Revenue segments as reported by the company.

Institutional Clients Group

Personal Banking and Wealth Management

Legacy Franchises

Services

Markets

Banking

U.S. Personal Banking

Wealth

All Other—managed basis

Reconciling Items—Divestiture-related impacts

Global Consumer Banking

Corporate / Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provisions for credit losses and for benefits and claims

Compensation and benefits

Premises and equipment

Technology / communication

Advertising and marketing

Other operating

Restructuring

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citigroup

Banamex is the second largest bank in Mexico.

Banamex

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking, Institutional Clients Group, and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets, and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citigroup reports steady Q4 earnings, focuses on strategic transformation

Citigroup's Q4 2022 performance showed steady net income and revenue growth, with a focus on strategic priorities and transformation efforts. Challenges in investment banking and wealth management are being addressed through cost reduction and technology investments. Opportunities for growth exist in wealth management strategies and market improvements.

Citigroup reports robust Q1 earnings, eyes growth amidst uncertainties

Citigroup's Q1 2023 earnings call showcased strong financial performance, emphasizing growth in core businesses and positive prospects in Wealth Management. While facing global uncertainties and interest rate challenges, the company focuses on investments in modernization and growth opportunities in key markets. Citigroup aims for sustainable growth through strategic initiatives and prudent risk management.

Citigroup reports mixed Q2 results, focuses on revenue stability

Citigroup's Q2 performance showed mixed results with strong revenue growth in key segments but challenges in expenses and Investment Banking
The focus on steady revenues, cost reduction, and simplification efforts presents opportunities for improving returns and capital management
Client sentiment remains cautious amidst global uncertainties, with a strategic shift towards efficiency and innovation in response to market dynamics
Balancing capital adjustments, expense management, and client needs will be crucial for Citigroup's future growth and resilience

Citigroup reports solid Q3 earnings, focuses on revenue growth

Citigroup's Q3 results reflect strong revenue growth and strategic focus on capital optimization.
Despite challenges in organizational restructuring and capital requirements, the company is optimistic about revenue growth targets.
Investments in innovation and client relationships position Citigroup for future success in various business segments.
The company's commitment to efficiency and transparency underscores confidence in achieving long-term targets.

Citigroup reports record performance in 2023, outlines strategic priorities

Citigroup made strategic accomplishments in 2023 despite Q4 challenges, focusing on 2024 priorities.
The company is committed to transparency, accountability, and delivering results to shareholders.
Balancing near-term profitability improvements with future growth investments is a key focus for Citigroup.
Optimism in achieving long-term targets through expense reduction, revenue growth, and operational improvements.

Citigroup reports solid Q1 earnings, navigates challenges with strategic focus

Citigroup's Q1 earnings call showcased a mix of strong performance, strategic initiatives, challenges, and opportunities. The company's focus on cost management, revenue diversification, and enhancing client experience positions it well for future growth and profitability amidst a dynamic economic environment.

Citigroup reports robust Q3 earnings, eyes IPO readiness and compliance

Citigroup's Q3 performance showcased revenue growth, expense discipline, and progress in regulatory compliance, with a focus on optimizing shareholder value and market opportunities.
While facing challenges in Fixed Income revenues and regulatory reporting, the company aims to capitalize on opportunities in stock buybacks, IPO readiness, and client asset growth.
Overall, Citigroup's strategic initiatives position it well for sustained growth, profitability, and shareholder value creation, underpinned by a commitment to operational excellence and regulatory transparency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Citigroup Inc. (NYSE:C.PK ) Bernstein's 39th Annual Strategic Decisions Conference 2023 Call June 2, 2023 11:00 AM ET Company Participants Jane Fraser - Chief Executive Officer Conference Call Participants Unidentified Analyst Okay. Great. Thanks, everyone, for joining us.

