Revenue segments as reported by the company.

Interest Income

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Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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Profit Margin

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

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Provision for credit losses

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Year over year growth in Revenue and Operating Expenses.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

U.S. Bancorp

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.

Earnings data Q1 2021

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U.S. Bancorp posts strong Q4 results post-Union Bank acquisition

U.S. Bancorp's Q4 2022 performance reflects a solid financial position post-acquisition, with a focus on optimizing operations and capitalizing on growth opportunities.
While facing challenges related to acquisition costs and revenue stability, the bank's strengths in capital adequacy and risk management position it well for future growth.
Strategic initiatives around asset optimization, reserve adequacy, and revenue diversification present avenues for sustained profitability and value creation in the upcoming quarters.

U.S. Bancorp posts robust Q1 earnings, eyes optimization and growth

U.S. Bancorp's Q1 performance reflects strong earnings and key financial metrics improvement. The bank's focus on risk management, integration efforts, and revenue diversification positions it well. Challenges from regulatory changes and rate environment are being actively managed while seizing opportunities for optimization and growth.

U.S. Bancorp reports solid Q2 earnings, focuses on growth strategies

U.S. Bancorp delivered solid financial performance in Q2 2023, with a focus on profitability, capital strength, and customer-centric initiatives. The company faces challenges related to deposit dynamics, revenue streams, and market uncertainties but is actively pursuing opportunities for growth and resilience.
With a strong emphasis on credit quality, capital actions, and cost optimization, U.S. Bancorp is strategically positioned to navigate evolving market conditions and regulatory requirements. The company's commitment to enhancing digital offerings and customer experience underscores its long-term growth strategy.
Overall, U.S. Bancorp's Q2 earnings call highlights a balanced approach to financial management, with a clear focus on operational efficiency, risk management, and sustainable growth. The company's performance metrics, future guidance, and strategic initiatives signal a proactive stance towards driving shareholder value and financial stability.

U.S. Bancorp reports solid Q3 performance and eyes growth opportunities

U.S. Bancorp's Q3 performance showed growth in key areas despite challenges like declining net interest margin. The company's focus on client relationships and capital-efficient growth presents opportunities for future expansion.
While cautious about commercial real estate, U.S. Bancorp aims to optimize operations and navigate potential changes in liquidity ratios. Investments in capital markets and tech-led initiatives position the company for revenue synergies and client service enhancements.
Guidance for Q4 indicates a strategic approach to managing net interest income and total revenue, with a strong emphasis on realizing cost synergies from the Union Bank deal. The company's commitment to deepening client relationships and expanding services underscores its growth strategy.
Overall, U.S. Bancorp's performance, strengths, challenges, and opportunities align with its goal of efficient growth and client-focused initiatives, positioning the company for future success in a dynamic financial landscape.

U.S. Bancorp reports robust Q4 earnings, eyes growth opportunities ahead

U.S. Bancorp delivered strong financial results in Q4 2023, with a focus on credit quality and shareholder value. While facing challenges in loan and deposit metrics, the company is strategically positioned to capitalize on opportunities in ROTCE, deposit growth, and small business services. By leveraging its strengths in customer focus and market differentiation, U.S. Bancorp aims for sustained growth and profitability.

U.S. Bancorp (USB) reports strong Q1 earnings amidst NII challenges

U.S. Bancorp (USB) navigated Q1 2024 with solid earnings, focusing on managing near-term challenges while positioning for long-term growth. The company's emphasis on fee businesses and customer relationships bodes well for future performance. Despite facing NII pressures, expense reduction efforts and capital strength provide a foundation for resilience and growth.

U.S. Bancorp excels in Q2 earnings, eyes revenue diversification

U.S. Bancorp delivered a strong performance in Q2 2024, with notable improvements in key financial metrics and revenue streams.
While facing challenges in credit quality and revenue growth, the bank remains focused on prudent expense management and revenue diversification.
Opportunities lie in sustained income growth, stable interest income, and strategic initiatives for long-term value creation and operational efficiency.
Analysts and executives discussed factors impacting the bank's performance, highlighting a balanced approach to managing challenges and seizing growth opportunities.

