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SOFI
Volume: 45.2K
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SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 13 analyst ratings
Hold
Strong Buy 15%
Buy 8%
Hold 54%
Sell 23%
Strong Sell 0%

Bulls say

SoFi Technologies has demonstrated strong financial performance, with adjusted revenue of $949.6 million reflecting a 37.7% year-over-year increase, surpassing both prior estimates and consensus expectations. The company is projecting an EBITDA of approximately $1.035 billion, a significant upward revision from earlier guidance, indicating enhanced profitability driven by growth in its core user base and lending products. Additionally, the establishment of a bank charter and expansion into technology products, such as the upcoming co-branded debit card with Southwest Airlines, are expected to provide competitive advantages and sustained growth momentum moving forward.

Bears say

The financial outlook for SoFi Technologies is negatively impacted by the prospect of a prolonged economic downturn, which is expected to result in broad-based credit weakness that could significantly reduce fair value marks and increase provision expenses related to the company's loan book. Additionally, a slowdown in the growth of technology products and fee income may hinder overall revenue performance, particularly if marketplace lending remains constrained. The potential for increased credit losses poses further risk to SoFi's earnings and capital ratios, which could adversely affect the company's financial stability.

SoFi Technologies (SOFI) has been analyzed by 13 analysts, with a consensus rating of Hold. 15% of analysts recommend a Strong Buy, 8% recommend Buy, 54% suggest Holding, 23% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 13 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of Dec 4, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $25.04, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $25.04, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)

Volume: 45.2K

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