Citigroup Inc. (C) Presents at Bernstein's 39th Annual Strategic Decisions Conference 2023 (Transcript)

Bank of America

Goldman Sachs

JPMorgan Chase & Co

Morgan Stanley

PacWest Bancorp

PNC Financial Services

Regions Financial

Charles Schwab

U.S. Bancorp

Wells Fargo

Shares of U.S. banks rose on Friday after the U.S. Senate on Thursday passed bipartisan legislation that lifted the government's $31.4 trillion debt ceiling and averted a historic default.

Banks stocks gain after US Congress averts historic debt default

Citigroup CEO Jane Fraser said scrapping the sale of its Mexican retail business, known as Banamex, and pursuing an initial public offering was in the best interest of shareholders.

Citigroup CEO says IPO of Mexico unit is best for shareholders

Higher rates, decent loan demand and efforts to bolster fee income support FDIC-Insured banks' like JPM, BAC, C & WFC financials.

FDIC-Insured Banks' Q1 Earnings Up on Higher NII, Two Banks Fail

Citigroup Inc has hired former UBS Group AG banker Dan Ford as a vice chairman within the natural resources and clean energy transition group of its investment bank, according to an internal memo seen by Reuters on Thursday.

Citigroup hires former UBS banker for energy dealmaking - memo

A rise in funding costs due to higher rates, waning loan demand, weakening asset quality and recession risk will hurt Zacks Major Regional Banks' financials. Yet, industry players like JPM, BAC & C are worth watching on restructuring and digitization efforts.

3 Major Regional Banks to Watch Amid Waning Loans, High Rates

The banking crisis that broke out in the first quarter has changed the banking landscape. But Berkshire Hathaway seems to believe that at least some bank stocks are poised to rebound.

Despite the Crisis, Warren Buffett Has Stuck With These 2 Mega Bank Stocks

Mexico is evaluating whether buying Citigroup Inc's Mexican consumer unit would help boost financial inclusion, potentially in combination with a state-run bank such as the Banco del Bienestar, a top finance ministry official said.

Exclusive: Mexico mulls benefits of Banamex purchase, eyes synergies with state bank

NEW YORK--(BUSINESS WIRE)--Citi Treasury and Trade Solutions (TTS) has won top honors in two transaction banking categories at the fifth annual Digital CX Awards 2023, hosted by The Digital Banker -- dedicated to recognizing pioneering innovation in Digital Customer Experience (CX) across the financial services ecosystem. Citi placed first in the World's Best Transaction Bank for Digital CX and Outstanding Digital CX – Bank Cards categories. World's Best Transaction Bank for Digital CX Citi was.

Citi Wins Multiple 2023 Digital CX Awards from the Digital Banker

For much of the last three years, banks could feel pretty good about their loan books—but as worries of a weakening economy mount, cracks in the health of bank borrowers are starting to show.

Credit Conditions Are Worsening. It May be a Problem for Citigroup and Wells Fargo: Analyst

Tradeweb Markets

Financial Select Sector SPDR Fund

Big U.S. banks face a challenging environment for office-space loans but the situation is expected to remain manageable for lenders over time, Citi analyst Keith Horowitz said Monday in a summary of a recent industry event hosted by the bank.

U.S. banks mull office-space loan exposure at Citi event and prepare for a slow boil

Ally Financial

Capital One

Chevron

Globe Life Inc

General Motors

Jefferies Financial Group Inc

Johnson & Johnson

Kraft Heinz

Coca-Cola

Kroger

Louisiana-Pacific

Mondelez

Occidental Petroleum

Paramount Global

Vitesse Energy Inc

This Buffett holdings list from Kiplinger first appeared 5/20/23 online. YCharts and Dogs of The Dow both track this Buffett/Berkshire batch. Here is your update from 5/25/23 YCharts data. 32 of 48 current Berkshire Hathaway-owned-stocks pay dividends. As of 5/25/23, the top-ten ranged 3.08%-9.05% by annual yield and 46 of 48 ranged -4.21% to 65.10% per broker-estimated target-price-upsides. Analyst-augured top-ten net gains from Buffett's May dividend dogs ranged 17.94%-52.22% from JNJ, GL, CE, KHC, CVX, ALLY, C, BAC, PARA, and top pick GM per YCharts data.