U.S. Bancorp (USB) excels in Q3 2024, banking on digital growth

U.S. Bancorp (USB) delivered a robust performance in Q3 2024, showcasing stability, growth, and a strategic focus on digital innovation and partnerships.
While facing challenges in a competitive landscape, USB's strengths in expense management, digital capabilities, and partnerships position it well for future growth.
Opportunities lie in leveraging digital solutions, expanding partnerships, and executing on its strategic path for payments to drive revenue diversification and market expansion.

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Bristol-Myers

Dow Inc

Ford Motor Company

Philip Morris

Verizon

With the markets likely to stay volatile during 2023, playing defensively remains a solid strategy to ride out this tough investing environment. One way you can implement such a strategy is by increasing your exposure to dividend-paying large-cap stocks.

7 Dividend-Paying Large-Cap Stocks to Buy in January

U.S. Bancorp offers a 4.2% Dividend Yield and West Coast expansion with the Union Bank acquisition. The higher interest rate environment increased interest income by 21%.

U.S. Bancorp: Strong Acquisitions And Partnerships Grow Core Business

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Lam Research

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Microchip Technology

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Our 3-step process focuses on wide-moat stocks (as per Morningstar's rating). We are only interested in those targets that are attractively valued in historical comparison.

U.S. Wide-Moat Stocks On Sale: The January 2023 Heat Map

Citigroup

Citizens Financial Group

Huntington Bancshares

Truist Financial

Apart from strong fundamentals, the S&P 500 banks like Citi (C), Truist (TFC), U.S. Bancorp (USB), Huntington (HBAN) and Citizens Financial (CFG) have solid dividend yields, which will help income investors generate robust returns.

5 S&P 500 Banks With Solid Dividend Yield Amid Recession Risk

Alibaba

Billionaire investor and Warren Buffett's trusted lieutenant Charlie Munger -run Daily Journal has filed its quarterly 13F, disclosing its investment holdings at the end of the fourth quarter.

Alibaba, BofA And More: Charlie Munger's Top Holdings At The End Of Q4

SAN FRANCISCO , Jan. 4, 2023 /PRNewswire/ -- Schubert Jonckheer & Kolbe LLP is investigating potential claims on behalf of shareholders of U.S. Bancorp (NYSE: USB) related to undisclosed risks about the company's consumer products and services. U.S. Bancorp is a Delaware company headquartered in Minneapolis, Minnesota.

SHAREHOLDER ALERT: U.S. Bancorp (USB) Officers and Directors Under Investigation for Alleged Breaches of Fiduciary Duty and False Statements

U.S. Bancorp (USB) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Why U.S. Bancorp (USB) is Poised to Beat Earnings Estimates Again

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Fifth Third Bancorp

KeyCorp

M&T Bank

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2022 represented a challenging year for the regional banks where their price performance didn't offer a respite vs. the bear market hitting the major indices. The current wall of worry hanging over the banks will be resolved in 2023.

Bank The Dividend Yield And Look For Incremental Upside In Regional Banks In 2023

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Visa

This Buffett holdings list from Kiplinger first appeared 11/15/22 on line. YCharts and Dogs of The Dow both track this Buffett/Berkshire batch. Here is your update from the 12/23/22 YCharts data. 33 of 49 current Berkshire Hathaway-owned stocks pay dividends. As of 12/23/22, the top ten ranged 3.3%-5.76% by annual yield and 47 of 49 ranged -2.25% to 78.66% per broker-estimated target-price-upsides.

5 December Buffett Dividend Dog Buys, 3 To Await

NEW YORK , Dec. 27, 2022 /PRNewswire/ --  WHY: Rosen Law Firm, a global investor rights law firm, reminds purchasers of the securities of U.S. Bancorp (NYSE: USB) between August 1, 2019 and July 28, 2022, both dates inclusive (the "Class Period"), of the important December 27, 2022  lead plaintiff deadline. SO WHAT: If you purchased U.S. Bancorp securities during the Class Period you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency fee arrangement.

