Revenue segments as reported by the company.

Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest Expense

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

U.S. Bancorp

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.

Earnings data Q1 2021

Earnings data Q2 2021

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Earnings data Q4 2021

Earnings data Q1 2022

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Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

U.S. Bancorp posts strong Q4 results post-Union Bank acquisition

U.S. Bancorp's Q4 2022 performance reflects a solid financial position post-acquisition, with a focus on optimizing operations and capitalizing on growth opportunities.
While facing challenges related to acquisition costs and revenue stability, the bank's strengths in capital adequacy and risk management position it well for future growth.
Strategic initiatives around asset optimization, reserve adequacy, and revenue diversification present avenues for sustained profitability and value creation in the upcoming quarters.

U.S. Bancorp posts robust Q1 earnings, eyes optimization and growth

U.S. Bancorp's Q1 performance reflects strong earnings and key financial metrics improvement. The bank's focus on risk management, integration efforts, and revenue diversification positions it well. Challenges from regulatory changes and rate environment are being actively managed while seizing opportunities for optimization and growth.

U.S. Bancorp reports solid Q2 earnings, focuses on growth strategies

U.S. Bancorp delivered solid financial performance in Q2 2023, with a focus on profitability, capital strength, and customer-centric initiatives. The company faces challenges related to deposit dynamics, revenue streams, and market uncertainties but is actively pursuing opportunities for growth and resilience.
With a strong emphasis on credit quality, capital actions, and cost optimization, U.S. Bancorp is strategically positioned to navigate evolving market conditions and regulatory requirements. The company's commitment to enhancing digital offerings and customer experience underscores its long-term growth strategy.
Overall, U.S. Bancorp's Q2 earnings call highlights a balanced approach to financial management, with a clear focus on operational efficiency, risk management, and sustainable growth. The company's performance metrics, future guidance, and strategic initiatives signal a proactive stance towards driving shareholder value and financial stability.

U.S. Bancorp reports solid Q3 performance and eyes growth opportunities

U.S. Bancorp's Q3 performance showed growth in key areas despite challenges like declining net interest margin. The company's focus on client relationships and capital-efficient growth presents opportunities for future expansion.
While cautious about commercial real estate, U.S. Bancorp aims to optimize operations and navigate potential changes in liquidity ratios. Investments in capital markets and tech-led initiatives position the company for revenue synergies and client service enhancements.
Guidance for Q4 indicates a strategic approach to managing net interest income and total revenue, with a strong emphasis on realizing cost synergies from the Union Bank deal. The company's commitment to deepening client relationships and expanding services underscores its growth strategy.
Overall, U.S. Bancorp's performance, strengths, challenges, and opportunities align with its goal of efficient growth and client-focused initiatives, positioning the company for future success in a dynamic financial landscape.

U.S. Bancorp reports robust Q4 earnings, eyes growth opportunities ahead

U.S. Bancorp delivered strong financial results in Q4 2023, with a focus on credit quality and shareholder value. While facing challenges in loan and deposit metrics, the company is strategically positioned to capitalize on opportunities in ROTCE, deposit growth, and small business services. By leveraging its strengths in customer focus and market differentiation, U.S. Bancorp aims for sustained growth and profitability.

U.S. Bancorp (USB) reports strong Q1 earnings amidst NII challenges

U.S. Bancorp (USB) navigated Q1 2024 with solid earnings, focusing on managing near-term challenges while positioning for long-term growth. The company's emphasis on fee businesses and customer relationships bodes well for future performance. Despite facing NII pressures, expense reduction efforts and capital strength provide a foundation for resilience and growth.

U.S. Bancorp excels in Q2 earnings, eyes revenue diversification

U.S. Bancorp delivered a strong performance in Q2 2024, with notable improvements in key financial metrics and revenue streams.
While facing challenges in credit quality and revenue growth, the bank remains focused on prudent expense management and revenue diversification.
Opportunities lie in sustained income growth, stable interest income, and strategic initiatives for long-term value creation and operational efficiency.
Analysts and executives discussed factors impacting the bank's performance, highlighting a balanced approach to managing challenges and seizing growth opportunities.

U.S. Bancorp (USB) excels in Q3 2024, banking on digital growth

U.S. Bancorp (USB) delivered a robust performance in Q3 2024, showcasing stability, growth, and a strategic focus on digital innovation and partnerships.
While facing challenges in a competitive landscape, USB's strengths in expense management, digital capabilities, and partnerships position it well for future growth.
Opportunities lie in leveraging digital solutions, expanding partnerships, and executing on its strategic path for payments to drive revenue diversification and market expansion.

