Revenue segments as reported by the company.

Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest Expense

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

U.S. Bancorp

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

U.S. Bancorp posts strong Q4 results post-Union Bank acquisition

U.S. Bancorp's Q4 2022 performance reflects a solid financial position post-acquisition, with a focus on optimizing operations and capitalizing on growth opportunities.
While facing challenges related to acquisition costs and revenue stability, the bank's strengths in capital adequacy and risk management position it well for future growth.
Strategic initiatives around asset optimization, reserve adequacy, and revenue diversification present avenues for sustained profitability and value creation in the upcoming quarters.

U.S. Bancorp posts robust Q1 earnings, eyes optimization and growth

U.S. Bancorp's Q1 performance reflects strong earnings and key financial metrics improvement. The bank's focus on risk management, integration efforts, and revenue diversification positions it well. Challenges from regulatory changes and rate environment are being actively managed while seizing opportunities for optimization and growth.

U.S. Bancorp reports solid Q2 earnings, focuses on growth strategies

U.S. Bancorp delivered solid financial performance in Q2 2023, with a focus on profitability, capital strength, and customer-centric initiatives. The company faces challenges related to deposit dynamics, revenue streams, and market uncertainties but is actively pursuing opportunities for growth and resilience.
With a strong emphasis on credit quality, capital actions, and cost optimization, U.S. Bancorp is strategically positioned to navigate evolving market conditions and regulatory requirements. The company's commitment to enhancing digital offerings and customer experience underscores its long-term growth strategy.
Overall, U.S. Bancorp's Q2 earnings call highlights a balanced approach to financial management, with a clear focus on operational efficiency, risk management, and sustainable growth. The company's performance metrics, future guidance, and strategic initiatives signal a proactive stance towards driving shareholder value and financial stability.

U.S. Bancorp reports solid Q3 performance and eyes growth opportunities

U.S. Bancorp's Q3 performance showed growth in key areas despite challenges like declining net interest margin. The company's focus on client relationships and capital-efficient growth presents opportunities for future expansion.
While cautious about commercial real estate, U.S. Bancorp aims to optimize operations and navigate potential changes in liquidity ratios. Investments in capital markets and tech-led initiatives position the company for revenue synergies and client service enhancements.
Guidance for Q4 indicates a strategic approach to managing net interest income and total revenue, with a strong emphasis on realizing cost synergies from the Union Bank deal. The company's commitment to deepening client relationships and expanding services underscores its growth strategy.
Overall, U.S. Bancorp's performance, strengths, challenges, and opportunities align with its goal of efficient growth and client-focused initiatives, positioning the company for future success in a dynamic financial landscape.

U.S. Bancorp reports robust Q4 earnings, eyes growth opportunities ahead

U.S. Bancorp delivered strong financial results in Q4 2023, with a focus on credit quality and shareholder value. While facing challenges in loan and deposit metrics, the company is strategically positioned to capitalize on opportunities in ROTCE, deposit growth, and small business services. By leveraging its strengths in customer focus and market differentiation, U.S. Bancorp aims for sustained growth and profitability.

U.S. Bancorp (USB) reports strong Q1 earnings amidst NII challenges

U.S. Bancorp (USB) navigated Q1 2024 with solid earnings, focusing on managing near-term challenges while positioning for long-term growth. The company's emphasis on fee businesses and customer relationships bodes well for future performance. Despite facing NII pressures, expense reduction efforts and capital strength provide a foundation for resilience and growth.

U.S. Bancorp excels in Q2 earnings, eyes revenue diversification

U.S. Bancorp delivered a strong performance in Q2 2024, with notable improvements in key financial metrics and revenue streams.
While facing challenges in credit quality and revenue growth, the bank remains focused on prudent expense management and revenue diversification.
Opportunities lie in sustained income growth, stable interest income, and strategic initiatives for long-term value creation and operational efficiency.
Analysts and executives discussed factors impacting the bank's performance, highlighting a balanced approach to managing challenges and seizing growth opportunities.

U.S. Bancorp (USB) excels in Q3 2024, banking on digital growth

U.S. Bancorp (USB) delivered a robust performance in Q3 2024, showcasing stability, growth, and a strategic focus on digital innovation and partnerships.
While facing challenges in a competitive landscape, USB's strengths in expense management, digital capabilities, and partnerships position it well for future growth.
Opportunities lie in leveraging digital solutions, expanding partnerships, and executing on its strategic path for payments to drive revenue diversification and market expansion.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

U.S. Bancorp (NYSE:USB ) Bernstein 36th Annual Strategic Decisions Conference June 3, 2022 10:00 AM ET Company Participants Andy Cecere - Chairman, President and CEO Terry Dolan - Vice Chair and CFO Conference Call Participants John McDonald - Bernstein John McDonald Well, thanks, everyone. We've got U.S. Bancorp up next.

U.S. Bancorp (USB) CEO Andy Cecere Presents at Bernstein 36th Annual Strategic Decisions Conference (Transcript)

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp Announces Redemption of Medium-Term Notes

U.S. Bancorp Announces Redemption of Medium-Term Notes

At its current price of $52 per share, it is trading 18% below its fair value of $63 – Trefis' estimate for U.S. Bancorp's valuation.

Is U.S. Bancorp Stock Attractive At The Current Levels?

U.S. Bancorp (NYSE:USB ) Deutsche Bank 12th Annual Global Financial Services Conference Call May 31, 2022 3:15 PM ET Company Participants Gunjan Kedia - Vice Chair of Wealth Management and Investment Services Conference Call Participants Matthew O'Connor - Deutsche Bank Securities, Inc. Question-and-Answer Session Q - Matthew O'Connor Okay. We are ready to get started.

