Revenue segments as reported by the company.

Institutional Clients Group

Personal Banking and Wealth Management

Legacy Franchises

Services

Markets

Banking

U.S. Personal Banking

Wealth

All Other—managed basis

Reconciling Items—Divestiture-related impacts

Global Consumer Banking

Corporate / Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provisions for credit losses and for benefits and claims

Compensation and benefits

Premises and equipment

Technology / communication

Advertising and marketing

Other operating

Restructuring

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citigroup

Banamex is the second largest bank in Mexico.

Banamex

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking, Institutional Clients Group, and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets, and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citigroup reports steady Q4 earnings, focuses on strategic transformation

Citigroup's Q4 2022 performance showed steady net income and revenue growth, with a focus on strategic priorities and transformation efforts. Challenges in investment banking and wealth management are being addressed through cost reduction and technology investments. Opportunities for growth exist in wealth management strategies and market improvements.

Citigroup reports robust Q1 earnings, eyes growth amidst uncertainties

Citigroup's Q1 2023 earnings call showcased strong financial performance, emphasizing growth in core businesses and positive prospects in Wealth Management. While facing global uncertainties and interest rate challenges, the company focuses on investments in modernization and growth opportunities in key markets. Citigroup aims for sustainable growth through strategic initiatives and prudent risk management.

Citigroup reports mixed Q2 results, focuses on revenue stability

Citigroup's Q2 performance showed mixed results with strong revenue growth in key segments but challenges in expenses and Investment Banking
The focus on steady revenues, cost reduction, and simplification efforts presents opportunities for improving returns and capital management
Client sentiment remains cautious amidst global uncertainties, with a strategic shift towards efficiency and innovation in response to market dynamics
Balancing capital adjustments, expense management, and client needs will be crucial for Citigroup's future growth and resilience

Citigroup reports solid Q3 earnings, focuses on revenue growth

Citigroup's Q3 results reflect strong revenue growth and strategic focus on capital optimization.
Despite challenges in organizational restructuring and capital requirements, the company is optimistic about revenue growth targets.
Investments in innovation and client relationships position Citigroup for future success in various business segments.
The company's commitment to efficiency and transparency underscores confidence in achieving long-term targets.

Citigroup reports record performance in 2023, outlines strategic priorities

Citigroup made strategic accomplishments in 2023 despite Q4 challenges, focusing on 2024 priorities.
The company is committed to transparency, accountability, and delivering results to shareholders.
Balancing near-term profitability improvements with future growth investments is a key focus for Citigroup.
Optimism in achieving long-term targets through expense reduction, revenue growth, and operational improvements.

Citigroup reports solid Q1 earnings, navigates challenges with strategic focus

Citigroup's Q1 earnings call showcased a mix of strong performance, strategic initiatives, challenges, and opportunities. The company's focus on cost management, revenue diversification, and enhancing client experience positions it well for future growth and profitability amidst a dynamic economic environment.

Citigroup reports robust Q3 earnings, eyes IPO readiness and compliance

Citigroup's Q3 performance showcased revenue growth, expense discipline, and progress in regulatory compliance, with a focus on optimizing shareholder value and market opportunities.
While facing challenges in Fixed Income revenues and regulatory reporting, the company aims to capitalize on opportunities in stock buybacks, IPO readiness, and client asset growth.
Overall, Citigroup's strategic initiatives position it well for sustained growth, profitability, and shareholder value creation, underpinned by a commitment to operational excellence and regulatory transparency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Bank of America

Citizens Financial Group

Goldman Sachs

JPMorgan Chase & Co

Morgan Stanley

Charles Schwab

U.S. Bancorp

Wells Fargo

Among the top performers were Charles Schwab Corp. and Deutsche Bank's U.S. operations, while regional lenders Citizens Financial Corp. and US Bancorp were the laggards of the pack.

