Revenue segments as reported by the company.

Institutional Clients Group

Personal Banking and Wealth Management

Legacy Franchises

Services

Markets

Banking

U.S. Personal Banking

Wealth

All Other—managed basis

Reconciling Items—Divestiture-related impacts

Global Consumer Banking

Corporate / Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provisions for credit losses and for benefits and claims

Compensation and benefits

Premises and equipment

Technology / communication

Advertising and marketing

Other operating

Restructuring

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citigroup

Banamex is the second largest bank in Mexico.

Banamex

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking, Institutional Clients Group, and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets, and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citigroup reports steady Q4 earnings, focuses on strategic transformation

Citigroup's Q4 2022 performance showed steady net income and revenue growth, with a focus on strategic priorities and transformation efforts. Challenges in investment banking and wealth management are being addressed through cost reduction and technology investments. Opportunities for growth exist in wealth management strategies and market improvements.

Citigroup reports robust Q1 earnings, eyes growth amidst uncertainties

Citigroup's Q1 2023 earnings call showcased strong financial performance, emphasizing growth in core businesses and positive prospects in Wealth Management. While facing global uncertainties and interest rate challenges, the company focuses on investments in modernization and growth opportunities in key markets. Citigroup aims for sustainable growth through strategic initiatives and prudent risk management.

Citigroup reports mixed Q2 results, focuses on revenue stability

Citigroup's Q2 performance showed mixed results with strong revenue growth in key segments but challenges in expenses and Investment Banking
The focus on steady revenues, cost reduction, and simplification efforts presents opportunities for improving returns and capital management
Client sentiment remains cautious amidst global uncertainties, with a strategic shift towards efficiency and innovation in response to market dynamics
Balancing capital adjustments, expense management, and client needs will be crucial for Citigroup's future growth and resilience

Citigroup reports solid Q3 earnings, focuses on revenue growth

Citigroup's Q3 results reflect strong revenue growth and strategic focus on capital optimization.
Despite challenges in organizational restructuring and capital requirements, the company is optimistic about revenue growth targets.
Investments in innovation and client relationships position Citigroup for future success in various business segments.
The company's commitment to efficiency and transparency underscores confidence in achieving long-term targets.

Citigroup reports record performance in 2023, outlines strategic priorities

Citigroup made strategic accomplishments in 2023 despite Q4 challenges, focusing on 2024 priorities.
The company is committed to transparency, accountability, and delivering results to shareholders.
Balancing near-term profitability improvements with future growth investments is a key focus for Citigroup.
Optimism in achieving long-term targets through expense reduction, revenue growth, and operational improvements.

Citigroup reports solid Q1 earnings, navigates challenges with strategic focus

Citigroup's Q1 earnings call showcased a mix of strong performance, strategic initiatives, challenges, and opportunities. The company's focus on cost management, revenue diversification, and enhancing client experience positions it well for future growth and profitability amidst a dynamic economic environment.

Citigroup reports robust Q3 earnings, eyes IPO readiness and compliance

Citigroup's Q3 performance showcased revenue growth, expense discipline, and progress in regulatory compliance, with a focus on optimizing shareholder value and market opportunities.
While facing challenges in Fixed Income revenues and regulatory reporting, the company aims to capitalize on opportunities in stock buybacks, IPO readiness, and client asset growth.
Overall, Citigroup's strategic initiatives position it well for sustained growth, profitability, and shareholder value creation, underpinned by a commitment to operational excellence and regulatory transparency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

JPMorgan Chase & Co

The housing market is still a popular topic, and with the recent economic changes, it is expected to remain so. The housing market in 2023 will differ from what we had in 2022.

3 Ways to Profit From the Housing Market in 2023

Citigroup's Q4 was pretty decent, and the normalized EPS of just over $1/share provides a good path going forward. The preferred dividends should be safe.

Citigroup: A Strong Result Protects The Preferred Dividends

Citigroup Inc may see more net interest margin (NIM) pressure than the other four big U.S. banks this year due to its high deposit betas, or the percentage of changes in interest rates that banks pass on to consumers, a Moody's report showed.

Citi's high deposit betas to squeeze interest margins - Moody's

Wells Fargo

After a shaky 2022, bank stocks have soared in the first few months of 2023. Investors are becoming more confident that the Federal Reserve can guide the U.S. economy to a “soft landing” as inflation declines.

Three U.S. banking stocks to watch in 2023

3 U.S. banking stocks to watch in 2023

AbbVie

Blackstone Group

Cardinal Health

Cisco Systems

Devon Energy

Gilead Sciences

Altria

Philip Morris

Pioneer Natural Resources

U.S. Bancorp

Verizon

Exxon Mobil

Hedge funds employ some of the world's brightest analysts, with the most resources for analyzing companies. Lists of the most widely owned blue-chips among hedge funds can be a good source of new investing ideas.

Hedge Funds Love These 8 Dividend Blue Chips, And So Should You

4.2% dividend yield. Repositioning toward a consumer-centric model, investing money into digital banking and improving customer experience.