U.S. Bancorp (USB) Management Presents at Deutsche Bank 12th Annual Global Financial Services Conference (Transcript)

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp to speak at the Bernstein Annual Strategic Decisions Conference

U.S. Bancorp to Speak at the Bernstein Annual Strategic Decisions Conference

United Bankshares

Unum

Historically, dividend stocks have accounted for most of the stock market's returns during inflationary periods.

3 Dividend Stocks That Can Help You Crush Inflation

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp (NYSE: USB) announced today that Vice Chair of Wealth Management and Investment Services Gunjan Kedia will present at the Deutsche Bank Global Financial Services Conference in New York. The presentation will begin at 3:15 p.m. ET on Tuesday, May 31. A live audio webcast will be available on the day of the conference, at the “Webcasts and Presentations” section of the U.S. Bank Investor Relations website. A replay of the audio webcast will be available

U.S. Bancorp to Speak at the Deutsche Bank Global Financial Services Conference

Apple

American Express

Bank of America

Bank of New York Mellon

Citigroup

Chevron

Kraft Heinz

Coca-Cola

Occidental Petroleum

These passive income powerhouses will bring in between $101 million and $904 million annually for Berkshire Hathaway.

Here Are Warren Buffett's 10 Best Dividend Stocks

Intuitive Surgical

Starbucks

These innovative and time-tested companies are trading at a discount and begging to be bought by long-term investors.

Stock Market Plunge: 5 Unstoppable Stocks on Sale to Buy Now and Hold Forever

Investors expect the Fed to raise interest rates multiple times over the course of this year.

What Does the Fed Interest Rate Mean for U.S. Bancorp?

Ally Financial

This is the time of the quarter when investors get to see what changes Warren Buffett and the management team at Berkshire Hathaway have made to the conglomerate's stock portfolio.

Deep Dive: Which of Buffett's bank stocks might make you the most money?

Mitsubishi UFJ Financial

U.S. Bancorp USB, +1.91% said Monday it no longer expects to close its $8 billion acquisition of the core regional banking franchise of MUFG Union Bank, N.A., as announced in September.

US Bancorp says merger with MUFG unit will take longer to close

Discover

Mastercard

Uber

Visa

This credit card giant is one of the better-performing stocks this year.

This Giant Credit Card Stock Could Climb Back to Its All-Time Highs

This banking stock has a great track record of high asset quality.

Why This Banking Stock Is a Terrific Return on Investment

These three stocks could help your portfolio weather the current economic uncertainties.

3 Buffett Stocks to Buy Amid High Inflation and Rising Interest Rates

U.S. Bank, a major processor of transportation payables as well as a significant lender to supply chain operations, is teaming up with LiquidX to more fully digitize its supply chain financing. “One of my strategies early on was to try and build a much more scalable business model, and that included being able to build a solutions set that was much more digitized and automated,” Dan Son, the head of global trade and supply chain finance at U.S. Bank (NYSE: USB), said in an interview with FreightWaves.

U.S. Bank's supply chain group teams up with LiquidX as fintech partner

In an effort to make supply chain dealings faster and easier, U.S. Bank is partnering with trade finance FinTech LiquidX to facilitate transactions between buyers and sellers. “With so many supply-chain challenges for businesses, we want to help make the financing process as smooth as possible,” Dan Son, head of global banking division at U.S. […]

U.S. Bank Partners With LiquidX to Fast-Track Supply Chain Transactions

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp Announces $100 Billion Community Benefits Plan

U.S. Bancorp Announces $100 Billion Community Benefits Plan

This stock will benefit as the Federal Reserve raises its benchmark overnight lending rate and as travel and entertainment recovers.

1 Warren Buffett Stock for Rising Interest Rates and a Travel Recovery

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp (NYSE: USB) announced it has increased its prime lending rate to 4.00 percent from 3.50 percent, effective tomorrow, May 5, 2022, at all U.S. Bank locations. About U.S. Bancorp: U.S. Bancorp, with approximately 70,000 employees and $587 billion in assets as of March 31, 2022, is the parent company of U.S. Bank National Association. The Minneapolis-based company serves millions of customers locally, nationally and globally through a diversified mix of b

U.S. Bank Increases Prime Lending Rate to 4.00 Percent

Nu Holdings

Wells Fargo

In the third quarter of 2020, Berkshire Hathaway's ( BRK.A , Financial)( BRK.B , Financial) 13F report revealed the firm's financial services holdings had dropped below its technology holdings in terms of portfolio weight.

Warren Buffett's Portfolio Is Bracing for a Recession

JPMorgan Chase & Co

Mortgage rates rose at the fastest pace in 28 years.

Rising Mortgage Rates Hurt This Part of the Housing Market the Most, Banks Say

AbbVie

ITOCHU Corp

STORE Capital

Verizon

Verizon Communications Inc 5.9 % Notes 2014-15.2.54 Sr

These dividend-paying stocks have the confidence of Warren Buffett and Charlie Munger

Berkshire Hathaway Stocks Paying the Best Dividends

ATLANTA--(BUSINESS WIRE)--Elavon, a wholly-owned subsidiary of U.S. Bank and one of the largest payments processors globally, today appointed Pari Sawant as Chief Product Officer. As Chief Product Officer, Elavon, Sawant will oversee the organization's global product management efforts and a worldwide team. Sawant joins Elavon with more than 20 years of experience as an executive and senior leader in consumer, SMB and enterprise software. This work encompassed global product management, financi

Elavon Names New Chief Product Officer

Executives at U.S. Bancorp ( USB , Financial) said they see good things ahead in 2022 thanks to encouraging signs of consumer and business activity, even as profit for the first quarter fell due to a higher provision for credit losses.

News for U.S. Bancorp Stock (USB)