Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

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Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

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Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

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OpEx Y/Y

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

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Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

SoFi Technologies (SOFI) stock is on the move Tuesday on news that the lending company is acquiring Technisys in a $1.1 billion deal. The post SOFI Stock Alert: 8 Things to Know About SoFi's Latest Big Banking Deal appeared first on InvestorPlace.

SOFI Stock Alert: 8 Things to Know About SoFi's Latest Big Banking Deal

SoFi Technologies Inc (NASDAQ: SOFI) is trading lower Tuesday after the company announced it entered into a definitive merger agreement to acquire Technisys. Technisys operates a cloud-native, digital multi-product core banking platform.

Why SoFi Shares Are Sliding Today

SoFi Technologies will pay roughly $1.1 billion for banking-software company Technisys, part of a series of deals by the personal finance firm to bolster its banking offerings. According to a press release Tuesday (Feb. 22), the all-stock deal, which comes out to about 10% of the company's market value, gives SoFi the ability to power […]

SoFi Pays $1.1B For Banking Software Firm Technisys

SoFi Technologies, Inc. (NASDAQ: SOFI) announced today that it has entered into a definitive merger agreement to acquire Technisys. These are the details.

Why SoFi (SOFI) Is Buying Technisys For About $1.1 Billion

LendingClub

Upstart Holdings

Upstart, SoFi, and LendingClub all operate in the unsecured personal lending space. Which one has top market share?

Upstart, SoFi, LendingClub: Which Fintech has Leading Market Share?

SoFi Technologies Inc. SOFI, -6.49% said Tuesday it has entered an agreement to acquire Technisys, a cloud-based banking platform, in an all-stock deal valued at about $1.1 billion. Under the terms of the deal, Technisys shareholders will receive about 84 million SoFi shares, or less than 10% of its fully diluted share count as of Sept.

SoFi to acquire cloud-based banking platform Technisys in all-stock deal valued at $1.1 bln

SAN FRANCISCO--(BUSINESS WIRE)---- $SOFI--SoFi Technologies, Inc. (NASDAQ: SOFI), (“SoFi”), the digital personal finance company, today announced that it has entered into a definitive merger agreement (the “Merger Agreement”) to acquire Technisys, a leading cloud-native, digital multi-product core banking platform. Technisys' shareholders will receive aggregate consideration of approximately 84 million shares of SoFi common stock, less than 10% of SoFi's fully diluted share count as of September 30, 2021

SoFi Technologies, Inc. Announces Agreement to Acquire Technisys

Digital personal finance company SoFi Technologies Inc (NASDAQ: SOFI) agreed to acquire Technisys, a cloud-native, digital multi-product core banking platform.  Technisys' shareholders will receive aggregate consideration of 84 million shares of SoFi, less than 10% of.

SoFi To Acquire Technisys For $1.1B: All You Need To Know

PayPal

Block

Let's take a look at these three companies and why I'm adding all of them to my buy list.

Is Fintech Dead? 3 Stocks I'm Buying Now

SOFI stock is in the eye of a selling tornado of all equities with innovation as part of their thesis. This trend won't last forever.

SoFi Stock Will Recover From the Tech Stock Correction

SOFI stock has been pummeled, along with the rest of its growth-stock peers. Here's why I'm not completely giving up on it though.

SoFi Stock Is In a Bear Market, but So What?

SoFi Technologies continues to add new products such as ETFs for its 2.9 million members. That's very good news if you own SOFI stock.

Aggressive Investors Could Like SoFi Stock While Its ETFs Offer Alternative

People that believe that legacy banks will be disrupted and bypassed by digital alternatives should invest in Sofi. Sofi management believes that they are pursuing a $2 trillion-dollar Total Addressable Market.

Sofi: Speculative Investors Should Buy Into This Bank Of The Future

SoFi stock is a cautious buy because the company is forecast to deliver strong revenue growth from a members platform that continues to grow. The post Sell-off and Bank Charter Means Its the Ideal Time to Invest in SoFi Technologies appeared first on InvestorPlace.

Sell-off and Bank Charter Means Its the Ideal Time to Invest in SoFi Technologies

Sofi got its bank license, but the stock is still in the dumps signaling something's still wrong. SOFI stock might face headwinds with its banking operation, especially with its valuation at 3 times tangible book value.

Sofi Got Its Bank License, But the Stock is Still in the Dumps

SOFI stock might be out of favor on Wall Street at the moment, but a banking charter and a value-added acquisition should catalyze a comeback. The post Chart a Course for $24 With SoFi Shares appeared first on InvestorPlace.

Chart a Course for $24 With SoFi Shares

For SoFi Technologies, the Super Bowl was a chance to portray itself as a big institution. In fact it's still a small money lender.

The Season to Buy SoFi Technologies Starts Now

H&R Block

SALT LAKE CITY--(BUSINESS WIRE)--Galileo Financial Technologies, a leading financial technology company owned and operated independently by SoFi Technologies, Inc. (NASDAQ: SOFI), today announced that its API-enabled financial technology powers Spruce℠, the mobile banking platform1 built by H&R Block (NYSE: HRB), which launched on January 20, 2022. Spruce includes a spending account with a debit card, a connected savings account that allows for specific budgeting goals, early paycheck avail

Galileo's Technology Powers H&R Block's New Mobile Banking App, Spruce

Sofi is facing significant macro challenges and the valuation of SOFI stock remains very high. As a result, the shares are not attractive.

3 More Reasons Why Sofi Technologies' Struggles Will Likely Continue

It has been sacked recently, but SoFi Technologies has differentiated itself and today SOFI stock is in great field position to buy. The post The Bulls Are Ready to Run the Show Again in SoFi Technologies Stock appeared first on InvestorPlace.

The Bulls Are Ready to Run the Show Again in SoFi Technologies Stock

SoFi stock has been battered, in line with its FinTech peers. However, we believe that the company is well-positioned to make significant operating leverage gains moving forward.

Is SoFi Stock A Buy, Sell, Or Hold At Current Valuation?

I discuss the implications of SOFI obtaining their banking charter as this allows SOFI to utilize deposits to fund loans, creating better margins.

SoFi Technologies: Short Sellers Should Be Worried Going Into Earnings

In the latest trading session, SoFi Technologies, Inc. (SOFI) closed at $12.40, marking a +0.08% move from the previous day.

SoFi Technologies, Inc. (SOFI) Gains As Market Dips: What You Should Know

Robinhood

Netflix

Peloton

Roku

There's been a flurry of M&A activity lately. Could these big names get caught up in the fray?

Could These Beaten-Down Stocks Be Potential Acquisition Targets in 2022?

SoFi Technologies Inc. picked up a new fan on Wall Street Friday as a Bank of America analyst chimed in with a bullish view of the financial-technology company.

News for SoFi Technologies Stock (SOFI)