Revenue segments as reported by the company.

Institutional Clients Group

Personal Banking and Wealth Management

Legacy Franchises

Services

Markets

Banking

U.S. Personal Banking

Wealth

All Other—managed basis

Reconciling Items—Divestiture-related impacts

Global Consumer Banking

Corporate / Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provisions for credit losses and for benefits and claims

Compensation and benefits

Premises and equipment

Technology / communication

Advertising and marketing

Other operating

Restructuring

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citigroup

Banamex is the second largest bank in Mexico.

Banamex

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking, Institutional Clients Group, and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets, and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citigroup reports steady Q4 earnings, focuses on strategic transformation

Citigroup's Q4 2022 performance showed steady net income and revenue growth, with a focus on strategic priorities and transformation efforts. Challenges in investment banking and wealth management are being addressed through cost reduction and technology investments. Opportunities for growth exist in wealth management strategies and market improvements.

Citigroup reports robust Q1 earnings, eyes growth amidst uncertainties

Citigroup's Q1 2023 earnings call showcased strong financial performance, emphasizing growth in core businesses and positive prospects in Wealth Management. While facing global uncertainties and interest rate challenges, the company focuses on investments in modernization and growth opportunities in key markets. Citigroup aims for sustainable growth through strategic initiatives and prudent risk management.

Citigroup reports mixed Q2 results, focuses on revenue stability

Citigroup's Q2 performance showed mixed results with strong revenue growth in key segments but challenges in expenses and Investment Banking
The focus on steady revenues, cost reduction, and simplification efforts presents opportunities for improving returns and capital management
Client sentiment remains cautious amidst global uncertainties, with a strategic shift towards efficiency and innovation in response to market dynamics
Balancing capital adjustments, expense management, and client needs will be crucial for Citigroup's future growth and resilience

Citigroup reports solid Q3 earnings, focuses on revenue growth

Citigroup's Q3 results reflect strong revenue growth and strategic focus on capital optimization.
Despite challenges in organizational restructuring and capital requirements, the company is optimistic about revenue growth targets.
Investments in innovation and client relationships position Citigroup for future success in various business segments.
The company's commitment to efficiency and transparency underscores confidence in achieving long-term targets.

Citigroup reports record performance in 2023, outlines strategic priorities

Citigroup made strategic accomplishments in 2023 despite Q4 challenges, focusing on 2024 priorities.
The company is committed to transparency, accountability, and delivering results to shareholders.
Balancing near-term profitability improvements with future growth investments is a key focus for Citigroup.
Optimism in achieving long-term targets through expense reduction, revenue growth, and operational improvements.

Citigroup reports solid Q1 earnings, navigates challenges with strategic focus

Citigroup's Q1 earnings call showcased a mix of strong performance, strategic initiatives, challenges, and opportunities. The company's focus on cost management, revenue diversification, and enhancing client experience positions it well for future growth and profitability amidst a dynamic economic environment.

Citigroup reports robust Q3 earnings, eyes IPO readiness and compliance

Citigroup's Q3 performance showcased revenue growth, expense discipline, and progress in regulatory compliance, with a focus on optimizing shareholder value and market opportunities.
While facing challenges in Fixed Income revenues and regulatory reporting, the company aims to capitalize on opportunities in stock buybacks, IPO readiness, and client asset growth.
Overall, Citigroup's strategic initiatives position it well for sustained growth, profitability, and shareholder value creation, underpinned by a commitment to operational excellence and regulatory transparency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Bank of America

Goldman Sachs

JPMorgan Chase & Co

Morgan Stanley

Wells Fargo

"The banks could never pull it off because the Fed kept rates so low that it was hard for them to make money. Now that's over," he said.

Jim Cramer says bank stocks could be the new market leaders

The market liked what it saw in the quarterly releases from JPMorgan (JPM), Citigroup (C) and even Wells Fargo (WFC) on an otherwise down day for the indexes.

Can Bank Stocks Maintain the Recent Momentum?

JPMorgan Chase, Morgan Stanley, Wells Fargo and Citigroup reported their latest quarterly results this week.

Jim Cramer recaps 4 major banks' earnings reports

Citigroup Inc. (NYSE:C.PK ) Q3 2022 Earnings Conference Call October 14, 2022 11:00 AM ET Company Participants Jane Fraser - Chief Executive Officer Mark Mason - Chief Financial Officer Jen Landis - Head, Citi Investor Relations Conference Call Participants Glenn Schorr - Evercore John McDonald - Autonomous Research Erika Najarian - UBS Mike Mayo - Wells Fargo Securities Ebrahim Poonawala - Bank of America Betsy Graseck - Morgan Stanley Matt O'Connor - Deutsche Bank Jim Mitchell - Seaport Global Gerard Cassidy - RBC Vivek Juneja - JPMorgan Ken Usdin - Jefferies Operator Hello. And welcome to Citi's Third Quarter 2022 Earnings Call with the Chief Executive Officer, Jane Fraser; and Chief Financial Officer, Mark Mason.

Citigroup Inc. (C) Q3 2022 Earnings Call Transcript

Citigroup Chief Executive Jane Fraser said on Friday the bank is having "constant and constructive" dialogue with regulators about a consent order issued two years ago requiring the bank to improve its risk management and internal controls.

