Revenue segments as reported by the company.

Institutional Clients Group

Personal Banking and Wealth Management

Legacy Franchises

Services

Markets

Banking

U.S. Personal Banking

Wealth

All Other—managed basis

Reconciling Items—Divestiture-related impacts

Global Consumer Banking

Corporate / Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provisions for credit losses and for benefits and claims

Compensation and benefits

Premises and equipment

Technology / communication

Advertising and marketing

Other operating

Restructuring

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citigroup

Banamex is the second largest bank in Mexico.

Banamex

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking, Institutional Clients Group, and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets, and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citigroup reports steady Q4 earnings, focuses on strategic transformation

Citigroup's Q4 2022 performance showed steady net income and revenue growth, with a focus on strategic priorities and transformation efforts. Challenges in investment banking and wealth management are being addressed through cost reduction and technology investments. Opportunities for growth exist in wealth management strategies and market improvements.

Citigroup reports robust Q1 earnings, eyes growth amidst uncertainties

Citigroup's Q1 2023 earnings call showcased strong financial performance, emphasizing growth in core businesses and positive prospects in Wealth Management. While facing global uncertainties and interest rate challenges, the company focuses on investments in modernization and growth opportunities in key markets. Citigroup aims for sustainable growth through strategic initiatives and prudent risk management.

Citigroup reports mixed Q2 results, focuses on revenue stability

Citigroup's Q2 performance showed mixed results with strong revenue growth in key segments but challenges in expenses and Investment Banking
The focus on steady revenues, cost reduction, and simplification efforts presents opportunities for improving returns and capital management
Client sentiment remains cautious amidst global uncertainties, with a strategic shift towards efficiency and innovation in response to market dynamics
Balancing capital adjustments, expense management, and client needs will be crucial for Citigroup's future growth and resilience

Citigroup reports solid Q3 earnings, focuses on revenue growth

Citigroup's Q3 results reflect strong revenue growth and strategic focus on capital optimization.
Despite challenges in organizational restructuring and capital requirements, the company is optimistic about revenue growth targets.
Investments in innovation and client relationships position Citigroup for future success in various business segments.
The company's commitment to efficiency and transparency underscores confidence in achieving long-term targets.

Citigroup reports record performance in 2023, outlines strategic priorities

Citigroup made strategic accomplishments in 2023 despite Q4 challenges, focusing on 2024 priorities.
The company is committed to transparency, accountability, and delivering results to shareholders.
Balancing near-term profitability improvements with future growth investments is a key focus for Citigroup.
Optimism in achieving long-term targets through expense reduction, revenue growth, and operational improvements.

Citigroup reports solid Q1 earnings, navigates challenges with strategic focus

Citigroup's Q1 earnings call showcased a mix of strong performance, strategic initiatives, challenges, and opportunities. The company's focus on cost management, revenue diversification, and enhancing client experience positions it well for future growth and profitability amidst a dynamic economic environment.

Citigroup reports robust Q3 earnings, eyes IPO readiness and compliance

Citigroup's Q3 performance showcased revenue growth, expense discipline, and progress in regulatory compliance, with a focus on optimizing shareholder value and market opportunities.
While facing challenges in Fixed Income revenues and regulatory reporting, the company aims to capitalize on opportunities in stock buybacks, IPO readiness, and client asset growth.
Overall, Citigroup's strategic initiatives position it well for sustained growth, profitability, and shareholder value creation, underpinned by a commitment to operational excellence and regulatory transparency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Bank of America

Goldman Sachs

JPMorgan Chase & Co

Morgan Stanley

Wells Fargo

The first quarter marked a sea change for U.S. banks. Two high-profile failures of institutions with specific problems pointed to further challenges: The long period of super-easy money (which means paying next to nothing for deposits) is coming to an end, as customers shop around for higher interest rates.

These 7 tables show just how bad this ‘crisis quarter' could be for earnings of the 20 largest banks

JPMorgan Chase & Co. kicks off what could be the most closely-watched earnings reporting season in more than a decade on Friday, April 14, after the U.S. largest bank collapse since the 2008 financial crisis, sharp drops in bank stocks, and recessionary signals in the bond market rocked the sector during the quarter.

Banks on the line for deposit flows and margin pressure in Q1 updates as they reel from banking crisis

Citi is trading at ~0.55x tangible book. The business model now has changed. It is much higher quality and deserves higher valuation multiples.