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Cost of revenue

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Operating expenses

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Other

Operating income

EBITDA

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Net change in cash

Free cash flow

MINNEAPOLIS--( BUSINESS WIRE )--U.S. Bancorp (NYSE: USB) announced it has increased its prime lending rate to 7.75 percent from 7.50 percent, at all U.S. Bank locations. The reference rate at all Union Bank locations will also increase to 7.75 percent from 7.50 percent. These changes are effective tomorrow, February 2, 2023.

U.S. Bank Increases Prime Lending Rate to 7.75 Percent

MINNEAPOLIS--( BUSINESS WIRE )--U.S. Bancorp Asset Management has named Jim Link as head of its institutional Outsourced Chief Investment Officer (OCIO) practice, housed within its wholly-owned subsidiary PFM Asset Management, LLC. In this role, Link will be responsible for unifying several legacy offerings to amplify the overall market presence of the group's institutional OCIO practice. Utilizing the broader capabilities of the unified organization, Link will focus on developing new strategies to solve client-based needs. He will be located in the Philadelphia office.

U.S. Bancorp Asset Management names Jim Link head of institutional outsourced chief investment officer (OCIO) division

Ally Financial

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Investors can generate nice dividend income following Buffett's lead.

How Much Income Can You Make Investing $10,000 in Warren Buffett's Top 5 Dividend Stocks?

Low-spread floating-rate preferreds experience a higher dividend increase as Libor rises than conventional preferreds since more of their coupon is composed of Libor. In this article, we highlight a number of these preferreds, including two from U.S. Bancorp.

U.S. Bancorp: 7%+ Yielding Preferreds Geared For Uplift

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does U.S. Bancorp (USB) have what it takes?

U.S. Bancorp (USB) is a Top Dividend Stock Right Now: Should You Buy?

Boeing

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Delta Air Lines

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PACCAR

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Wells Fargo

Companies in Cramer's list include Wells Fargo, Raytheon Technologies, Delta Air Lines, J.B. Hunt and Boeing.

Jim Cramer picks his standout stocks in 4 bull market industries

Shopify

Markets bounced back from early declines.

These 2 Rising Stocks Have Investors Looking Forward to 2023

Although the revenue and EPS for U.S. Bancorp (USB) give a sense of how its business performed in the quarter ended December 2022, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

U.S. Bancorp (USB) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

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Visa

This Buffett holdings list from Kiplinger first appeared 11/15/22 on line. YCharts and Dogs of The Dow both track this Buffett/Berkshire batch. Here is your update from 1/23/23 YCharts data. 33 of 49 current Berkshire-Hathaway-owned-stocks pay dividends. As of 1/23/23 the top-ten ranged 3%-4.54% by annual-yield and 47 of 49 ranged -5.52% to 72.83% per broker-estimated target-price-upsides.

3 January Buffett Dividend Dog Buys Plus 5 To Watch

U.S. Bancorp stock rose Wednesday despite weakness in the broad equities market as the company said it would beat Wall Street profit targets for 2023, although it missed its earnings and revenue targets for the fourth quarter.

U.S. Bancorp results lift stock price despite red ink in broad market

U.S. Bancorp (NYSE:USB ) Q4 2022 Earnings Conference Call January 25, 2023 9:00 AM ET Company Participants George Andersen - Senior Vice President & Director, Investor Relations Andy Cecere - Chairman, President & Chief Executive Officer Terry Dolan - Vice Chair & Chief Financial Officer Conference Call Participants Scott Siefers - Piper Sandler Erika Najran - UBS Mike Mayo - Wells Fargo Securities John Pancari - Evercore ISI Ebrahim Poonawala - Bank of America Gerard Cassidy - RBC Betsy Graseck - Morgan Stanley Vivek Juneja - JPMorgan Matt O'Connor - Deutsche Bank Ken Usdin - Jefferies Chris Kotowski - Oppenheimer John McDonald - Autonomous Research Operator Welcome to the U.S. Bancorp Fourth Quarter 2022 Earnings Conference Call. Following a review of the results, there will be a formal question-and-answer session.

