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SOFI
Volume: 25.23M

SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 14 analyst ratings
Hold
Strong Buy 14%
Buy 21%
Hold 50%
Sell 14%
Strong Sell 0%

Bulls say

SoFi Technologies has demonstrated impressive financial performance, with total originations reaching a record $10.5 billion, reflecting a 46% year-over-year growth, bolstered by $3.7 billion in loan production. The company also achieved significant membership growth, adding one million members in the quarter, while deposits surged to a record $37.4 billion, marking a $4.6 billion increase sequentially. Management's focus on expanding member relationships is positioning SoFi for sustained growth, targeting four million member additions by 2026 and leveraging the benefits of direct-deposit relationships to enhance product adoption and reduce customer acquisition costs.

Bears say

SoFi Technologies faces significant downside risks due to weak revenue growth potential within its Tech Platform segment and concerns over overall financial performance, leading to a need for lowered growth expectations for 2026 and 2027. The company has experienced a 10% decline in shares following its recent earnings call, highlighting investor apprehension despite posting record results, as concerns about additional costs from marketing and lead generation investments weigh on margins. Furthermore, the increasing competition in the neobanking and alternative lending space, along with potential deterioration in loan performance and other operational risks, may negatively impact net interest margins and the company's future financial stability.

SoFi Technologies (SOFI) has been analyzed by 14 analysts, with a consensus rating of Hold. 14% of analysts recommend a Strong Buy, 21% recommend Buy, 50% suggest Holding, 14% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 14 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of Mar 25, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $25.54, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $25.54, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)

Volume: 25.23M

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