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SOFI
Volume: 61.76M

SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 14 analyst ratings
Hold
Strong Buy 14%
Buy 29%
Hold 43%
Sell 14%
Strong Sell 0%

Bulls say

SoFi Technologies is thriving despite the challenges that the global economic downturn has presented, with strong 1Q GAAP revenue of $1.10 billion, a 43% Y/Y increase, driven by higher NII, origination and loan sale fees, and an expanded NIM of 5.94%. The recent issuance of its sixth ABS using LPB-originated collateral also showcases the company's financial strength and potential for growth. However, increased competition from other financial institutions and neobanks may pose a challenge for SOFI's market share and force them to increase marketing expenses in order to maintain their position.

Bears say

SoFi Technologies is facing several potential risks, including the possibility of facing increased capital requirements as a deposit-taking institution, which could lead to unfavorable financing terms. Their bank charter also exposes them to increased regulatory scrutiny, which could hamper their growth and profitability. While they have maintained their 2026 financial outlook, the recent acquisition of Galileo and their reliance on capital markets for funding may pose long-term risks. Additionally, competition from other financial services companies and potential macroeconomic changes could also negatively impact their performance.

SoFi Technologies (SOFI) has been analyzed by 14 analysts, with a consensus rating of Hold. 14% of analysts recommend a Strong Buy, 29% recommend Buy, 43% suggest Holding, 14% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 14 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of Aug 13, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)

Volume: 61.76M

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