Revenue segments as reported by the company.

Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest Expense

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

U.S. Bancorp

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

U.S. Bancorp posts strong Q4 results post-Union Bank acquisition

U.S. Bancorp's Q4 2022 performance reflects a solid financial position post-acquisition, with a focus on optimizing operations and capitalizing on growth opportunities.
While facing challenges related to acquisition costs and revenue stability, the bank's strengths in capital adequacy and risk management position it well for future growth.
Strategic initiatives around asset optimization, reserve adequacy, and revenue diversification present avenues for sustained profitability and value creation in the upcoming quarters.

U.S. Bancorp posts robust Q1 earnings, eyes optimization and growth

U.S. Bancorp's Q1 performance reflects strong earnings and key financial metrics improvement. The bank's focus on risk management, integration efforts, and revenue diversification positions it well. Challenges from regulatory changes and rate environment are being actively managed while seizing opportunities for optimization and growth.

U.S. Bancorp reports solid Q2 earnings, focuses on growth strategies

U.S. Bancorp delivered solid financial performance in Q2 2023, with a focus on profitability, capital strength, and customer-centric initiatives. The company faces challenges related to deposit dynamics, revenue streams, and market uncertainties but is actively pursuing opportunities for growth and resilience.
With a strong emphasis on credit quality, capital actions, and cost optimization, U.S. Bancorp is strategically positioned to navigate evolving market conditions and regulatory requirements. The company's commitment to enhancing digital offerings and customer experience underscores its long-term growth strategy.
Overall, U.S. Bancorp's Q2 earnings call highlights a balanced approach to financial management, with a clear focus on operational efficiency, risk management, and sustainable growth. The company's performance metrics, future guidance, and strategic initiatives signal a proactive stance towards driving shareholder value and financial stability.

U.S. Bancorp reports solid Q3 performance and eyes growth opportunities

U.S. Bancorp's Q3 performance showed growth in key areas despite challenges like declining net interest margin. The company's focus on client relationships and capital-efficient growth presents opportunities for future expansion.
While cautious about commercial real estate, U.S. Bancorp aims to optimize operations and navigate potential changes in liquidity ratios. Investments in capital markets and tech-led initiatives position the company for revenue synergies and client service enhancements.
Guidance for Q4 indicates a strategic approach to managing net interest income and total revenue, with a strong emphasis on realizing cost synergies from the Union Bank deal. The company's commitment to deepening client relationships and expanding services underscores its growth strategy.
Overall, U.S. Bancorp's performance, strengths, challenges, and opportunities align with its goal of efficient growth and client-focused initiatives, positioning the company for future success in a dynamic financial landscape.

U.S. Bancorp reports robust Q4 earnings, eyes growth opportunities ahead

U.S. Bancorp delivered strong financial results in Q4 2023, with a focus on credit quality and shareholder value. While facing challenges in loan and deposit metrics, the company is strategically positioned to capitalize on opportunities in ROTCE, deposit growth, and small business services. By leveraging its strengths in customer focus and market differentiation, U.S. Bancorp aims for sustained growth and profitability.

U.S. Bancorp (USB) reports strong Q1 earnings amidst NII challenges

U.S. Bancorp (USB) navigated Q1 2024 with solid earnings, focusing on managing near-term challenges while positioning for long-term growth. The company's emphasis on fee businesses and customer relationships bodes well for future performance. Despite facing NII pressures, expense reduction efforts and capital strength provide a foundation for resilience and growth.

U.S. Bancorp excels in Q2 earnings, eyes revenue diversification

U.S. Bancorp delivered a strong performance in Q2 2024, with notable improvements in key financial metrics and revenue streams.
While facing challenges in credit quality and revenue growth, the bank remains focused on prudent expense management and revenue diversification.
Opportunities lie in sustained income growth, stable interest income, and strategic initiatives for long-term value creation and operational efficiency.
Analysts and executives discussed factors impacting the bank's performance, highlighting a balanced approach to managing challenges and seizing growth opportunities.

U.S. Bancorp (USB) excels in Q3 2024, banking on digital growth

U.S. Bancorp (USB) delivered a robust performance in Q3 2024, showcasing stability, growth, and a strategic focus on digital innovation and partnerships.
While facing challenges in a competitive landscape, USB's strengths in expense management, digital capabilities, and partnerships position it well for future growth.
Opportunities lie in leveraging digital solutions, expanding partnerships, and executing on its strategic path for payments to drive revenue diversification and market expansion.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp today announced that Evamarie Schoenborn is its new chief executive officer of U.S. Bancorp Investments Inc. (USBI), UnionBanc Investment Services (UBIS), and PFM Fund Distributors (PFMFD). Schoenborn's appointment was effective June 30. Both U.S. Bancorp Investments and UnionBanc Investment Services offer retail brokerage, investment advisory and insurance services. UBIS became part of U.S. Bancorp in December 2022, when U.S. Bancorp completed its acq.