Citigroup says it's in dialogue with regulators on consent order

The U.S. Treasury Department is asking primary dealers of U.S. Treasuries whether the government should buy back some U.S. government bonds to improve liquidity in the $24 trillion market.

US Treasury asks major banks if it should buy back U.S. government bonds

Wells Fargo & Co. WFC, +4.70% on Friday reported total head count of 239,209 as of Sept. 30, down from 243,674 people at the end of the second quarter and 253,871 at the end of the year-ago quarter.

Wells Fargo headcount drops while ranks grow at JPM, Citi and Morgan Stanley

Citigroup (C) delivered earnings and revenue surprises of 2.74% and 0.73%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?

Citigroup (C) Surpasses Q3 Earnings and Revenue Estimates

Citigroup's (C) Q3 earnings are driven by the Personal Banking and Wealth Management segment's strong revenues. High costs and lower revenues in the investment banking business act as spoilsports.

Citigroup (C) Q3 Earnings and Revenues Surpass Estimates

Source: Africa Studio / Shutterstock.com Banks stocks are in the news Friday as investors go over various earnings reports from major players in the space. JPMorgan Chase (NYSE: JPM ) is chief among them with the company's earnings beating estimates.

Why Are Bank Stocks in the Spotlight Today?

Citigroup Inc (NYSE:C) saw its stock move higher in Friday's early deals, up 2.5% to US$44.05, as quarterly financial results were welcomed as ‘better than feared', and, the bank set aside more funds to cover for problem loans amidst the economic downturn. Whilst covering the loan book was evidently a feature of the results, Citi's investment banking operations were meanwhile hit by volatility, uncertainty and rising borrowing costs which have all stymied dealmaking activity in the capital markets.

Citigroup stock starts higher as traders welcome better-than-feared Q3

Citigroup took a $110 million writedown on leveraged loans in the third quarter, its chief financial Mark Mason said on Friday.

Citigroup expects $110 mln loss on leveraged loans in 3Q - CFO

Citi said it was winding down its operations and exposure to Russia with plans to end nearly all of its institutional banking services in the country.

Citigroup beats 3rd-quarter profit estimates but stock falls after fixed-income trading revenue disappoints

The bank reported $18.51 billion in revenue versus the $18.25 billion expected by analysts, according to Refinitiv. This was up 6% year over year.

Citigroup reports 25% decline in third-quarter profits but tops revenue expectations

Citigroup Inc. c shares dropped 1.3% in premarket trades Friday after the bank posted stronger-than-expected profit, but revenue fell 1% after breaking out divestiture-related impacts, as growth in net interest income was more than offset by lower non-interest revenue. Citi said its third-quarter net income dropped to $3.5 billion, or $1.63 per share, from $4.6 billion, or $2.15 a share, in the year-ago quarter.

Citigroup profit beats target but shares fall

Citigroup Inc reported a 25% drop in third-quarter profit on Friday as the most global of U.S. banks set aside funds to cover soured loans from a potential economic downturn, while its investment bank struggled with a slump in global dealmaking.

Citigroup profit falls on higher loan-loss reserves, weak dealmaking activity

NEW YORK--(BUSINESS WIRE)--Please view Citi's third quarter 2022 earnings press release on its website http://www.citigroup.com/citi/investor.

Citigroup Reports Third Quarter 2022 Results

U.S. Bancorp

S&P 500 52-week lows were hit like a third rail, and markets recoiled the other direction.

Huge 1500-Point Swing on the Dow After Disappointing CPI

Leaders from U.S. banking giants on Thursday said strict capital requirements, which were bolstered after the 2008 financial crisis, could restrain economic activity.

JPMorgan, Citigroup say higher capital requirements may hurt lending

Large banks rallied with the broader market today.

Why Shares of Bank of America, Citigroup, and Wells Fargo Are Rising on the Eve of Earnings

Mondi PLC

US earnings season kicks off in earnest on Friday as four of Wall Street's big banks report, with weaker third-quarter profits expected. Even though US interest rates have risen from just above zero at the start of the year to 3.25%, which would normally spell good news for lenders, this is also slowing the economy and leading to volatile markets that are putting the mockers on the formerly buoyant dealmaking cycle.

Citibank kicks off US bank reporting season, Mondi Fridays UK highlight

If market swings tell us anything, it's that investors are rattled by economic uncertainty. The outlook remains cloudy with the possibility of recession on the horizon. Big bank earnings, coming Friday, could help clear some of that fog.

How to read big bank earnings

The financial sector reversed course to trade broadly lower Thursday, along with the broader stock market, after data showed that consumer inflation rose more than expected in September. The SPDR Financial Select Sector ETF XLF, -0.23% sank 1.8% in premarket trading, after being up about 1.3% just before the inflation data was released, as futures ES00, -1.77% for the S&P 500 SPX, -0.33% swung to a loss of 1.8% from a gain of 1.1%.

Bank stocks swing to broad losses after inflation data

Investment banking revenue has been slumping all year due to volatile market conditions.

Will Bank of America, JPMorgan Chase, and Citigroup See Investment Banking Bounce Back in Q3?

UnitedHealth Group

The three major U.S. equity indexes closed mixed on Tuesday. The Dow Jones industrials ended the day up 0.12%, the S&P 500 closed 0.65% lower, and the Nasdaq ended down 1.10%.

News for Citigroup Stock (C)