Citigroup: A Quick Look At A Potential Dividend Grower

NEW YORK--( BUSINESS WIRE )--Citi's Issuer Services, acting through Citibank, N.A., has been appointed as the depositary bank by QuantaSing Group Limited (“QuantaSing”) – a leading online learning service provider in China's adult learning market, to act as Depositary Bank for its American Depositary Receipt (“ADR”) program.

Citi Appointed as Depositary Bank for QuantaSing Group Limited ADR Program

Pfizer

Taiwan Semiconductor Manufacturing

We may be entering a period of prolonged leadership from undervalued stocks, with these tickers poised to lead the charge.

Got $1,000? 3 Cheap Stocks To Buy Right Now

These two megabanks are both in turnaround mode.

Better Buy: Wells Fargo or Citigroup?

Citigroup's wealth unit has stopped extending margin loans to its clients against securities of India's embattled Adani group, a source with direct knowledge of the matter said, as the conglomerate reels from a short-seller attack.

Citigroup wealth unit stops margin loans against India Adani's securities - source

Grupo Mexico , the conglomerate controlled by billionaire German Larrea, has secured a $5 billion debt package for its proposed acquisition of Citigroup Inc's retail operations in Mexico, according to people familiar with the matter.

Exclusive: Grupo Mexico clears major Citi deal hurdle with $5 bln debt package -sources

NEW YORK--( BUSINESS WIRE )--Shahmir Khaliq, Global Head of Treasury and Trade Solutions (TTS) at Citigroup, will present at the Credit Suisse Financial Services Forum on Tuesday, February 14th. The presentation is expected to begin at approximately 9:25 a.m. (Eastern). A live webcast will be available at http://www.citigroup.com/citi/investor. A replay and transcript of the webcast will be available shortly after the event.

Citigroup Global Head of TTS Shahmir Khaliq to Present at Credit Suisse Financial Services Forum

Comerica

iShares iBoxx High Yield Corporate Bond ETF

iShares 7-10 Year Treasury Bond ETF

Global X MSCI Norway ETF

The Federal Reserve is suffering massive operating losses. When politicians wake up, Fed losses will draw their fire.

Prepare For Fed Easing And A Market Rally By Year-End

Ally Financial

Kraft Heinz

Paramount Global

Investors can generate nice dividend income following Buffett's lead.

How Much Income Can You Make Investing $10,000 in Warren Buffett's Top 5 Dividend Stocks?

Johnson & Johnson

These Buffett stocks are poised for a big 2023.

3 Warren Buffett Stocks That Could Make You Richer in 2023

Diageo

Kroger

Procter & Gamble

If any investor has stood the test of time, it is Warren Buffett. For years, the “Oracle of Omaha” has had a rock-star-like presence in the investing world.

5 Top Warren Buffet Stocks to Buy Now in Case the Wobbling Stock Market Collapses

Bank of America

Morgan Stanley

The macroeconomic environment in the banking segment is deteriorating as the number of overdue loans is growing, forcing banks to increase reserves and negatively affects their profit. In addition to the loan portfolio, financial conditions in general have had a negative impact on banks' balance sheets. Debt instruments are depreciating and there is cash outflow from funds.

Top 5 Banks Under Risk

Apple

Bank of New York Mellon

Chevron

General Motors

Jefferies Financial Group Inc

Mondelez

Occidental Petroleum

Visa

This Buffett holdings list from Kiplinger first appeared 11/15/22 on line. YCharts and Dogs of The Dow both track this Buffett/Berkshire batch. Here is your update from 1/23/23 YCharts data. 33 of 49 current Berkshire-Hathaway-owned-stocks pay dividends. As of 1/23/23 the top-ten ranged 3%-4.54% by annual-yield and 47 of 49 ranged -5.52% to 72.83% per broker-estimated target-price-upsides.

3 January Buffett Dividend Dog Buys Plus 5 To Watch

Consumer deposits are still much higher than pre-pandemic levels, according to Bank of America.

Banks Say the Consumer Is Strong: What Does That Mean for Inflation?

PNC Financial Services

Truist Financial

America's biggest banks are reportedly launching a digital wallet to take on Apple and PayPal. The banks are developing a product that will let consumers make online purchases with a wallet tied to their Visa or Mastercard debit or credit cards, The Wall Street Journal reported Monday (Jan. 30).

Big Banks to Launch Apple Pay Competitor in 2023 H2

The bank has seen elevated expenses as it has worked to simplify its operations and focus on higher-performing businesses.

Citigroup's Expenses Could Finally Start Falling in 2024. It Could Mark a Key Turning Point in the Bank's Transformation.

There are local Mexican reports that Citi Banamex sale has been agreed in principle with a price tag of $11 billion. If confirmed, this is a huge step forward in Citigroup's strategic transformation.

Why Citigroup's Banamex Mexico Sale Could Be A Huge Step In Strategic Transformation

Four out of five economists believe we'll see a recession in the next 24 months.

Banks Are Building Reserves for a Potential Recession -- How Bad Do They Think It Will Be?

News for Citigroup Stock (C)