Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

The SoFi Next 500 ETF aims to find stocks that could grow into the top 500 and join the S&P 500 Index. The ETF tracks the Solactive SoFi US Next 500 Growth Index, focusing on large-cap U.S. issuers beyond the top 500. Despite its "growth" label, the ETF has a blended allocation between Value and Growth stocks, aligning closely with mid-cap indices.

SoFi Next 500 ETF Rates A Sell: Better Mid-Cap ETFs Available

Shares of online bank SoFi Technologies (SOFI -2.41%) soared 55% in 2024, according to data provided by S&P Global Market Intelligence. The company reported positive net income every quarter, grew its platform in multiple ways, and successfully managed through high interest rates.

Why SoFi Stock Skyrocketed 55% in 2024

PayPal

Financial technology (fintech) is a fast-growing segment of the broader financial sector, and revenue generated by companies in this space could be massive. Estimates from BCG put the global fintech market at $1.5 trillion in sales by 2030.

2 Top Fintech Stocks to Buy in January

In this video, I will cover the recent updates regarding SoFi Technologies (SOFI -3.27%). Watch the short video to learn more, consider subscribing, and click the special offer link below.

Why Is SoFi Stock Dropping?

SoFi (SOFI -2.48%) has been one of the hottest stocks in the market recently, with shares up by 137% in the past six months. But there are some good reasons it isn't too late to invest in SoFi.

Think It's Too Late to Buy SoFi? Here's the Biggest Reason There's Still Time.

Cava Group, Inc.

Reddit Inc

When investors look for the best opportunities in the stock market, one gauge they often look at is whether people (retail and professionals) are buying a stock. However, not many know that the same strategy can be flipped on its head, and it works better than focusing on only the buying side of the equation.

3 Shorted Stocks on the Brink: Are These Names About to Unwind?

Advanced Micro Devices

Amazon

Alibaba

Nu Holdings

Amazon is one of the few companies with free cash flow above $42 billion annually, primarily from its e-commerce division. SOFI has a tremendous flywheel effect and NU is one of the strongest fintechs fundamentally internationally. AMD is the second best behind NVDA, but considerably cheaper, and there's nothing wrong with investing into the 2nd best company if the valuation has a good risk to reward.

Here Are 5 Stocks That I Believe Will Perform Very Strongly In 2025

EPR Properties

Over the past few months, expectations for interest rates in 2025 have changed. Thanks to relatively strong economic data, inflation that is still a little too high, and the Federal Reserve's commentary, the median expectation has gone from about 4-5 quarter-point rate cuts in 2025 to just one, according to the CME FedWatch tool.

Here's What I Think the Fed Will Do With Interest Rates in 2025 -- And 2 Stocks That Could Be Winners

AppLovin Corp

Opendoor

The median savings account balance for all U.S. families sits at $8,000, according to the Federal Reserve's most recent Survey of Consumer Finances. If those families lock that amount into a 10-year CD that yields 4% annually, their savings would only grow to $11,841.95 by the time it matures.

Got $8,000? 3 Top Growth Stocks to Buy That Could Double Your Money

SoFi (SOFI 5.03%) is one of my highest-conviction stock ideas as we head into 2025. Not only has the fintech company maintained fantastic growth momentum for several years, including during 2022's bear market, but its business seems to be at an inflection point in terms of profitability and mainstream adoption.

Where Is SoFi Heading in 2025? 3 Bold Predictions for Investors

A new year is upon us, and 2025 is sure to serve up all kinds of twists and turns. But while no one knows exactly what the future may bring, backing strong companies that operate in growth markets remains a great path to long-term enrichment.

2 Super Growth Stocks to Buy in Bunches in 2025

SoFi Technologies (NASDAQ: SOFI) is crashing as 2025 begins, despite analysts expressing a mix of optimism and caution about its prospects.

Why SoFi Technologies (SOFI) stock is crashing

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, one-stop shop for digital financial services that helps members borrow, save, spend, invest and protect their money, today announced plans to host a conference call to discuss financial and operating results for the fourth quarter and full year of 2024 on Monday, January 27, 2025, at 8 a.m. Eastern Time. SoFi also plans to release its fourth quarter and fiscal year 2024 results on the investor relations se.

SoFi Schedules Conference Call to Discuss Q4 2024 & Full Year 2024 Results

The stock market had a fairly gloomy start to the new year on Thursday, but SoFi Technologies (SOFI -8.25%) shares really took a hit. The fintech plummeted by more than 8% on the inaugural trading session of 2025, a far steeper fall than the 0.2% slide of the bellwether S&P 500 index.

Why SoFi Stock Tumbled by Over 8% on Thursday

Personal finance app SoFi Technologies' shares fell as much as 7% on Thursday, after analysts at KBW downgraded the stock to "underperform" on concerns over its lofty valuation and ambitious financial targets.

SoFi shares fall after KBW downgrade on valuation concerns

SoFi Technologies SOFI has faced recent downgrades from analysts citing concerns over the company's high valuation. However, technical analysis, particularly moving averages, suggests potential support for the stock.

SoFi Tech Downgraded Over Valuation Concerns: Stock Priced Three Times Its Peers

SoFi Technologies, Inc. (SOFI) closed at $15.40 in the latest trading session, marking a -1.47% move from the prior day.

SoFi Technologies, Inc. (SOFI) Falls More Steeply Than Broader Market: What Investors Need to Know

Bank stocks, as a category, usually provide certain benefits for investors that are different from other kinds of stocks. They're usually cash-rich, established companies that provide protection in volatile markets and often pay dividends.

The Best Bank Stock to Invest $200 in Right Now

The financial technology, or fintech, industry was one of the hardest hit parts of the stock market in the post-pandemic bear market, but there are still some excellent opportunities. PayPal (PYPL -1.45%) is one great example with a stock price that is still about 70% below its 2021 peak and excellent turnaround progress in 2024, while SoFi (SOFI -3.74%) is an app-based bank with tremendous momentum.

Better Fintech Stock: PayPal vs. SoFi Technologies

SoFi Technologies (SOFI -3.74%) hasn't impressed too many investors since its public debut. The fintech company went public by merging with a special purpose acquisition company (SPAC) on June 1, 2021, and its stock opened at $21.97.

Should You Buy SoFi Technologies Stock While It's Below $20?

Dutch Bros

IonQ

As a general rule, investors should own stocks of companies that are smart picks no matter when you buy them or how long you hold them.

3 Monster Stocks to Hold for the Next 10 Years

Zacks.com users have recently been watching SoFi Technologies (SOFI) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.

SoFi Technologies, Inc. (SOFI) is Attracting Investor Attention: Here is What You Should Know

In today's video, I will be talking about the recent updates regarding SoFi Technologies (SOFI 2.50%). Watch the short video to learn more, consider subscribing, and click the special offer link below.

Massive News for SoFi Stock Investors

SoFi (SOFI 1.82%) has been one of the best performers of the financial sector in 2024 but has taken investors on quite a roller-coaster ride since it went public in mid-2021. If you had bought $1,000 worth of SoFi stock three years ago, how much money would you have today?

If You'd Invested $1,000 in SoFi Stock 3 Years Ago, Here's How Much You'd Have Today

SoFi Technologies (SOFI 1.82%) is only the 67th-largest U.S. bank by assets, but it's caught a lot of attention for its all-digital, high-growth platform. The lending and financial services platform has graduated from a hyped-up, overvalued, and unprofitable business to a solid, proven, and a profitable one.

News for SoFi Technologies Stock (SOFI)