Buy 8 May Buffett Dividend Dogs And Watch 7

As part of a broader strategy refresh, Citigroup is winding down or exiting its international consumer banking franchises. Citigroup now plans to spin out the consumer, small business, and middle-market banking operations of Citibanamex.

Citigroup's Transformation Plan Takes a Disappointing Turn. Is the Investment Thesis Still Intact?

Mexican President Andres Manuel Lopez Obrador on Friday said the government could acquire up to half of the Mexican unit of Citigroup after the U.S. bank announced plans this week to pursue an initial public offering of the business.

Mexico president eyes 'half' of Citi unit amid IPO plan

Citigroup is planning an initial public offering (IPO) for its retail banking operations in Mexico (known as Banamex), reversing plans to pursue a trade sale.  Analysts at UBS don't see this as good news.

Citigroup's decision to IPO its Mexico retail banking arm limits the stock's upside, UBS says

Citigroup's (C) IPO of its Banamex business in Mexico is expected to occur in 2025. Share buybacks, paused due to sale uncertainty, will restart in Q2, albeit at moderate levels.

Citigroup (C) Plans Mexico Banamex IPO, To Resume Buybacks in Q2

Deutsche Bank

HSBC Holdings

Royal Bank of Canada

Citi (C), Deutsche Bank (DB), HSBC, Morgan Stanley (MS) and Royal Bank of Canada (RY) have allegedly conspired in chat rooms to swap sensitive information on UK bonds between 2009 and 2013.

HSBC, Citi, 3 Others Likely to be Fined for UK Bond Collusion

Altria

Pfizer

Verizon

More conservative investors (boomers) are partying like it is 1999, as money market rates are at 4.5% and certificates of deposit are above the 5% level.

5 Bargain Bin ‘Strong Buy' Dividend Blue Chips Yielding Up to 8.4%

A public offering for its Banamex business in Mexico will be slower than a sale, but there are benefits.

For Citigroup, Breaking Up Is Hard to Do---But Still Worth It

Mexican President Andres Manuel Lopez Obrador said on Wednesday he does not rule out the possibility of the government stepping in to buy a part of U.S. bank Citigroup's local retail unit, adding the government would have up to $3 million at its disposal.

Mexico president says does not rule out buying part of Citi unit Banamex

Deutsche Bank (DB) and Citigroup (C) on Wednesday admitted to trading sensitive information on U.K. government bonds, and were among five banks found in breach of U.K. competition law.

Deutsche Bank and Citigroup Admit to Anticompetitive Practices

Citigroup (NYSE: C ) stock is a hot topic among traders on Wednesday after the financial company said it's considering an IPO. Of course, Citigroup is already publicly traded.

IPO Alert: What to Know as Citigroup Plans Banamex Spinoff

Citigroup Inc (NYSE:C) has announced plans for an initial public offering (IPO) of its retail banking operations in Mexico after earlier pursuing a dual process including a trade sale as it exits the business to boost value for its shareholders.  The US bank said it will retain the institutional business of Banco Nacional de México (Banamex), with the IPO including the consumer, small business and middle-market operations—as well as the Banamex brand.

Citi plans IPO for Mexico retail banking operation Banamex

Citigroup Inc. C, +0.26% announced Wednesday that it will pursue an initial public offering (IPO) of its consumer, small business and middle-market banking operations in Mexico. Citi's stock slumped 1.3% in premarket trading.

Citi to pursue IPO of Banamex, resume ‘modest level' of stock repurchases

Citigroup Inc will pursue an initial public offering of its Banamex unit that consists of its consumer, small business and middle-market banking operations in Mexico, the bank said on Wednesday.

News for Citigroup Stock (C)