Revenue segments as reported by the company.

Institutional Clients Group

Personal Banking and Wealth Management

Legacy Franchises

Services

Markets

Banking

U.S. Personal Banking

Wealth

All Other—managed basis

Reconciling Items—Divestiture-related impacts

Global Consumer Banking

Corporate / Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provisions for credit losses and for benefits and claims

Compensation and benefits

Premises and equipment

Technology / communication

Advertising and marketing

Other operating

Restructuring

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citigroup

Banamex is the second largest bank in Mexico.

Banamex

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking, Institutional Clients Group, and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets, and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citigroup reports steady Q4 earnings, focuses on strategic transformation

Citigroup's Q4 2022 performance showed steady net income and revenue growth, with a focus on strategic priorities and transformation efforts. Challenges in investment banking and wealth management are being addressed through cost reduction and technology investments. Opportunities for growth exist in wealth management strategies and market improvements.

Citigroup reports robust Q1 earnings, eyes growth amidst uncertainties

Citigroup's Q1 2023 earnings call showcased strong financial performance, emphasizing growth in core businesses and positive prospects in Wealth Management. While facing global uncertainties and interest rate challenges, the company focuses on investments in modernization and growth opportunities in key markets. Citigroup aims for sustainable growth through strategic initiatives and prudent risk management.

Citigroup reports mixed Q2 results, focuses on revenue stability

Citigroup's Q2 performance showed mixed results with strong revenue growth in key segments but challenges in expenses and Investment Banking
The focus on steady revenues, cost reduction, and simplification efforts presents opportunities for improving returns and capital management
Client sentiment remains cautious amidst global uncertainties, with a strategic shift towards efficiency and innovation in response to market dynamics
Balancing capital adjustments, expense management, and client needs will be crucial for Citigroup's future growth and resilience

Citigroup reports solid Q3 earnings, focuses on revenue growth

Citigroup's Q3 results reflect strong revenue growth and strategic focus on capital optimization.
Despite challenges in organizational restructuring and capital requirements, the company is optimistic about revenue growth targets.
Investments in innovation and client relationships position Citigroup for future success in various business segments.
The company's commitment to efficiency and transparency underscores confidence in achieving long-term targets.

Citigroup reports record performance in 2023, outlines strategic priorities

Citigroup made strategic accomplishments in 2023 despite Q4 challenges, focusing on 2024 priorities.
The company is committed to transparency, accountability, and delivering results to shareholders.
Balancing near-term profitability improvements with future growth investments is a key focus for Citigroup.
Optimism in achieving long-term targets through expense reduction, revenue growth, and operational improvements.

Citigroup reports solid Q1 earnings, navigates challenges with strategic focus

Citigroup's Q1 earnings call showcased a mix of strong performance, strategic initiatives, challenges, and opportunities. The company's focus on cost management, revenue diversification, and enhancing client experience positions it well for future growth and profitability amidst a dynamic economic environment.

Citigroup reports robust Q3 earnings, eyes IPO readiness and compliance

Citigroup's Q3 performance showcased revenue growth, expense discipline, and progress in regulatory compliance, with a focus on optimizing shareholder value and market opportunities.
While facing challenges in Fixed Income revenues and regulatory reporting, the company aims to capitalize on opportunities in stock buybacks, IPO readiness, and client asset growth.
Overall, Citigroup's strategic initiatives position it well for sustained growth, profitability, and shareholder value creation, underpinned by a commitment to operational excellence and regulatory transparency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Bank of New York Mellon

Blackrock Inc

JPMorgan Chase & Co

Morgan Stanley

Taiwan Semiconductor Manufacturing

U.S. Bancorp

Wells Fargo

Considering the Dow had sunk more than -600 points early this session, we'll still count it as a near-win.

Markets Fight Back to (Near) Break-Even

It is one of the few banks that still trades below book value, reflecting its difficulty in meeting financial targets as well as regulatory actions.

Citigroup Earnings Will Show if Turnaround Is on Track

Ally Financial

Bank of America

As investors monitor bank earnings and the possibility for larger interest rate hikes, five bank stocks in Warren Buffett (Trades, Portfolio)'s first-quarter 13F equity portfolio that are trading near 52-week lows are Citigroup Inc. ( C , Financial), Bank of America Corp. ( BAC , Financial), Bank of New York Mellon Corp. ( BK , Financial), U.S. Bancorp ( USB , Financial) and Ally Financial Inc. ( ALLY , Financial).

5 Warren Buffett Bank Stocks Near 52-Week Lows

Activision Blizzard

Occidental Petroleum

Paramount Global

Warren Buffett (Trades, Portfolio) is busy deploying his massive cash hoard as the market plummets.

Warren Buffett Is Buying, Not Selling

Other major banks reported disappointing earnings results this morning.

Why Shares of Citigroup Are Falling Today

Citigroup appears to be executing well on its turnaround strategy.

Is It Time to Buy Citigroup (C) Shares?

CitigroupC Inc. is scheduled to report earnings before Friday's open. The stock hit a split adjusted record high of $570/share in 2006 and is currently trading near $43/share. The stock is prone to big moves after reporting earnings and can easily gap up if the numbers are strong. Conversely, if the numbers disappoint, the stock can easily gap down.