US banks shrug off turmoil to ace Fed's annual health checks

(Kitco News) - All 23 of the U.S. biggest banks are well positioned to weather a severe recession scenario and continue to provide lending to households and businesses, the Federal Reserve said in its annual bank stress test.

U.S. biggest banks can weather severe recession: Fed's annual bank stress test

Big U.S. banks sailed through the Federal Reserve's annual health check on Wednesday, in a vote of confidence for the sector that is still recovering from turmoil earlier this year and faces an uncertain economic outlook.

US banks ace Fed's annual health checks despite recent turmoil

Capital One

M&T Bank

PNC Financial Services

Truist Financial

UBS Group AG

Begun in the aftermath of the 2008 financial crisis, the Fed's annual stress test dictates how much capital the industry can return to shareholders.

Federal Reserve says 23 biggest banks weathered severe recession scenario in stress test

UBS Group AG (UBS) is likely to cut more than half of Credit Suisse's workforce beginning next month.

UBS to Cut Majority of Jobs at Credit Suisse From Next Month

The Federal Reserve is set to release the results from its annual bank stress test on Wednesday after US markets close. The tests, born out of the Great Recession, are undertaken in order to determine if the nation's largest banks can withstand a severe economic downturn.

The Fed is about to reveal how safe America's biggest banks are after the crisis earlier this year

The U.S. Federal Reserve is due to release the results of its annual bank health checks on Wednesday at 4:30 p.m. ET (2030 GMT).

Explainer: How does the Fed stress test US banks?

LONDON--(BUSINESS WIRE)--Citi released a new Global Perspectives & Solutions (Citi GPS) report titled Economic and Social Mobility – The Role of Business in Improving Outcomes. Although socioeconomic diversity lags race and gender on corporate diversity agenda, employers are playing a significant role in improving economic and social mobility. Yet, there is still more to do and, with a more supportive ecosystem, employers could go further faster.

Citi GPS Report: Economic and Social Mobility – The Role of Business in Improving Outcomes

Fifth Third Bancorp

Regions Financial

J.P. Morgan analyst Vivek Juneja on Tuesday cut price targets on nine major U.S. banks due to his “cautious” view on the sector in the face of increased regulatory requirements, declining net interest income and higher expenses pressured by inflation. The comment came a day ahead of the Fed's stress tests results on bank capital.

‘Cautious' JPMorgan analyst cuts price targets on nine major banks

Adobe

Oracle

Earnings continue to be a significant driver of the impressive price performance we've seen thus far this year. A strong earnings beat and raised forward guidance (known as a “beat and raise”) continues to send various companies' stock prices skyward.

3 Earnings Surprises That Make These Must-Watch Stocks

Large banks, including Goldman, Bank of America, Morgan Stanley, JPMorgan and Citigroup, will be in spotlight as the Fed releases 2023 stress test results later this week.

How are 23 Large Banks Going to Fare in 2023 Stress Test?

Stress-test results help determine bank regulatory capital requirements for the following year. This also helps banks determine how much excess capital they have, which impacts share repurchases and dividends.

Why the Fed's Upcoming Stress Test Results Could Be a Catalyst for Citigroup

Ally Financial

Celanese

Globe Life Inc

General Motors

Jefferies Financial Group Inc

Vitesse Energy Inc

Warren Buffett has been running circles around the benchmark S&P 500 for almost 60 years. The cheapest stocks in Berkshire Hathaway's $350 billion portfolio have forward price-to-earnings ratios of between 5.6 and 9.5.

The 10 Cheapest Stocks Warren Buffett Owns

The Federal Reserve will release the results of this year's banking "stress tests" on Wednesday, helping assess the stability of financial instutions.

Big US banks to face Fed's annual stress tests this week

Big U.S. lenders are expected to show they have ample capital to weather any fresh turmoil in the banking sector during this week's Federal Reserve health checks, although resulting investor payouts are likely to dip slightly, analysts said.

