Revenue segments as reported by the company.

Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest Expense

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

U.S. Bancorp

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

U.S. Bancorp posts strong Q4 results post-Union Bank acquisition

U.S. Bancorp's Q4 2022 performance reflects a solid financial position post-acquisition, with a focus on optimizing operations and capitalizing on growth opportunities.
While facing challenges related to acquisition costs and revenue stability, the bank's strengths in capital adequacy and risk management position it well for future growth.
Strategic initiatives around asset optimization, reserve adequacy, and revenue diversification present avenues for sustained profitability and value creation in the upcoming quarters.

U.S. Bancorp posts robust Q1 earnings, eyes optimization and growth

U.S. Bancorp's Q1 performance reflects strong earnings and key financial metrics improvement. The bank's focus on risk management, integration efforts, and revenue diversification positions it well. Challenges from regulatory changes and rate environment are being actively managed while seizing opportunities for optimization and growth.

U.S. Bancorp reports solid Q2 earnings, focuses on growth strategies

U.S. Bancorp delivered solid financial performance in Q2 2023, with a focus on profitability, capital strength, and customer-centric initiatives. The company faces challenges related to deposit dynamics, revenue streams, and market uncertainties but is actively pursuing opportunities for growth and resilience.
With a strong emphasis on credit quality, capital actions, and cost optimization, U.S. Bancorp is strategically positioned to navigate evolving market conditions and regulatory requirements. The company's commitment to enhancing digital offerings and customer experience underscores its long-term growth strategy.
Overall, U.S. Bancorp's Q2 earnings call highlights a balanced approach to financial management, with a clear focus on operational efficiency, risk management, and sustainable growth. The company's performance metrics, future guidance, and strategic initiatives signal a proactive stance towards driving shareholder value and financial stability.

U.S. Bancorp reports solid Q3 performance and eyes growth opportunities

U.S. Bancorp's Q3 performance showed growth in key areas despite challenges like declining net interest margin. The company's focus on client relationships and capital-efficient growth presents opportunities for future expansion.
While cautious about commercial real estate, U.S. Bancorp aims to optimize operations and navigate potential changes in liquidity ratios. Investments in capital markets and tech-led initiatives position the company for revenue synergies and client service enhancements.
Guidance for Q4 indicates a strategic approach to managing net interest income and total revenue, with a strong emphasis on realizing cost synergies from the Union Bank deal. The company's commitment to deepening client relationships and expanding services underscores its growth strategy.
Overall, U.S. Bancorp's performance, strengths, challenges, and opportunities align with its goal of efficient growth and client-focused initiatives, positioning the company for future success in a dynamic financial landscape.

U.S. Bancorp reports robust Q4 earnings, eyes growth opportunities ahead

U.S. Bancorp delivered strong financial results in Q4 2023, with a focus on credit quality and shareholder value. While facing challenges in loan and deposit metrics, the company is strategically positioned to capitalize on opportunities in ROTCE, deposit growth, and small business services. By leveraging its strengths in customer focus and market differentiation, U.S. Bancorp aims for sustained growth and profitability.

U.S. Bancorp (USB) reports strong Q1 earnings amidst NII challenges

U.S. Bancorp (USB) navigated Q1 2024 with solid earnings, focusing on managing near-term challenges while positioning for long-term growth. The company's emphasis on fee businesses and customer relationships bodes well for future performance. Despite facing NII pressures, expense reduction efforts and capital strength provide a foundation for resilience and growth.

U.S. Bancorp excels in Q2 earnings, eyes revenue diversification

U.S. Bancorp delivered a strong performance in Q2 2024, with notable improvements in key financial metrics and revenue streams.
While facing challenges in credit quality and revenue growth, the bank remains focused on prudent expense management and revenue diversification.
Opportunities lie in sustained income growth, stable interest income, and strategic initiatives for long-term value creation and operational efficiency.
Analysts and executives discussed factors impacting the bank's performance, highlighting a balanced approach to managing challenges and seizing growth opportunities.