USB FINAL DEADLINE TODAY: ROSEN, NATIONAL TRIAL ATTORNEYS, Encourages U.S. Bancorp Investors With Losses in Excess of $100K to Secure Counsel Before Important Tuesday Deadline in Securities Class Action - USB

NEW YORK--( BUSINESS WIRE )--Attorney Advertising-- Bronstein, Gewirtz & Grossman, LLC notifies investors that a class action lawsuit has been filed against U.S. Bancorp (“U.S. Bancorp” or the “Company”) (NYSE: USB) and certain of its officers, on behalf of all persons and entities that purchased, or otherwise acquired U.S. Bancorp securities between August 1, 2019 and July 28, 2022, both dates inclusive (the “Class Period”). Such investors are encouraged to join this case by visiting the firm's site: www.bgandg.com/usb.

Final Deadline: Bronstein, Gewirtz & Grossman, LLC, A Successful Firm, Reminds U.S. Bancorp (USB) Investors of Class Action Deadline and Encourages Shareholders to Contact the Firm

NEW YORK , Dec. 27, 2022 /PRNewswire/ -- Jakubowitz Law announces that a securities fraud class action lawsuit has commenced on behalf of shareholders of U.S. Bancorp (NYSE: USB). To receive updates on the lawsuit, fill out the form: https://claimyourloss.com/securities/u-s-bancorp-loss-submission-form/?id=34903&from=4 The lawsuit seeks to recover losses for shareholders who purchased U.S. Bancorp between August 1, 2019 and July 28, 2022.

USB SHAREHOLDER ALERT: Jakubowitz Law Reminds U.S. Bancorp Shareholders of a Lead Plaintiff Deadline of December 27, 2022

NEW YORK , Dec. 26, 2022 /PRNewswire/ -- Pomerantz LLP is investigating claims on behalf of investors of  U.S. Bancorp ("U.S. Bancorp" or the "Company") (NYSE: USB). Such investors are advised to contact Robert S.

SHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors U.S. Bancorp - USB

Los Angeles, California--(Newsfile Corp. - December 26, 2022) - The Schall Law Firm, a national shareholder rights litigation firm, reminds investors of a class action lawsuit against U.S. Bancorp ("U.S. Bank" or "the Company") (NYSE: USB) for violations of §§10(b) and 20(a) of the Securities Exchange Act of 1934 and Rule 10b-5 promulgated thereunder by the U.S. Securities and Exchange Commission.

DEADLINE TODAY: The Schall Law Firm Files Class Action on Behalf of Investors in U.S. Bancorp and Advises Shareholders with Losses of $100,000 to Contact the Firm

New York, New York--(Newsfile Corp. - December 23, 2022) - WHY: Rosen Law Firm, a global investor rights law firm, reminds purchasers of the securities of U.S. Bancorp (NYSE: USB) between August 1, 2019 and July 28, 2022, both dates inclusive (the "Class Period"), of the important December 27, 2022 lead plaintiff deadline.SO WHAT: If you purchased U.S.

USB FINAL DEADLINE: ROSEN, A TOP RANKED FIRM, Encourages U.S. Bancorp Investors With Losses to Secure Counsel Before Important December 27 Deadline in Securities Class Action - USB

Intel

According to the High Dividend Yield Screen, a Premium feature of GuruFocus, five stocks with high dividend yields that have high guru ownership based on third-quarter 13F equity portfolio filings include Citigroup Inc. ( C , Financial), Intel Corp. ( INTC , Financial), U.S. Bancorp ( USB , Financial), Philip Morris International Inc. ( PM , Financial) and Verizon Communications Inc. ( VZ , Financial).

5 Dividend Stocks Gurus Are Stacking Up for Christmas

Los Angeles, California--(Newsfile Corp. - December 23, 2022) - The Schall Law Firm, a national shareholder rights litigation firm, reminds investors of a class action lawsuit against U.S. Bancorp ("U.S. Bank" or "the Company") (NYSE: USB) for violations of §§10(b) and 20(a) of the Securities Exchange Act of 1934 and Rule 10b-5 promulgated thereunder by the U.S. Securities and Exchange Commission.

