Revenue segments as reported by the company.

Institutional Clients Group

Personal Banking and Wealth Management

Legacy Franchises

Services

Markets

Banking

U.S. Personal Banking

Wealth

All Other—managed basis

Reconciling Items—Divestiture-related impacts

Global Consumer Banking

Corporate / Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provisions for credit losses and for benefits and claims

Compensation and benefits

Premises and equipment

Technology / communication

Advertising and marketing

Other operating

Restructuring

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citigroup

Banamex is the second largest bank in Mexico.

Banamex

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking, Institutional Clients Group, and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets, and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citigroup reports steady Q4 earnings, focuses on strategic transformation

Citigroup's Q4 2022 performance showed steady net income and revenue growth, with a focus on strategic priorities and transformation efforts. Challenges in investment banking and wealth management are being addressed through cost reduction and technology investments. Opportunities for growth exist in wealth management strategies and market improvements.

Citigroup reports robust Q1 earnings, eyes growth amidst uncertainties

Citigroup's Q1 2023 earnings call showcased strong financial performance, emphasizing growth in core businesses and positive prospects in Wealth Management. While facing global uncertainties and interest rate challenges, the company focuses on investments in modernization and growth opportunities in key markets. Citigroup aims for sustainable growth through strategic initiatives and prudent risk management.

Citigroup reports mixed Q2 results, focuses on revenue stability

Citigroup's Q2 performance showed mixed results with strong revenue growth in key segments but challenges in expenses and Investment Banking
The focus on steady revenues, cost reduction, and simplification efforts presents opportunities for improving returns and capital management
Client sentiment remains cautious amidst global uncertainties, with a strategic shift towards efficiency and innovation in response to market dynamics
Balancing capital adjustments, expense management, and client needs will be crucial for Citigroup's future growth and resilience

Citigroup reports solid Q3 earnings, focuses on revenue growth

Citigroup's Q3 results reflect strong revenue growth and strategic focus on capital optimization.
Despite challenges in organizational restructuring and capital requirements, the company is optimistic about revenue growth targets.
Investments in innovation and client relationships position Citigroup for future success in various business segments.
The company's commitment to efficiency and transparency underscores confidence in achieving long-term targets.

Citigroup reports record performance in 2023, outlines strategic priorities

Citigroup made strategic accomplishments in 2023 despite Q4 challenges, focusing on 2024 priorities.
The company is committed to transparency, accountability, and delivering results to shareholders.
Balancing near-term profitability improvements with future growth investments is a key focus for Citigroup.
Optimism in achieving long-term targets through expense reduction, revenue growth, and operational improvements.

Citigroup reports solid Q1 earnings, navigates challenges with strategic focus

Citigroup's Q1 earnings call showcased a mix of strong performance, strategic initiatives, challenges, and opportunities. The company's focus on cost management, revenue diversification, and enhancing client experience positions it well for future growth and profitability amidst a dynamic economic environment.

Citigroup reports robust Q3 earnings, eyes IPO readiness and compliance

Citigroup's Q3 performance showcased revenue growth, expense discipline, and progress in regulatory compliance, with a focus on optimizing shareholder value and market opportunities.
While facing challenges in Fixed Income revenues and regulatory reporting, the company aims to capitalize on opportunities in stock buybacks, IPO readiness, and client asset growth.
Overall, Citigroup's strategic initiatives position it well for sustained growth, profitability, and shareholder value creation, underpinned by a commitment to operational excellence and regulatory transparency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Agree Realty

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Many go price hunting during a bear market. However, I prefer hunting for total return.

7 Cheap Income Stocks Everyone Should Own

Citigroup's stock (NYSE: C) has lost 28% YTD, as compared to the 22% decline in the S&P500 over the same period.

Is Citigroup Stock Attractive At The Current Levels?

Bank of America

Goldman Sachs

JPMorgan Chase & Co

Morgan Stanley

Wells Fargo

The Federal Reserve Board announced Thursday that it will conduct a climate risk analysis involving six of the largest U.S. banks beginning next year.

Fed enlists six major banks for climate risk analysis

Barclays

Credit Suisse

Deutsche Bank

Jefferies Financial Group Inc

Nomura Holdings

UBS Group AG

Eight banks and three other FIs will pay a combined $1.8 billion for their message retention failures, highlighting the need for better tech tools at work.

Big banks face $1.8 billion in fines for employee messaging record-keeping blunder

The Federal Reserve announced Thursday that six of the nation's largest banks would participate in a pilot climate scenario analysis exercise in 2023.

Fed to kick off climate scenario analysis in 2023 with six large banks

CALGARY, Alberta--(BUSINESS WIRE)--Macquarie today announced that its annual charity fundraiser, the Brew-Off, raised more than $C1.7 million for local Calgary charities. The event, now in its sixth year after taking a two-year pause due to the COVID-19 pandemic, was held on Sept. 22 in collaboration with energy industry partners. The Macquarie Group Foundation will match the funds raised at the Brew-Off, increasing the total amount raised to approximately $C3.2 million. The craft beer fundrais

Macquarie raises over $C3 million for Calgary charities in annual Brew-Off event

Blackrock Inc

The heads of some of the world's top banks and asset managers will attend an investment summit in Hong Kong on Nov. 2, the city's financial regulator said on Thursday, signalling a re-opening of the financial hub after strict pandemic-linked curbs.

