and financial resilience. Despite facing higher credit losses and regulatory uncertainties, the company focused on managing risks, enhancing efficiency, and driving long-term value creation. Anticipated balanced growth in 2024 presents opportunities for responsible expansion and mitigating potential regulatory impacts.

Bread Financial reports solid Q1 earnings amidst market challenges

Bread Financial's Q1 2024 performance reflects resilience amidst challenging market conditions, with a focus on financial stability and responsible growth.
The company's proactive measures to strengthen the balance sheet, reduce debt, and adapt to regulatory changes position it well for long-term success.
Despite challenges from consumer spending moderation and regulatory adjustments, Bread Financial remains committed to shareholder value, innovation, and operational excellence.

Bread Financial Holdings Inc reports solid Q2 performance and strategic growth outlook

Bread Financial Holdings Inc demonstrated resilience and strategic growth initiatives in Q2 2024 despite challenges in credit sales and revenue.
The company's focus on responsible growth, risk management, and operational excellence positions it well for sustainable performance.
With a strong financial foundation, strategic partnerships, and proactive risk mitigation strategies, Bread Financial Holdings Inc is poised for continued success.

Bread Financial Holdings Inc reports strong Q3 performance and growth opportunities

Bread Financial Holdings Inc (BFH) delivered a solid performance in Q3, marked by strong financial results and strategic initiatives. While facing challenges related to regulatory changes and seasonal delinquency rates, the company remains focused on responsible growth and capital improvement. With a diverse product suite and mitigation strategies in place, BFH is poised for continued success.

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Bread Financial Holdings, Inc. engages in the provision of payment, lending, and saving solutions. The firm also offers private label and co-brand credit cards and buy now, pay later products such as installment loans and split-pay offerings. The company was founded in 1996 and is headquartered in Columbus, OH.

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COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) today announced that it has commenced a cash tender offer to purchase any and all of its outstanding 4.750% Senior Notes due 2024 (the “Notes”) for the consideration described below. Title of Security CUSIP Number/ISIN Principal Amount Outstanding Purchase Price(*) 4.

Bread Financial Commences Offer to Purchase Any and All of Its Outstanding 4.750% Senior Notes Due 2024

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today that it intends to offer, subject to market and other conditions, $275 million in aggregate principal amount of convertible senior notes due 2028 (the “Convertible Notes”). The Company intends to use a portion of the net proceeds of the Convertible Notes offering to fund the cost of entering into the capped call transactions described below and intends to use the rema.

Bread Financial Announces Convertible Notes Offering

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial Holdings, Inc. (NYSE: BFH) announced today that it has entered into a credit agreement with JPMorgan Chase Bank, N.A., and other financial institutions, pursuant to which the lenders have agreed to provide a $700 million senior unsecured revolving credit facility and a $575 million senior unsecured delayed draw term loan facility, subject to certain conditions. The effectiveness of this new credit facility will be subject to customary closing con.

Bread Financial Announces Refinancing Commitments

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, today announced the company's participation in the Morgan Stanley U.S. Financials, Payments & CRE Conference on Tuesday, June 13. Bread Financial President and Chief Executive Officer, Ralph Andretta, and EVP and Chief Financial Officer, Perry Beberman, will participate in a fireside chat. The firesid.

Bread Financial™ to Participate in the Morgan Stanley U.S. Financials, Payments & CRE Conference

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COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial (NYSE: BFH), a tech-forward financial services company providing simple, personalized payment, lending and saving solutions, today released its 2022 Environmental, Social and Governance (ESG) Performance Report, highlighting the significant progress made against Bread Financial's recently enhanced ESG strategy and framework. In its 10th year of public ESG reporting, the Company's 2022 report represents a significant milestone for Bread Financial,.

Bread Financial Releases 2022 ESG Report, Showcases Progress Amid Multi-Year Business Transformation

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, provided a performance update. The following tables present the Company's net loss rate and delinquency rate for the periods indicated.     For the month ended April 30, 2023   For the month ended April 30, 2022   (dollars in millions) End-of-period credit card and other loans $ 18,039     $ 17,215   Aver.

Bread Financial Provides Performance Update for April 2023

Bread Financial (BFH) Q1 results reflect improved credit sales and higher total non-interest expenses.

Bread Financial (BFH) Q1 Earnings, Revenues Top Estimates

Bread Financial Holdings, Inc. (BFH) Q1 2023 Earnings Call Transcript.

Bread Financial Holdings, Inc. (BFH) Q1 2023 Earnings Call Transcript

Bread Financial Holdings (BFH) came out with quarterly earnings of $9.08 per share, beating the Zacks Consensus Estimate of $7.20 per share. This compares to earnings of $4.21 per share a year ago.

Bread Financial Holdings (BFH) Beats Q1 Earnings and Revenue Estimates

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, provided a performance update. The following tables present the Company's net loss rate and delinquency rate for the periods indicated.   For the month ended March 31, 2023   For the three months ended March 31, 2023(1)   (dollars in millions) End-of-period credit card and other loans $ 18,060     $ 18,06.

Bread Financial Provides Performance Update for March 2023

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial Holdings, Inc. (NYSE: BFH) today announced its first quarter 2023 financial results.

Bread FinancialTM Reports First Quarter 2023 Results

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial (NYSE: BFH) today announced a total of $1 million in grants.

Bread Financial Awards $1 Million in Grants to 21 Organizations to Improve Financial Wellness and Promote Economic Stability

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COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial (NYSE: BFH) will host a conference call on April 27, 2023, at 8:30 a.m. ET to discuss the company's first quarter 2023 results.

Bread Financial Schedules First Quarter 2023 Earnings Conference Call for April 27, 2023

Bread Financial (BFH) is well poised for growth on the back of growing retained earnings, active risk management, solid consumer spending and capital deployment.

Here's Why You Should Hold on to Bread Financial (BFH) Stock

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial Holdings, Inc. (NYSE: BFH) provides a performance update.

Bread FinancialTM Provides Performance Update for February 2023

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial Holdings, Inc. (NYSE: BFH) today announced the company's participation at the Wolfe Fintech Forum on Wednesday, March 15.

Bread FinancialTM to Participate in the Wolfe Fintech Forum

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial (NYSE: BFH) today announced that it joins 483 other public companies as a member of the 2023 Bloomberg Gender-Equality Index (GEI).

Bread Financial™ Included in 2023 Bloomberg Gender-Equality Index (GEI) for Fifth Consecutive Year

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial Holdings, Inc. (NYSE: BFH) today announced the company's participation in the 2023 KBW Fintech Payments Conference.

Bread Financial™ to Participate in the 2023 KBW Fintech Payments Conference

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial Holdings, Inc. (NYSE: BFH) provided a performance update today.

Bread FinancialTM Provides Performance Update for January 2023

Bread Financial™ to Participate in the Credit Suisse Financial Services Forum and Bank of America Securities 2023 Financial Services Conference

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Bread Financial (BFH) Q4 results reflect improved credit sales and higher total non-interest expenses.

News for Bread Financial Holdings Inc Stock (BFH)