Revenue segments as reported by the company.

Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest Expense

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

U.S. Bancorp

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

U.S. Bancorp posts strong Q4 results post-Union Bank acquisition

U.S. Bancorp's Q4 2022 performance reflects a solid financial position post-acquisition, with a focus on optimizing operations and capitalizing on growth opportunities.
While facing challenges related to acquisition costs and revenue stability, the bank's strengths in capital adequacy and risk management position it well for future growth.
Strategic initiatives around asset optimization, reserve adequacy, and revenue diversification present avenues for sustained profitability and value creation in the upcoming quarters.

U.S. Bancorp posts robust Q1 earnings, eyes optimization and growth

U.S. Bancorp's Q1 performance reflects strong earnings and key financial metrics improvement. The bank's focus on risk management, integration efforts, and revenue diversification positions it well. Challenges from regulatory changes and rate environment are being actively managed while seizing opportunities for optimization and growth.

U.S. Bancorp reports solid Q2 earnings, focuses on growth strategies

U.S. Bancorp delivered solid financial performance in Q2 2023, with a focus on profitability, capital strength, and customer-centric initiatives. The company faces challenges related to deposit dynamics, revenue streams, and market uncertainties but is actively pursuing opportunities for growth and resilience.
With a strong emphasis on credit quality, capital actions, and cost optimization, U.S. Bancorp is strategically positioned to navigate evolving market conditions and regulatory requirements. The company's commitment to enhancing digital offerings and customer experience underscores its long-term growth strategy.
Overall, U.S. Bancorp's Q2 earnings call highlights a balanced approach to financial management, with a clear focus on operational efficiency, risk management, and sustainable growth. The company's performance metrics, future guidance, and strategic initiatives signal a proactive stance towards driving shareholder value and financial stability.

U.S. Bancorp reports solid Q3 performance and eyes growth opportunities

U.S. Bancorp's Q3 performance showed growth in key areas despite challenges like declining net interest margin. The company's focus on client relationships and capital-efficient growth presents opportunities for future expansion.
While cautious about commercial real estate, U.S. Bancorp aims to optimize operations and navigate potential changes in liquidity ratios. Investments in capital markets and tech-led initiatives position the company for revenue synergies and client service enhancements.
Guidance for Q4 indicates a strategic approach to managing net interest income and total revenue, with a strong emphasis on realizing cost synergies from the Union Bank deal. The company's commitment to deepening client relationships and expanding services underscores its growth strategy.
Overall, U.S. Bancorp's performance, strengths, challenges, and opportunities align with its goal of efficient growth and client-focused initiatives, positioning the company for future success in a dynamic financial landscape.

U.S. Bancorp reports robust Q4 earnings, eyes growth opportunities ahead

U.S. Bancorp delivered strong financial results in Q4 2023, with a focus on credit quality and shareholder value. While facing challenges in loan and deposit metrics, the company is strategically positioned to capitalize on opportunities in ROTCE, deposit growth, and small business services. By leveraging its strengths in customer focus and market differentiation, U.S. Bancorp aims for sustained growth and profitability.

U.S. Bancorp (USB) reports strong Q1 earnings amidst NII challenges

U.S. Bancorp (USB) navigated Q1 2024 with solid earnings, focusing on managing near-term challenges while positioning for long-term growth. The company's emphasis on fee businesses and customer relationships bodes well for future performance. Despite facing NII pressures, expense reduction efforts and capital strength provide a foundation for resilience and growth.

U.S. Bancorp excels in Q2 earnings, eyes revenue diversification

U.S. Bancorp delivered a strong performance in Q2 2024, with notable improvements in key financial metrics and revenue streams.
While facing challenges in credit quality and revenue growth, the bank remains focused on prudent expense management and revenue diversification.
Opportunities lie in sustained income growth, stable interest income, and strategic initiatives for long-term value creation and operational efficiency.
Analysts and executives discussed factors impacting the bank's performance, highlighting a balanced approach to managing challenges and seizing growth opportunities.

U.S. Bancorp (USB) excels in Q3 2024, banking on digital growth

U.S. Bancorp (USB) delivered a robust performance in Q3 2024, showcasing stability, growth, and a strategic focus on digital innovation and partnerships.
While facing challenges in a competitive landscape, USB's strengths in expense management, digital capabilities, and partnerships position it well for future growth.
Opportunities lie in leveraging digital solutions, expanding partnerships, and executing on its strategic path for payments to drive revenue diversification and market expansion.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

JPMorgan Chase & Co

Wells Fargo

Several major banks, including JPMorgan Chase and Wells Fargo, plan to join a scheme to offer credit cards to people with no credit score, The Wall Street Journal reported. The Journal reported that the scheme is part of a government-backed plan to expand access to credit. It is meant to benefit people who struggle to borrow but who can still be deemed financially responsible.

JPMorgan Chase, Wells Fargo, and several other banks plan to offer credit cards to people with no credit score, report says

John Hancock Financial Opportunities Fund

Prudential Financial

Financial Select Sector SPDR Fund

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KEY vs. USB: Which Stock Should Value Investors Buy Now?