Wall Street titans to join Nov 2 summit in Hong Kong as COVID rules relaxed

Discover

Wall Street has not been kind to most financial stocks so far in 2022. Despite the potential for bank earnings to increase due to rising interest rates, worries over a global recession have weighed on many bank shares.

3 Undervalued Bank Stocks to Buy Now

The U.S. Federal Reserve Board should consider relaxing bank-merger guidelines focused on branch concentration, last updated in 1995, to account for competition from financial technology companies, Michelle Bowman, a governor at the Federal Reserve Board, said Wednesday.

Fed official suggests easing of big-bank merger rules as competition from fintech increases

Barclays PLC (LSE:BARC), Goldman Sachs (NYSE:GS) and Credit Suisse were among a host of companies fined by the US regulator for traders' use of their phones for work communication, and not properly maintaining and preserving electronic communications. Bank of America Corp (NYSE:BAC), Citigroup Inc (NYSE:C), Morgan Stanley (NYSE:MS) and UBS were among the others fined by the regulator for a combined total of US$1.1bn.

Barclays and other banks hit with fines for using WhatsApp and not keeping records

Communicating on private devices makes it difficult for banks to maintain record-keeping of what everyone is doing, as they are required to do by law.

Wall Street's texting problem forces unhappy regulators to send a billion dollar message

Goldman Sachs, Citigroup and other financial giants have agreed to pay regulators $1.1 billion in penalties for not monitoring employees using unauthorized messaging apps, according to a press release from the Securities and Exchange Commission (SEC) on Tuesday (Sept. 27).

Goldman Sachs and 15 Financial Firms Pay $1.1B to Settle SEC WhatsApp Probe

More than a dozen financial institutions agreed to pay more than $1 billion collectively for failing to properly collect employees' text messages for their records, the Securities and Exchange Commission announced Tuesday.

Big banks to pay more than $1 billion for ‘widespread and longstanding failures' in keeping text-message records

Credit Suisse's global co-head of banking and EMEA co-head of investment banking and capital markets Jens Welter is leaving to join Citigroup , in a blow to the Swiss bank as it prepares for a major restructuring.

Credit Suisse co-head of global banking Welter to join Citigroup

NEW YORK--(BUSINESS WIRE)--Citi's Issuer Services business, acting through Citibank, N.A., has been appointed by Joincare Pharmaceutical Group Industry Co., Ltd. (“Joincare”) – an innovative and scientific research-oriented pharmaceutical group engaged in the research and development, production and distribution of pharmaceuticals and healthcare products – to act as Depositary Bank for its Global Depositary Receipt (“GDR”) program. Joincare's GDR program was established in connection with a US$

Citi Appointed as Depositary Bank for Joincare Pharmaceutical Group Industry Co., Ltd.'s GDR Program

NEW YORK--(BUSINESS WIRE)--Citigroup will issue its third quarter results via press release at approximately 8 a.m. (ET) on Friday, October 14, 2022. At 11 a.m. (ET), results will be reviewed via live webcast and teleconference. The press release, webcast and presentation materials will be available at www.citigroup.com/citi/investor. A replay and transcript of the webcast will be available shortly after the event. To attend the live webcast please visit https://www.veracast.com/webcasts/citigr

Citi Third Quarter 2022 Earnings Review

The refreshed strategy is very sensible and execution is going well. Interest rates are a huge tailwinds.

Citigroup: Compelling Risk/Reward Opportunity At 0.55x Book

Citigroup is undertaking drastic cutbacks on the amount of money it lends to private equity firms and other asset managers as big banks try to adhere to strict new regulations on capital. The lending in question is what's called subscription-line financing, the Financial Times (FT) reported Friday (Sept.

Citi to Cut Lending to Private Equity Firms

Mastercard

Stocks continued to fall in the wake of the Federal Reserve's September meeting earlier this week.

Why Shares of Mastercard, Citigroup, and Goldman Sachs Edged Lower Today

As part of its strategy to further streamline operations, Citigroup (C) intends to wind down its UK retail banking business, and expand personal banking and wealth management businesses.

Citigroup (C) Plans to Focus on Wealth Management in the UK

PNC Financial Services

Truist Financial

U.S. Bancorp

The banking industry's top leaders face another day of hearings in Washington D.C.

Watch Jamie Dimon and other bank CEOs get grilled by Congress in second day of hearings

Three major U.S. banks said on Wednesday they will hike their prime lending rates by 75 basis points, bringing the rates to their highest since the global financial crisis of 2008.

Big U.S. banks' prime rate soars to highest since financial crisis

Chief executive officers of the country's seven largest consumer-facing banks tackled queries on inflation, racial equality in home lending, regulatory burdens and their views on an economic slowdown as two days of public hearings on Capitol Hill got under way Wednesday.

Bank CEOs push back on capital requirements in Capitol Hill hearings

Citigroup CEO Jane Fraser told Congress on Wednesday higher rates to tame inflation are likely to moderate economic growth in the United States and in the rest of the world.

Citigroup CEO says higher rates to moderate growth in U.S,, world

As midterms heat up, Congress is eyeing ways to hold megabanks accountable to consumers.

News for Citigroup Stock (C)