Citigroup: 100% Upside Potential By 2024

First Republic

PNC Financial Services

Charles Schwab

U.S. bank deposits fell for the 10th week in a row, the Fed reported Friday, Smaller financials reported a small gain. Several banks report earnings next week.

U.S. Bank Deposits Fall For 10th Straight Week As Worries Continue

Citigroup (C) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Citigroup (C) Expected to Beat Earnings Estimates: Can the Stock Move Higher?

Blackrock Inc

Delta Air Lines

UnitedHealth Group

Buyers have pushed UNH stock sharply higher ahead of its upcoming earnings report, but the stock's 200-day moving average could be a ceiling. The post UNH Stock Rallies Sharply Ahead Of Q1 Report; 4 Financial Giants Headline Earnings Calendar appeared first on Investor's Business Daily.

UNH Stock Rallies Sharply Ahead Of Q1 Report; 4 Financial Giants Headline Earnings Calendar

Apple

AbbVie

Abbott Labs

Archer-Daniels-Midland Company

Aflac

Ameriprise Financial

Amazon

American Express

Becton, Dickinson and Co.

Bristol-Myers

Cardinal Health

Caterpillar

Cisco Systems

CVS Health

Chevron

Disney

Digital Realty Trust

Duke Energy

Emerson Electric

Enterprise Products Partners

Eaton

General Dynamics

In 2015, I started publishing updates regarding my dividend growth portfolio, and I keep doing so every quarter. This is part of being transparent with my readers, so they can see what I hold and its correlation with my writing.

My Dividend Growth Portfolio - Q1 2023 Summary

The Finance sector enjoyed modest upward revisions to estimates in the first two months of the quarter until the Silicon Valley Bank episode. Are investors in for a surprise?

Bank Earnings Looming: What Can Investors Expect?

Progressive

There is plenty of economic data scheduled for the second week of April.

Economic Data, Bank Earnings Slated for Next Week

NEW YORK--(BUSINESS WIRE)--Citi® has announced the launch of a new sustainable time deposit solution designed to assist U.S. institutional clients when investing excess cash while supporting their sustainability goals. Citi's new Sustainable Time Deposit (TD) will deliver competitive yields and supports projects identified under Citi's green and social bond frameworks, expanding the program launched in Europe, the Middle East and Asia last year.

Citi® Launches New Sustainable Time Deposit Solution to Support U.S. Institutional Clients

BancFirst

Cullen/Frost Bankers

M&T Bank

Fears over the banking crisis and customers' ability to earn more yield on safer assets have made retaining deposits very difficult for banks. Banks that lose lots of deposits will see their earnings struggle.

5 Bank Stocks That Can Navigate the Challenging Deposit Environment Right Now

Avnet

Broadridge Financial

Global Payments

PayPal

Sabre

Verizon

The stock market had a strong first quarter, with many companies posting big gains. This was a welcome turn of events after a difficult 2022 for investors.

The 7 Most Undervalued Stocks to Buy in April 2023

Angel Oak Financial Strategies Income Term Trust

Virtus InfraCap U.S. Preferred Stock ETF

VanEck Preferred Securities ex Financials ETF

The ongoing crisis in the banking sector has already delivered some long-lasting consequences for markets and the broader economy. We take a look at the direct implications for income investors.

Banking Crisis Consequences And Opportunities

Sieg was previously president of Merrill Lynch Wealth Management.

Bank of America's Andy Sieg is joining Citi as head of global wealth

EOG Resources

Pioneer Natural Resources

A high dividend yield appeals to every stock investor, particularly if the company in question trades at a discounted price with respect to its earnings potential.

5 Undervalued Large-Cap Stocks To Buy In 2023 With Dividend Yields Over 5% - Citigroup (NYSE:C)

The bank has chosen not to redeem the preferred in recent years despite being able to do so.

Too Good to be True? Unusual Citigroup Preferred Issue Yields 10%

LONDON--(BUSINESS WIRE)--Today, Citi Securities Services announced Nordnet AB (Nordnet), the leading pan-Nordic digital platform for savings and investments, as the first Swedish client to start lending through its innovative Citi Securities Lending Access platform. The solution will enable Nordnet to expand its already successful securities lending programme to new markets and new client segments.

Citi Brings New Lending Opportunities to Sweden with Launch of Citi Securities Lending Access™

SVB Financial Group

The banking sector is having a rough couple of weeks, but these could be good buys for patient investors.

Could These Bank Stocks Be Incredible Buys Right Now?

News for Citigroup Stock (C)