Apple

Snowflake

His best performers may not fit his traditional criteria.

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JPMorgan and U.S. Bank are both looking to dip their toes into the crypto water, launching services that deal with Bitcoin. JPMorgan will purportedly be offering an actively managed bitcoin fund, while U.S. Bank is launching its own cryptocurrency custody offering, per reporting from CoinDesk.

US Bank, JPMorgan Among Top Banks Making Big Crypto Moves

Trading well over 200% tangible book value, some investors may be wondering how much upside the bank has from here.

U.S. Bancorp Now Trades at a Big Premium. Does It Still Have Value?

Bank of America

Citigroup

Truist Financial

Q1 earnings start on a positive note with banks like JPMorgan (JPM), BofA (BAC), Citi (C), Wells Fargo (WFC), U.S. Bancorp (USB) & Truist (TFC) surpassing estimates on reserve releases and solid fee income performance.

Bank Stock Roundup: JPM, WFC, BAC, C, TFC & USB in Focus as Q1 Earnings Begin

U.S. Bancorp (USB) CEO Andy Cecere on Q1 2021 Results - Earnings Call Transcript

U.S. Bancorp (USB) Q1 results reflect improved provisions, partly offset by elevated operating expenses and lower revenues.

U.S. Bancorp (USB) Q1 Earnings Beat Estimates, Costs Up Y/Y

U.S. Bancorp (USB) delivered earnings and revenue surprises of 52.63% and -1.58%, respectively, for the quarter ended March 2021. Do the numbers hold clues to what lies ahead for the stock?

U.S. Bancorp (USB) Tops Q1 Earnings Estimates

Shares of U.S. Bancorp (NYSE:USB) fell 0.1% in pre-market trading after the company reported Q1 results. Quarterly Results Earnings per share rose 101.39% over the past year to $1.45, which beat the estimate of $0.96.

U.S. Bancorp: Q1 Earnings Insights

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp reports first quarter 2021 results

U.S. Bancorp Reports First Quarter 2021 Results

U.S. Bancorp is scheduled to report its fiscal Q1 2021 results on Thursday, April 15. We expect U.S. Bancorp to beat the consensus estimates for revenues and earnings.

U.S. Bancorp Stock Set To Top Consensus in Q1?

U.S. Bancorp's (USB) Q1 results likely to reflect growth in consumer revenues and non-interest income amid a low rate environment.

Fee Income Growth to Aid U.S. Bancorp's (USB) Q1 Earnings

Navient

United Bankshares

Unum

These companies pay out solid dividends and will benefit from the pending return to more-normal economic activity.

4 Income Stocks You Can Add to Your Portfolio Today

U.S. Bancorp (NYSE: USB) faces the strong potential for upward revisions to 2021 earnings, driven by PPNR (pre-provision net revenue), apart from solid credit leverage, according to BofA Securities. The U.S. Bancorp Analyst: Erika Najarian upgraded the rating for U.S. Bancorp from Underperform to Neutral, while raising the price target from $58 to $62.

What Are The Tailwinds For BofA's US Bancorp Upgrade?

U.S. Bancorp has a well-diversified business profile with a large part of revenues coming from commissions and fees. It has a good efficiency level and higher than average profitability, leading to a premium valuation to peers.

Buy U.S. Bancorp For Income

Big bank earnings season is just around the corner, and U.S. Bancorp (NYSE: USB) landed a big Wall Street upgrade on Thursday ahead of its upcoming report. The Analyst: J.P.

JPMorgan Upgrades U.S. Bancorp, Raises Big Bank Price Targets Ahead Of Q1 Earnings

The shares of U.S. Bancorp (NYSE:USB) are down 0.6% to trade at $56.47 at last check, despite J.P.

U.S. Bancorp Stock Brushes Off Analyst Praise

The shares of U.S. Bancorp (NYSE: USB) have received a price target increase from $61 to $65 by Barclays. These are the details.

U.S. Bancorp Stock Price: $65 Target (Up From $61) By Barclays

Delta Air Lines

Goldman Sachs

Alcoa

New record highs could continue -- or end quickly. Here's what to look for.

This 1 Thing Will Make or Break the Stock Market Rally

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp Provides Schedule For 2022 Earnings Conference Calls

U.S. Bancorp Provides Schedule For 2022 Earnings Conference Calls

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp Changes Time of First Quarter 2021 and Third Quarter 2021 Earnings Conference Calls

U.S. Bancorp Changes Time of First Quarter 2021 and Third Quarter 2021 Earnings Conference Calls

U.S. Bancorp's (USB) ratings are placed in review for a possible downgrade by Moody's on its abating performance gap among peers, especially in 2020.

U.S. Bancorp's (USB) Ratings on a Downgrade Review by Moody's

Chubb

Glacier Bancorp

Progressive

Some are concerned about inflation as the U.S. passes $5 trillion in fiscal stimulus since the pandemic began last March. Here are four solid stocks you can own to allay those fears.

News for U.S. Bancorp Stock (USB)