Revenue segments as reported by the company.

Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest Expense

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

U.S. Bancorp

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.

Earnings data Q1 2021

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Earnings data Q4 2021

Earnings data Q1 2022

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Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

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Earnings data Q3 2024

Earnings data Q4 2024

U.S. Bancorp posts strong Q4 results post-Union Bank acquisition

U.S. Bancorp's Q4 2022 performance reflects a solid financial position post-acquisition, with a focus on optimizing operations and capitalizing on growth opportunities.
While facing challenges related to acquisition costs and revenue stability, the bank's strengths in capital adequacy and risk management position it well for future growth.
Strategic initiatives around asset optimization, reserve adequacy, and revenue diversification present avenues for sustained profitability and value creation in the upcoming quarters.

U.S. Bancorp posts robust Q1 earnings, eyes optimization and growth

U.S. Bancorp's Q1 performance reflects strong earnings and key financial metrics improvement. The bank's focus on risk management, integration efforts, and revenue diversification positions it well. Challenges from regulatory changes and rate environment are being actively managed while seizing opportunities for optimization and growth.

U.S. Bancorp reports solid Q2 earnings, focuses on growth strategies

U.S. Bancorp delivered solid financial performance in Q2 2023, with a focus on profitability, capital strength, and customer-centric initiatives. The company faces challenges related to deposit dynamics, revenue streams, and market uncertainties but is actively pursuing opportunities for growth and resilience.
With a strong emphasis on credit quality, capital actions, and cost optimization, U.S. Bancorp is strategically positioned to navigate evolving market conditions and regulatory requirements. The company's commitment to enhancing digital offerings and customer experience underscores its long-term growth strategy.
Overall, U.S. Bancorp's Q2 earnings call highlights a balanced approach to financial management, with a clear focus on operational efficiency, risk management, and sustainable growth. The company's performance metrics, future guidance, and strategic initiatives signal a proactive stance towards driving shareholder value and financial stability.

U.S. Bancorp reports solid Q3 performance and eyes growth opportunities

U.S. Bancorp's Q3 performance showed growth in key areas despite challenges like declining net interest margin. The company's focus on client relationships and capital-efficient growth presents opportunities for future expansion.
While cautious about commercial real estate, U.S. Bancorp aims to optimize operations and navigate potential changes in liquidity ratios. Investments in capital markets and tech-led initiatives position the company for revenue synergies and client service enhancements.
Guidance for Q4 indicates a strategic approach to managing net interest income and total revenue, with a strong emphasis on realizing cost synergies from the Union Bank deal. The company's commitment to deepening client relationships and expanding services underscores its growth strategy.
Overall, U.S. Bancorp's performance, strengths, challenges, and opportunities align with its goal of efficient growth and client-focused initiatives, positioning the company for future success in a dynamic financial landscape.

U.S. Bancorp reports robust Q4 earnings, eyes growth opportunities ahead

U.S. Bancorp delivered strong financial results in Q4 2023, with a focus on credit quality and shareholder value. While facing challenges in loan and deposit metrics, the company is strategically positioned to capitalize on opportunities in ROTCE, deposit growth, and small business services. By leveraging its strengths in customer focus and market differentiation, U.S. Bancorp aims for sustained growth and profitability.

U.S. Bancorp (USB) reports strong Q1 earnings amidst NII challenges

U.S. Bancorp (USB) navigated Q1 2024 with solid earnings, focusing on managing near-term challenges while positioning for long-term growth. The company's emphasis on fee businesses and customer relationships bodes well for future performance. Despite facing NII pressures, expense reduction efforts and capital strength provide a foundation for resilience and growth.

U.S. Bancorp excels in Q2 earnings, eyes revenue diversification

U.S. Bancorp delivered a strong performance in Q2 2024, with notable improvements in key financial metrics and revenue streams.
While facing challenges in credit quality and revenue growth, the bank remains focused on prudent expense management and revenue diversification.
Opportunities lie in sustained income growth, stable interest income, and strategic initiatives for long-term value creation and operational efficiency.
Analysts and executives discussed factors impacting the bank's performance, highlighting a balanced approach to managing challenges and seizing growth opportunities.

U.S. Bancorp (USB) excels in Q3 2024, banking on digital growth

U.S. Bancorp (USB) delivered a robust performance in Q3 2024, showcasing stability, growth, and a strategic focus on digital innovation and partnerships.
While facing challenges in a competitive landscape, USB's strengths in expense management, digital capabilities, and partnerships position it well for future growth.
Opportunities lie in leveraging digital solutions, expanding partnerships, and executing on its strategic path for payments to drive revenue diversification and market expansion.