DEADLINE MONDAY ALERT: The Schall Law Firm Files Class Action on Behalf of Investors in U.S. Bancorp and Advises Shareholders with Losses of $100,000 to Contact the Firm

New York, New York--(Newsfile Corp. - December 23, 2022) - Levi & Korsinsky, LLP notifies investors in U.S. Bancorp ("U.S. Bancorp" or the "Company") (NYSE: USB) of a class action securities lawsuit.The lawsuit on behalf of U.S. Bancorp investors has been commenced in the the United States District Court for the Southern District of New York. Affected investors purchased or otherwise acquired certain U.S.

U.S. Bancorp Securities Fraud Class Action Lawsuit Pending: Contact Levi & Korsinsky Before December 27, 2022 to Discuss Your Rights - USB

New York, New York--(Newsfile Corp. - December 22, 2022) - Bronstein, Gewirtz & Grossman, LLC notifies investors that a class action lawsuit has been filed against U.S. Bancorp ("U.S. Bancorp" or the "Company") (NYSE: USB) and certain of its officers, on behalf of all persons and entities that purchased, or otherwise acquired U.S. Bancorp securities between August 1, 2019 and July 28, 2022, both dates inclusive (the "Class Period").

Bronstein, Gewirtz & Grossman, LLC, a Successful Firm, Reminds U.S. Bancorp (USB) Investors of Class Action Deadline 12/27/22 and Encourages Shareholders to Contact the Firm

Los Angeles, California--(Newsfile Corp. - December 22, 2022) - The Schall Law Firm, a national shareholder rights litigation firm, reminds investors of a class action lawsuit against U.S. Bancorp ("U.S. Bank" or "the Company") (NYSE: USB) for violations of §§10(b) and 20(a) of the Securities Exchange Act of 1934 and Rule 10b-5 promulgated thereunder by the U.S. Securities and Exchange Commission.

MONDAY DEADLINE NOTICE: The Schall Law Firm Files Class Action on Behalf of Investors in U.S. Bancorp and Advises Shareholders with Losses of $100,000 to Contact the Firm

NEW YORK , Dec. 22, 2022 /PRNewswire/ -- Levi & Korsinsky, LLP notifies investors in U.S. Bancorp ("U.S. Bancorp" or the "Company") (NYSE: USB) of a class action securities lawsuit. CLASS DEFINITION: The lawsuit seeks to recover losses on behalf of U.S. Bancorp investors who were adversely affected by alleged securities fraud between August 1, 2019 and July 28, 2022.

USB LAWSUIT ALERT: Levi & Korsinsky Notifies U.S. Bancorp Investors of a Class Action Lawsuit and Upcoming Deadline

Did you lose money on investments in U.S. Bancorp? If so, please visit U.S. Bancorp Shareholder Class Action Lawsuit or contact Peter Allocco at (212) 951-2030 or pallocco@bernlieb.com to discuss your rights.

U.S. BANCORP (USB) SHAREHOLDER CLASS ACTION ALERT: Bernstein Liebhard LLP Reminds Investors of the Deadline to File a Lead Plaintiff Motion in a Securities Class Action Lawsuit Against U.S. Bancorp (USB)

Los Angeles, California--(Newsfile Corp. - December 21, 2022) - The Schall Law Firm, a national shareholder rights litigation firm, reminds investors of a class action lawsuit against U.S. Bancorp ("U.S. Bank" or "the Company") (NYSE: USB) for violations of §§10(b) and 20(a) of the Securities Exchange Act of 1934 and Rule 10b-5 promulgated thereunder by the U.S. Securities and Exchange Commission.

MONDAY DEADLINE REMINDER: The Schall Law Firm Files Class Action on Behalf of Investors in U.S. Bancorp and Advises Shareholders with Losses of $100,000 to Contact the Firm

NEW YORK , Dec. 21, 2022 /PRNewswire/ -- The Gross Law Firm issues the following notice to shareholders of U.S. Bancorp. Shareholders who purchased shares of USB during the class period listed are encouraged to contact the firm regarding possible lead plaintiff appointment.

SHAREHOLDER ALERT: The Gross Law Firm Notifies Shareholders of U.S. Bancorp of a Class Action Lawsuit and a Lead Plaintiff Deadline of December 27, 2022 - (NYSE: USB)

News for U.S. Bancorp Stock (USB)