Earnings Preview: What To Expect From Citigroup On Friday

The shares of Citigroup Inc (NYSE:C) are down 1.8% at $45.31 this afternoon as investors gear up for the bank name's second-quarter earnings report, which is due out before the open on Friday, July 15.

Another Bank Name Set to Take on the Earnings Confessional

NEW YORK--(BUSINESS WIRE)--Citi's Issuer Services business, acting through Citibank, N.A., has been appointed by Ming Yang Smart Energy Group Limited (“Ming Yang”) – a leading wind turbine manufacturer in China – to act as Depositary Bank for its Global Depositary Receipt (“GDR”) program. Ming Yang's GDR program was established in connection with a US$656.9 million initial public offering of its GDRs (or US$706.9 million, if the underwriters exercise their over-allotment option in full), priced

Citi Appointed as Depositary Bank for Ming Yang Smart Energy Group Limited GDR Program -- the Fifth Shanghai-London Stock Connect GDR Program

UnitedHealth Group

The three major U.S. equity indexes closed lower again Tuesday. The Dow Jones industrials closed down 0.6%, the S&P 500 dropped 0.92% and the Nasdaq shed 0.95%.

Earnings Previews: Citigroup, UnitedHealth, US Bancorp, Wells Fargo

Goldman Sachs

iShares U.S. Broker-Dealers & Securities Exchanges ETF

iShares U.S. Financials ETF

iShares US Financial Services ETF

Invesco KBW Bank ETF

Vanguard Financials ETF

Financial Select Sector SPDR Fund

Big banks will start releasing their quarterly numbers from this week.

What's in Store for Bank ETFs This Earnings Season?

Citigroup (C) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Can Citigroup (C) Keep the Earnings Surprise Streak Alive?

Investors are bracing for a fresh slide in banking stocks, with fears of a hit from a potential recession outweighing the lure of relatively cheap valuations and a strong long-term outlook.

Analysis-Investors wary of cheap U.S. bank stocks on recession fears

Decent trading segment, a rise in loan demand and higher interest rates are likely to have supported Citigroup's (C) Q2 earnings. Dismal IB performance and high expenses are expected to have hurt.

Loans & Trading to Aid Citigroup's (C) Q2 Earnings, IB to Hurt

A surge in trading revenue powered by volatile markets should partially offset a slump in M&A and equity and debt deals when Wall Street banks report second-quarter earnings this month.

Wall Street banks' Q2 trading revenue likely to surge, softening blow from deal slump

Second quarter profits at big U.S. banks are expected to fall sharply from a year earlier on increased loan loss reserves, as the pandemic recovery gives way to a possible recession.

Big U.S. banks' second quarter profits to tumble on higher bad loan reserves

The big six U.S. banks face a tough second quarter earnings season due to a hit from increased loan loss reserves, as the pandemic recovery gives way to a possible recession.

Factbox-How big U.S. banks have managed bad loan reserves since the pandemic

Earnings season is upon us once again! It's just like the holiday season except instead of presents and sweets we get financial results and conference calls.

Big bank earnings could be ugly this week. Here's what to look for

Delta Air Lines

PepsiCo

Bank stocks have been big-time laggards in the ongoing market pullback. This is despite the fact that core features of the economy have been stable and rising interest rates are generally expected to benefit banks since they help expand their margins.

Previewing JPMorgan and the Big Banks to Kick Off Q2 Earnings Season

NEW YORK--(BUSINESS WIRE)--Citigroup Inc. is announcing the redemption, in whole, constituting $2,500,000,000 of its 2.876% Fixed Rate / Floating Rate Notes due 2023 (the “FXD/FRN notes”) (ISIN: US172967LM17), and the redemption, in whole, constituting $750,000,000 of its Floating Rate Notes due 2023 (the “FRN notes” and together with the FXD/FRN notes, the “notes”) (ISIN: US172967LN99). The redemption date for the notes is July 24, 2022 (the “redemption date”). The cash redemption price for th

Citigroup Announces $2.5 Billion Redemption of 2.876% Fixed Rate / Floating Rate Notes Due 2023 and $750 Million Redemption of Floating Rate Notes Due 2023

Citigroup was asked by the U.S. Securities and Exchange Commission to "enhance" disclosures tied to the bank's business in Russia, according to a regulatory filing published on Friday.

Citigroup asked by SEC to 'enhance' disclosures on Russia

U.S. analysts and economists will be watching to see how banks' mortgage businesses are faring during their second-quarter earnings this month, as U.S. Federal Reserve rate hikes continue to crimp mortgage originations and refinancings.

Big banks' Q2 earnings to shed light on gloomy U.S. mortgage outlook

Big banks will kick off earnings season next week with JPMorgan, Citigroup, and Morgan Stanley expected to report results.

Big Banks Impacted by Deal Decline

Our theme of Inflation stocks - which predominantly includes companies from the banking, insurance, consumer staples, and oil and gas sectors - has declined by about 8% over the last month, marginally underperforming the broader S&P 500.

With Recession Fears Mounting, How Is Our Inflation Theme Doing?

Big banks will kick off earnings season next week, with JPMorgan Chase first out of the gate before the stock market opens on July 14.

News for Citigroup Stock (C)