U.S. Bancorp (USB) excels in Q3 2024, banking on digital growth

U.S. Bancorp (USB) delivered a robust performance in Q3 2024, showcasing stability, growth, and a strategic focus on digital innovation and partnerships.
While facing challenges in a competitive landscape, USB's strengths in expense management, digital capabilities, and partnerships position it well for future growth.
Opportunities lie in leveraging digital solutions, expanding partnerships, and executing on its strategic path for payments to drive revenue diversification and market expansion.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

U.S. Bancorp's stock (NYSE: USB) has lost roughly 27% YTD as compared to the 21% drop in the S&P500 index over the same period.

Where Is U.S. Bancorp Stock Headed?

Blackrock Inc

Citigroup

JPMorgan Chase & Co

Morgan Stanley

PepsiCo

PNC Financial Services

UnitedHealth Group

Walgreens

Wells Fargo

The third quarter 2022 earnings season reporting officially kicks off next week with many big names in the financial world announcing their earnings, including JPMorgan Chase, Citigroup and more.

These Are The 10 Biggest Companies Revealing Earnings Next Week

Both Citigroup and U.S. Bancorp are undervalued and present a good buying opportunity. They are well-capitalized, focusing on their core strengths, but some major shifts are taking place in their businesses.

Main Street Vs. Diversified Bank: U.S. Bancorp Vs.

Accenture Plc

Applied Materials

Amphenol

Bank of New York Mellon

Comcast

Costco

Graco

Home Depot

Lowe's

Mastercard

Microsoft

Northrop Grumman

Roper Technologies

Sherwin-Williams

Thermo Fisher Scientific

T. Rowe Price Group

Texas Instruments

Visa

Vanguard Dividend Appreciation ETF

There are 20 stocks on my dividend growth watchlist for October 2022. The majority of the stocks on my watchlist are currently undervalued based on dividend yield theory.

Dividend Growth Stock Watchlist - October 2022

Amgen

Best Buy

Comerica

Darden Restaurants

Fifth Third Bancorp

Fidelity National Financial

Interpublic Group of Companies

Omnicom Group

Principal Financial Group

Packaging Corp of America

Regions Financial

State Street

Vanguard High Dividend Yield ETF

WEC Energy Group

Watsco

There are 24 stocks on my high yield watchlist for October 2022. Nearly all of the stocks on my watchlist are undervalued based on dividend yield theory.

High Yield Stock Watchlist - October 2022

Ally Financial

Bank of America

Celanese

Paramount Global

Procter & Gamble

High dividend stocks are in with most S&P 500 investors. But investors seem to think Warren Buffett's taste in these kinds of stocks is off.

10 High-Yield Dividend Stocks Only Warren Buffett Could Love

AbbVie

American Electric Power Company

A. O. Smith

BancFirst

Black Hills

Brady Corporation

Brown & Brown

Calavo Growers

DTE Energy

First of Long Island

Gorman-Rupp

Honeywell

Ingredion

Lincoln Electric Hlds

Lockheed Martin

McDonald's

Middlesex Water

New Jersey Resources

Northwest Natural Gas

OGE Energy

Prosperity Bancshares

Philip Morris

Rockwell Automation

RPM International

Stepan

Standex

Tompkins Financial

Verizon

Waste Connections

Williams-Sonoma

Many of the dividend increases in September were modest. One exception was Accenture, which rewarded investors with a 15% boost. Utilities New Jersey Resources and OGE rewarded investors with boosts in the high single digits.

AbbVie, Rockwell Among 18 Companies To Announce Annual Dividend Increases In October

Truist Financial

Regional banks could face rules similar to their bigger peers. Here's what regulators are proposing.

Regional Banks Could Face New Regulations: What You Need to Know

Moody's

Interest rates have risen rapidly since March and that has had varying effects on stocks.

The Fed Raised Interest Rates Again: Here's How They Affect These 3 Warren Buffett Stocks

USB's share price has declined sharply in recent weeks, driving up its dividend yield closer to 5%. It's benefiting from higher interest rates, and its upcoming acquisition of MUFG is expected to be a net positive for the bank.

U.S. Bancorp: Boost Your Income With This Growing Bank

News for U.S. Bancorp Stock (USB)