Bread Financial Holdings Inc

Bread Financial Holdings, Inc. engages in the provision of data-driven and transaction-based marketing, customer loyalty and payment solutions. Its products and services include credit cards, loan financing, processing, and servicing, marketing, data and analytics, and digital offerings. The company was founded in 1996 and is headquartered in Columbus, OH.

Earnings data Q1 2021

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Earnings data Q3 2024

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Bread Financial Holdings Inc reports strong Q4 performance amidst challenges

Bread Financial Holdings Inc's Q4 2022 performance reflects robust revenue growth, successful product launches, and strategic partnerships, despite facing challenges related to regulatory uncertainties and inflationary pressures.
The company's focus on innovation, technology investments, and digital channels positions it well to capitalize on market opportunities and drive future growth through enhanced customer experiences.
Navigating economic challenges and maintaining growth momentum while addressing portfolio risks and competitive pressures will be key focus areas for Bread Financial Holdings Inc in the coming quarters.

Bread Financial Holdings Inc reports robust Q1 performance amidst economic challenges

BFH's Q1 earnings call highlighted strong financial performance, strategic initiatives, and a focus on balance sheet strength. The company faces challenges from consumer pressures and economic uncertainties but has opportunities to leverage its competitive strengths and adapt to changing market dynamics.

Bread Financial reduces debt, faces macro challenges, eyes growth opportunities

Bread Financial's Q2 performance reflects a mix of achievements and challenges amidst macroeconomic headwinds impacting credit sales and expenses.
The company's strengths lie in its strategic focus on responsible growth, diversified portfolio, and improved credit risk management practices.
While facing challenges such as elevated delinquency rates and processing expenses, Bread Financial can leverage opportunities in new partnerships and evolving consumer spending habits for future growth.

Bread Financial reports solid Q3 earnings amidst regulatory challenges

Bread Financial Holdings Inc had a strong Q3 performance with a focus on responsible growth and capital strengthening. Challenges lie ahead with expected slowing sales growth and higher loss rates in 2023. The company is proactively addressing regulatory changes and aiming to balance profitability with capital requirements.

Bread Financial reports resilient Q4 performance amidst macroeconomic challenges

Bread Financial Holdings Inc navigated challenging macroeconomic conditions in Q4 2023 to achieve sustainable growth and financial resilience. Despite facing higher credit losses and regulatory uncertainties, the company focused on managing risks, enhancing efficiency, and driving long-term value creation. Anticipated balanced growth in 2024 presents opportunities for responsible expansion and mitigating potential regulatory impacts.

Bread Financial reports solid Q1 earnings amidst market challenges

Bread Financial's Q1 2024 performance reflects resilience amidst challenging market conditions, with a focus on financial stability and responsible growth.
The company's proactive measures to strengthen the balance sheet, reduce debt, and adapt to regulatory changes position it well for long-term success.
Despite challenges from consumer spending moderation and regulatory adjustments, Bread Financial remains committed to shareholder value, innovation, and operational excellence.

Bread Financial Holdings Inc reports solid Q2 performance and strategic growth outlook

Bread Financial Holdings Inc demonstrated resilience and strategic growth initiatives in Q2 2024 despite challenges in credit sales and revenue.
The company's focus on responsible growth, risk management, and operational excellence positions it well for sustainable performance.
With a strong financial foundation, strategic partnerships, and proactive risk mitigation strategies, Bread Financial Holdings Inc is poised for continued success.

Bread Financial Holdings Inc reports strong Q3 performance and growth opportunities

Bread Financial Holdings Inc (BFH) delivered a solid performance in Q3, marked by strong financial results and strategic initiatives. While facing challenges related to regulatory changes and seasonal delinquency rates, the company remains focused on responsible growth and capital improvement. With a diverse product suite and mitigation strategies in place, BFH is poised for continued success.

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Bread Financial Holdings, Inc. engages in the provision of payment, lending, and saving solutions. The firm also offers private label and co-brand credit cards and buy now, pay later products such as installment loans and split-pay offerings. The company was founded in 1996 and is headquartered in Columbus, OH.

Bread Financial (BFH) Q1 results reflect increase in revenues offset by increase in total non-interest expenses.

Bread Financial (BFH) Q1 Earnings Lag Estimates, Revenues Top

Bread Financial (BFH) delivered earnings and revenue surprises of -6.44% and 1.45%, respectively, for the quarter ended March 2022. Do the numbers hold clues to what lies ahead for the stock?

Bread Financial Holdings (BFH) Lags Q1 Earnings Estimates

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, provided a performance update. The following tables present the Company's net charge-offs and delinquency rates for the periods indicated.   For the month ended March 31, 2022   For the three months ended March 31, 2022   (dollars in millions) End-of-period credit card and other loans $ 16,843   $ 16,843

Bread Financial Provides Performance Update for March 2022

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, today announced its first quarter 2022 financial results. All earnings related materials are now available at the Company's investor relations website, here. Bread Financial President and Chief Executive Officer Ralph Andretta and Chief Financial Officer Perry Beberman will host a conference call at 8:30

Bread Financial Reports First Quarter 2022 Results

Mastercard

Western Union

Enhanced digital capabilities, a recovering economy and higher consumer spending are likely to favor first-quarter results of MA, WU and BFH.

Financial Transaction Stock Q1 Earnings Due Apr 28: MA, WU, BFH

Bread Financial (BFH) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Why the Earnings Surprise Streak Could Continue for Bread Financial (BFH)

Decreases in the provision for loan loss due to improved credit performance, reduction in interest expense, net due to lower average balances and higher revenues are likely to have driven Bread Financial's (BFH) performance in the first quarter of 2022.

Will Bread Financial (BFH) Retain Beat Streak in Q1 Earnings?

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving solutions, announces its former Comenity Direct consumer deposit brand is now Bread Savings. The name change reflects the rebranding of Alliance Data to Bread Financial, which was announced on March 23. Bread Savings offers high-yield savings accounts and certificates of deposit at top market rates and makes it easy to transfer funds

A New Name, But a Commitment That's the Same – Comenity Direct is Now Bread Savings™

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, today announced the launch of a new consumer credit card – the Bread Cashback™ American Express® Credit Card. Bread Cashback offers unlimited 2% cash back with no reward caps and no categories to manage. Plus, there are no annual fees or foreign transaction fees. Cardholders will also have access to premium American Exp

All of the Benefits, None of the Gimmicks: Bread Financial™ Unveils New Bread Cashback™ American Express® Credit Card

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial schedules first-quarter 2022 earnings conference call for April 28.

Bread Financial Schedules First-Quarter 2022 Earnings Conference Call for April 28

Alliance Data Systems

COLUMBUS, Ohio--(BUSINESS WIRE)--Alliance Data (NYSE: ADS) today announced that it will now be known as Bread Financial.

Alliance Data is now Bread FinancialTM

News for Bread Financial Holdings Inc Stock (BFH)