Big US banks to fare well in annual health checks despite spring turmoil

Citigroup Inc (NYSE:C) will start enforcing a rule for workers to be in the office at least three days a week, saying it will "hold colleagues accountable" for doing so, potentially by taking it into account in performance reviews. With hybrid working here to stay for most services companies since the pandemic, the US bank's statement on Thursday suggested some employees were not complying.

Citi gets tough on staff avoiding coming into offices

Citigroup will start holding employees "accountable" for compliance with hybrid work model rules, the bank said in a statement on Thursday.

Citi will hold employees 'accountable' for office attendance -statement

Chevron

Kraft Heinz

Coca-Cola

Occidental Petroleum

Paramount Global

This Buffett holdings list from Kiplinger first appeared 5/20/23 on line. YCharts and Dogs of The Dow both track this Buffett/Berkshire batch. Here is your update from 6/20/23 YCharts data. 32 of 48 current Berkshire-Hathaway-owned-stocks pay dividends. As of 6/20/23 the top-ten ranged 3.00%-8.81% by annual-yield and 46 of 48 ranged -2.10% to 50.32% per broker-estimated target-price-upsides. Analyst-augured top-ten net-gains from Buffett's June dividend dogs ranged 17.99%-33.66% from GL, CE, ALLY, C, OXY, CVX, BAC, PARA, GM, and top pick KHC per YCharts data.

6 June Buffett Dividend Dog Buys And 4 To Watch

UBS is likely to face regulatory fines over Credit Suisse's dealings with Archegos.

UBS to Face Penalties Over Credit Suisse's Archegos Debacle

Bank stocks are down on Thursday for the fourth straight day amid talk of higher interest rates and increased capital requirements by regulators to strengthen the banking system. Eighty-eight out of 89 components of the SPDR S&P Bank ETF KBE, -2.19% are down, while the overall index is lower by 2.4%.

Bank stocks fall again in fourth straight day of losses

NEW YORK--(BUSINESS WIRE)--Citigroup will issue its second quarter results via press release at approximately 8 a.m. (ET) on Friday, July 14, 2023. At 11 a.m. (ET), results will be reviewed via live webcast and teleconference. The press release, webcast and presentation materials will be available at https://www.citigroup.com/global/investors/events-and-presentations. A replay and transcript of the webcast will be available shortly after the event. To attend the live webcast and access the repl.

Citi Second Quarter 2023 Earnings Review

Singapore's central bank on Wednesday said it has imposed fines collectively worth S$3.8 million ($2.83 million) on lenders Citibank, DBS and OCBC and insurer Swiss Life , for breaching its requirements on anti-money laundering and countering terrorism financing.

Singapore fines DBS, Citibank, OCBC, Swiss Life for inadequate money laundering, terrorism financing protections

Citigroup has recovered by over +12% since the banking crisis, with its well-diversified portfolio ensuring the stickiness of its multinational client base. The bank has also narrowed its operating efficiency to 68.6% and adj ROTCE to 9.3%, nearing its medium-term target of ~60% and 11.5% at the midpoint. The upcoming FQ2'23 may be more telling of its exemplary execution, potentially demonstrating why it deserves its Big 4 status.

Citigroup: Optimizing Its Profit Curve To Achieve 60% Efficiency

Citigroup stock is still undervalued relative to its financial sector peers. It underperformed its peers for many years. However, I gleaned that the tide is potentially turning. The bank has made plans for life after the Fed's unprecedented rate hikes, which could see more pressure over its NII growth. However, its astute positioning should mitigate the headwinds. Moreover, analysts have already penciled in QoQ declines in revenue before reversing in Q1'24.

Citigroup: Buy This Bargain Before It's Gone

Citigroup presents a unique investment opportunity with a mix of risk and potential reward due to its low price-to-earnings and price-to-book ratios. The appearance of an inverted head and shoulders pattern is indicative of a bullish trend, hinting at a potential robust market rally. Technical analysis shows potential for an upward trend in Citigroup's stock price, with a breakout above $52 possibly triggering a significant rally.

News for Citigroup Stock (C)