U.S. Bancorp (USB) Q4 2022 Earnings Call Transcript

Rise in loan balance, higher interest rates and the MUFG Union Bank acquisition support U.S. Bancorp's (USB) Q4 earnings. Yet, lower fee income and an increase in expenses and provisions are headwinds.

U.S. Bancorp (USB) Q4 Earnings Top on Higher NII, Provisions Up

U.S. Bancorp (USB) delivered earnings and revenue surprises of 8.11% and 4.79%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?

U.S. Bancorp (USB) Beats Q4 Earnings Estimates

MINNEAPOLIS--( BUSINESS WIRE )--U.S. Bancorp reported its fourth quarter 2022 results today. The earnings release, business line schedules and slide presentation can be accessed online at ir.usbank.com/investor-relations/financial-information.

U.S. Bancorp Reports Fourth Quarter 2022 Results

MINNEAPOLIS--( BUSINESS WIRE )--U.S. Bancorp announced today that its board of directors elected Alan B. Colberg as a director of the company, effective immediately. He will serve on U.S. Bancorp's Audit and Public Responsibility Committees.

Alan B. Colberg Joins U.S. Bancorp Board of Directors

Goldman Sachs

KeyCorp

We take a look at the action in preferreds and baby bonds through the second week of January and highlight some of the key themes we are watching. Preferreds enjoyed another strong week, supported by lower Treasury yields and higher stocks.

Preferreds Weekly Review: Fixed-Rate Preferreds Finally Get Some Love

Higher interest rates and decent loan demand are expected to have aided U.S. Bancorp's (USB) Q4 earnings amid weakness in fee income and higher provisions.

NII to Aid U.S. Bancorp (USB) Q4 Earnings Amid Fee Income Woes

PNC Financial Services

Truist Financial

America's biggest banks are reportedly launching a digital wallet to take on Apple and PayPal. The banks are developing a product that will let consumers make online purchases with a wallet tied to their Visa or Mastercard debit or credit cards, The Wall Street Journal reported Monday (Jan. 30).

Big Banks to Launch Apple Pay Competitor in 2023 H2

Berkshire Hathaway's investment portfolio is home to two amazing deals with yields of up to 4.9%, as well as a high-yielding stock with mounting red flags.

2 High-Yield Warren Buffett Stocks to Buy Hand Over Fist and 1 to Avoid Like the Plague

The Oracle of Omaha has a hidden $5.9 billion portfolio that's heavily concentrated in a handful of well-known stocks.

89% of Warren Buffett's Secret Portfolio Is Invested in Just 5 Stocks

NEW YORK--( BUSINESS WIRE )--Bragar Eagel & Squire, P.C., a nationally recognized shareholder rights law firm, is investigating potential claims against U.S. Bancorp (NYSE: USB) on behalf of long-term stockholders following a class action complaint that was filed against U.S. Bancorp on October 25, 2022 with a Class Period from August 1, 2019 to July 28, 2022. Our investigation concerns whether the board of directors of U.S. Bancorp have breached their fiduciary duties to the company.

U.S. BANCORP ALERT: Bragar Eagel & Squire, P.C. is Investigating U.S. Bancorp on Behalf of Long-Term Stockholders and Encourages Investors to Contact the Firm

PHILADELPHIA , Jan. 16, 2023 /PRNewswire/ -- Investor lawyers at the Rosca Scarlato law firm are investigating alleged securities violations, corporate misconduct, and misrepresentations, as well as questionable business practices involving U.S. Bancorp. (NYSE: USB) and/or its directors and officers, following the federal regulators' allegations that the bank opened unauthorized accounts and lines of credit for unsuspecting customers.

U.S. Bancorp (NYSE: USB) Shareholder Alert: Investors May Have Potential Claims for Compensation - Rosca Scarlato Investor Lawyers

American Express

Even as Buffett's company Berkshire Hathaway has ventured into other sectors, it has always invested in banks.

21% of Warren Buffett's Portfolio Is Invested In Just 5 Bank Stocks

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Vanguard Dividend Appreciation ETF

There are 17 stocks on my dividend growth watchlist for January 2023. A little more than half of the stocks on my watchlist for this month are currently undervalued based on dividend yield theory.

Dividend Growth Stock Watchlist - January 2023

Amgen

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Intel

There are 15 stocks on my high yield watchlist for January 2023. The majority of the stocks on my watchlist are undervalued based on dividend yield theory.

High Yield Stock Watchlist - January 2023

News for U.S. Bancorp Stock (USB)