U.S. Bancorp names Evamarie Schoenborn CEO of U.S. Bancorp Investments, UnionBanc Investment Services, PFM Fund Distributors

U.S. Bancorp's shares have underperformed those of its large-bank peers in recent years. The company's ability to sidestep and mitigate risk, however, could soon work in its favor.

Never Liked U.S. Bancorp? Time for a Fresh Look

VanEck Morningstar Wide Moat ETF

Kellogg

Medtronic

Vaneck Morningstar SMID Moat ETF

Tyler Technologies

With the right methodology, it's possible for advisors and investors to efficiently locate baskets of stocks  with the wide moat designation without the burden of paying up on valuation. Enter the VanEck Morningstar Wide Moat ETF (MOAT) and the VanEck Morningstar SMID Moat ETF (CBOE: SMOT).

Wide Moat Stocks Look Appealing on Valuation

All 23 major U.S. banks, including U.S. Bancorp, passed the Federal Reserve's latest round of stress tests, indicating they have sufficient capital to withstand a severe economic recession. Despite a market sell-off in the regional banking market in Q1, U.S. Bancorp's shares continue to trade at a depressed price-to-book ratio, making it an attractive investment opportunity.

U.S. Bancorp: The Fed Just Sent Another Strong Buy Signal

Ally Financial

Ares Management

Bank of America

Citigroup

Cadence Bank

Citizens Financial Group

Comerica

Capital One

First Citizens BancShares

First Horizon National

Fifth Third Bancorp

F.N.B. Corp.

Goldman Sachs

JPMorgan Chase & Co

KeyCorp

Morgan Stanley

PacWest Bancorp

PNC Financial Services

Pinnacle Financial Partners

Charles Schwab

Synovus Financial

South State

Truist Financial

Earnings season for the largest U.S. banks will begin on Friday, July 14, when JPMorgan Chase & Co., Citigroup Inc. and Wells Fargo & Co. announce their second-quarter results. Rounding out the “big six” industry group, Bank of America Corp., Goldman Sachs Group Inc. and Morgan Stanley are all scheduled to report on July 18.

These 20 banks have had the largest cuts to earnings estimates

The Fed pausing interest rate hikes boosted US Bancorp's stock price. The market also reacted favorably to the bank's stress test results.

Why US Bancorp Stock Climbed 10.5% in June

Apple

MetLife

Selling certain stocks now is recommended even though conditions are improving for the stock market. For 2023's first half, the benchmark S&P 500 Index gained 16%.

3 Stocks to Sell in July

Bank of Montreal

M&T Bank

Stress testing is an exercise conducted by regulators to ensure the safety and soundness of the banking system. But it is also important for investors because it helps determine bank capital requirements.

Which Super-Regional Bank Performed the Best in the Fed's Stress Test?

Truist and U.S. Bancorp were among the weaker banks according to the 2023 Federal Reserve's stress test results, at least at first glance. The article discusses the parameters of the most severe scenario, evaluates the test results for Truist and U.S. Bancorp, and touches on the results for other banks (e.g., Deutsche, Capital One). I explain why the "severely adverse scenario" deserves its name and why investors should not dismiss the results as meaningless just because they do not include a nationwide bank run.

Truist Financial And U.S. Bancorp: Cause For Concern After The Stress Test?

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp Releases 2023 Dodd-Frank Act Stress Test Results.

U.S. Bancorp Releases 2023 Dodd-Frank Act Stress Test Results

Hedge funds are net short US regional banks for the first time since late 2019, which could be a contrarian buy signal. USB trades at a low 8.6 trailing 12-month GAAP price-to-earnings ratio and pays a high 5.9% dividend yield, while its price-to-book ratio low near 1.0. Despite some risks such as a worsening credit environment and higher funding costs, the dust appears to be settling following regional banking turmoil in March.

U.S. Bancorp: Bearish Hedge Funds, Bullish Insiders, Shares Undervalued

Wells Fargo

Among the top performers were Charles Schwab Corp. and Deutsche Bank's U.S. operations, while regional lenders Citizens Financial Corp. and US Bancorp were the laggards of the pack.

