Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

SoFi: The Sky Is Falling

SoFi has become a high profile tragedy of the early 2022 growth stock rout.

SoFi: I'm Still Long, The Bears Will Eventually Be Humbled

SoFi's fundamentals continues to be strong.

SoFi: Student Loan Moratorium Extension Likely; Don't Buy Today

One of my core beliefs as an investor is that you should invest in products and services that you love ¬– and boy do I love SoFi. Why? Well, for starters, consumer banking is a terrible experience.

Buy the SoFi Stock Dip With Both Hands!

SOFI has blended the best of fintech's national reach with customer-driven community bank feel. The post SOFI Stock: Do You Feel Lucky, Punk?

SOFI Stock: Do You Feel Lucky, Punk?

There's a strong chance recession worries will push SOFI stock to a better entry point, so it's best to skip out on buying it for now. The post Wait for Renewed Pessimism Before Buying SoFi Technologies appeared first on InvestorPlace.

Wait for Renewed Pessimism Before Buying SoFi Technologies

Axos Financial Inc.

Bank of America

Capital One

Goldman Sachs

JPMorgan Chase & Co

Mastercard

PayPal

Block

Visa

Wells Fargo

The P/E ratio is simple but not the best metric.

The Metrics to Watch When Researching Financial Stocks

Affirm

Financial technology, or more simply fintech , is one of the hottest new sectors on Wall Street.

4 Fintech Stocks to Keep on Your Radar

SoFi Technologies surged in recent weeks, but there are two concerns for SOFI stock. Here's why you should use short puts to trade it.

Use This Strategy If You're Going to Buy Sofi Technologies Stock

If the company does indeed become the "Amazon of Finance," SoFi stock has nearly 20X upside potential from current levels. The post The Amazon of Finance Under $10 May Be My No.

The Amazon of Finance Under $10 May Be My No. 1

Asana

Ford Motor Company

GameStop

Eastman Kodak

Oric Pharmaceuticals

Revolution Medicines

Here are seven stocks that have recently seen large amounts of insider purchases: Asana (NYSE:ASAN) Ford (NYSE:F) GameStop (NYSE:GME) Eastman Kodak (NYSE:KODK) Oric Pharmaceuticals (NASDAQ:ORIC) Revolution Medicines (NASDAQ:RVMD) Sofi Technologies (NASDAQ:SOFI) The post 7 Stocks That Insiders Are Buying Now. Should You?

7 Stocks That Insiders Are Buying Now. Should You?

Continue to hold onto SOFI stock as there are several catalysts that will push the stock higher in the coming months. The post Ignore the Bumps and Hold Onto SoFi Technologies appeared first on InvestorPlace.

Ignore the Bumps and Hold Onto SoFi Technologies

Ares Capital

Golub Capital BDC

Main Street Capital

Owl Rock Capital Corp

PhenixFIN

Prospect Capital

Business Development Companies ("BDCs") are among the highest yielding asset classes available today.

Debunking BDC Misconceptions: Part II

SAN FRANCISCO--(BUSINESS WIRE)--Three out of four U.S. workers (75%) are facing at least one source of major financial stress1 and more than half (51%) felt more stressed about their finances in 2021 than ever before,2 according to new research published today by SoFi at Work – a leading holistic, financial well-being and education assistance benefits Partner to more than 1,000 organizations – and Workplace Intelligence, an HR research and advisory firm. As a result of this increased stress, em

SoFi at Work Study Reveals Three in Four Workers Are Stressed About Financial Issues, Spending 9+ Working Hours Per Week Dealing With Personal Finances

SOFI stock is having a hard time navigating the transition from FinTech momentum play to the actual challenges of running a banking business. The post Real World Problems Are Disrupting SoFi's Turnaround Efforts appeared first on InvestorPlace.

Real World Problems Are Disrupting SoFi's Turnaround Efforts

SOFI shares are in the green today following a heavy month of insider buying. Director Harvey Schwartz made the most recent buy transaction.

Director Harvey Schwartz Is Buying SOFI Stock. Here's Why.

Sofi needs to prove itself first as speculators gamble on it, while bigger firms offer investors a better margin of safety. The post Beware of SoFi Technologies appeared first on InvestorPlace.

Beware of SoFi Technologies

We have been bullish on SoFi since the company landed its bank charter but it has gotten creamed since then.

SoFi: This Is Just Horrific

SoFi stock bears are questioning its growth as interest rates rise and a potential tech-related crash looms, but it has strong fundamentals. The post SoFi Stock Bulls Can Rejoice as a Great Catalyst Is Coming Up appeared first on InvestorPlace.

SoFi Stock Bulls Can Rejoice as a Great Catalyst Is Coming Up

The White House might extend the student loan moratorium. While this impacts its refinancing business, SOFI stock still has long-term upside.

SoFi Is Still a Long-Term Buy Despite the Student Loan Moratorium

Canoo

IronNet

Lucid Group

Palantir Technologies

Virgin Galactic

Tesla

The trendiest Reddit stocks are mostly down through the first quarter of 2022. Expect that to remain mostly true for the coming months.

7 Reddit Stocks That Are Trending on r/WallStreetBets

SoFi Technologies, Inc. (SOFI) CEO Anthony Noto Presents at Bank of America's '22 Electronic Payment Symposium (Transcript)

SoFi, the innovative personal finance company with remarkable growth potential, has gotten pummeled in the recent selloff.

SoFi: Doubling Down On The Future Of Finance

SoFi's latest feature will allow members to automate crypto investments for zero fees

SoFi Launches No-Fee Cryptocurrency Purchases for Direct Deposit Members

Insiders have been purchasing shares aggressively during March with Anthony Noto spending over $1 million and others in senior leadership adding to their position.

News for SoFi Technologies Stock (SOFI)