US banks shrug off turmoil to ace Fed's annual health checks

U.S. Bancorp's (USB) new Commercial Rewards Card offers an all-in-one card expense and travel management platform to emerging middle market-focused businesses.

U.S. Bancorp (USB) Rolls Out New Commercial Card Solution

U.S. Bank has launched a card, expense and travel management solution designed for middle-market companies. The new U.S. Bank Commercial Rewards Card also provides rebates for business expenses to firms with annual revenue of $10 million to $150 million, U.S. Bank said in a Tuesday (June 27) press release.

US Bank Launches Commercial Card for Middle-Market Companies

Regions Financial

J.P. Morgan analyst Vivek Juneja on Tuesday cut price targets on nine major U.S. banks due to his “cautious” view on the sector in the face of increased regulatory requirements, declining net interest income and higher expenses pressured by inflation. The comment came a day ahead of the Fed's stress tests results on bank capital.

‘Cautious' JPMorgan analyst cuts price targets on nine major banks

Intel

In the investing world, large investors such as hedge funds and private equity firms carry tremendous power to make or break a company. When a small or micro-cap stock gets backing from some large investment entity, it typically causes a massive shift in the company outlook.

3 Stocks That Have Big Investors Running for the Exit

The stock price suffered in 2023 due to the fear of an economic crisis after the collapse of Silicon Valley Bank.

What To Expect From U.S. Bancorp Stock?

USB's Series B preferreds last declared a quarterly floating coupon payment of $0.37 per share for an 8.4% forward yield. The preferreds are currently swapping hands for a 29% discount to their par value. Net interest margin and deposits grew during the first quarter, and further gains could see both the preferreds and commons rally.

U.S. Bancorp: A Surging Floating Yield With The Preferreds For 71 Cents On The Dollar

U.S. Bancorp (USB) reiterates its second-quarter and full year 2023 guidance.

U.S. Bancorp (USB) Reiterates Q2 & 2023 View Amid Uncertainty

Many large regional banks have already taken down their second-quarter and full-year guidance. While reiterating guidance is good, U.S. Bancorp must also follow through with its plans to boost its capital ratios.

U.S. Bancorp Reiterated Second-Quarter Guidance. Is the Stock a Buy?

PayPal

Sirius XM Holdings Inc

Although the stock market is a long-term wealth creator, its short-term performance is entirely unpredictable. These top-notch businesses have sustainable long-term catalysts and are historically cheap.

These Are the Only 3 Stocks I've Been Buying Since 2023 Began

U.S. Bancorp (NYSE:USB ) Morgan Stanley US Financials, Payments and CRE Conference Call June 13, 2023 10:15 AM ET Company Participants Andrew Cecere - Chairman, President and Chief Executive Officer Terry Dolan - Vice Chair and Chief Financial Officer Conference Call Participants Betsy Graseck - Morgan Stanley Betsy Graseck Thank you everybody for joining us this morning. I have a brief disclosure and then we'll get into it.

U.S. Bancorp (USB) Morgan Stanley US Financials, Payments and CRE Conference Call Transcript

Ford Motor Company

AT&T

When the going gets tough on Wall Street, smart investors turn to the safety and long-term outperformance offered by dividend stocks. Two brand-name stocks, with yields of 4.4% and 7%, were popular buys for some of the most-successful billionaire fund managers.

2 High-Yield Dividend Stocks Billionaires Can't Stop Buying, and 1 They're Avoiding Like the Plague

Devon Energy

Devon Energy's fortunes hinge on oil prices. AT&T faces big challenges, but its dividend should be safe for now.

Wall Street Thinks These 3 High-Yield Dividend Stocks Could Soar 26% to 34%

Allianz SE

BB Seguridade Participacoes SA

Blackrock Inc

Bank of Nova Scotia

Canadian Natural Resources

iShares Core Dividend Growth ETF

Johnson & Johnson

Kinder Morgan

Mastercard

Altria

In today's article, I will demonstrate how to allocate $25,000 among one ETF, 10 high dividend yield companies and 10 dividend growth companies. As I will demonstrate in this article, the investment portfolio reaches a broad diversification over sectors, industries, and countries. The portfolio provides you with a Weighted Average Dividend Yield [TTM] of 3.69% and the selected picks have shown a Weighted Average Dividend Growth Rate [CAGR] of 11.60%.

How To Allocate $25,000 Among My Top 20 Dividend Income Stocks For June 2023

News for U.S. Bancorp Stock (USB)