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Cost of revenue

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Operating income

EBITDA

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Cash & equivalents

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Net PPE

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Minority interest

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Net debt

Book value per share

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Funds from operations

Change in working capital

Cash from investing

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Purchase/sale of investments

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Cash from other sources

Net change in cash

Free cash flow

U.S. Bancorp's stock (NYSE: USB) has lost approximately 14% YTD as compared to the 4% rise in the S&P500 index over the same period.

U.S. Bancorp Stock Is Undervalued

There's no sector Warren Buffett is more knowledgeable about than financials. The Oracle of Omaha and his investing team are rapidly reducing their stake in a longtime bank holding.

The Only Bank Stock I'm Buying Is the 1 Warren Buffett Is Actively Selling

SVB Financial Group

Bank of America

Citizens Financial Group

Huntington Bancshares

JPMorgan Chase & Co

Morgan Stanley

PNC Financial Services

Regions Financial

Toronto-Dominion Bank

Truist Financial

Wells Fargo

Sens. Booker and Warnock say overdraft and nonsufficient fund fees are causing hardship for Americans who relied on SVB and Signature Bank for payments.

Sens. Booker, Warnock press big bank CEOs to pause overdraft fees after SVB failure

U.S. Bancorp (USB) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term.

U.S. Bancorp (USB) Moves 8.9% Higher: Will This Strength Last?

DUBLIN--(BUSINESS WIRE)--U.S. Bank today announced the launch of their new exchange-traded fund (ETF) services in Europe, as well as their first client for this offering. U.S. Bank will support Horizon Kinetics' European version of their Inflation Beneficiaries ETF (Ticker: INFBN NA), an actively managed fund that seeks to address one of the most important economic and investment drivers – inflation – by identifying unique, scalable businesses that have the potential to thrive in an inflationary environment. The fund is structured as a UCITS ETF and will initially trade on Euronext Amsterdam.

U.S. Bank Expands Client Offerings in Europe With New ETF Servicing Capability, Secures First ETF European Client

I see a huge buying opportunity in the battered shares of U.S. Bancorp. U.S. Bancorp is a deposit-strong U.S. regional bank and recently pledged $1B in deposits for First Republic Bank.

U.S. Bancorp: My Biggest Purchase This Week

The market is punishing the strongest banks along with weaker financial institutions. This presents a rare opportunity for investors that can identify top-notch bank stocks.

Opportunity Knocks: Why I'm Banking On U.S. Bancorp

First Republic

PacWest Bancorp

Here are three regional bank stocks to watch in the stock market today.

Regional Bank Stocks To Buy Now? 3 In Focus

U.S. Bancorp (NYSE: USB) could be a notable beneficiary of the recent bank failures, says David George. He's a Senior Analyst at Baird.

Baird turns bullish on U.S. Bancorp stock amidst recent bank failures

US Bancorp, the nation's fifth-largest bank, was not immune to the fallout from some high-profile bank failures. It was one of 11 large banks to help shore up First Republic's deposit base.

Why US Bancorp Stock Was Down 15.1% This Week

Bank of New York Mellon

Citigroup

Goldman Sachs

State Street

The stocks of the 11 banks that contributed $30 billion in uninsured deposits to embattled lender First Republic Bank on Thursday were all lower in premarket trade Friday, amid concerns the unprecedented action had failed to prop up the regional bank's stock. First Republic Bank stock FRC, +9.98% was down 4% premarket, after it said it would suspend its dividend to conserve cash.

Stocks of 11 banks that pumped $30 billion into First Republic Bank all lower premarket

Ally Financial

The banking crisis is costing most S&P 500 investors serious money. Even Warren Buffett is taking his lumps.

Even Warren Buffett Loses Billions On 4 Bank Stocks

Eleven large U.S. banks are making uninsured deposits totaling $30 billion into First Republic Bank.

JPMorgan, BofA, 9 Other Banks Deposit $30 Billion in First Republic

After almost a week of turmoil, the banking world finally has some good news. First Republic Bank (NYSE: FRC ) has been struggling since the collapse of SVB Financial's (NASDAQ: SIVB ) principal subsidiary, Silicon Valley Bank, last week.

Bank Stocks Alert: Major Banks Team Up for $30 Billion Deal to Help First Republic

Bank of America BAC , Citigroup C , JPMorgan Chase JPM and Wells Fargo WFC said Thursday they are each making $5 billion uninsured deposits as part of a $30 billion package from 11 banks into First Republic Bank FRC. The move “reflects their confidence in First Republic and in banks of all sizes,” the banks said in a joint statement.

Eleven U.S. banks pledge $30 billion for First Republic

A rescue of First Republic by big banks wouldn't put to bed emerging questions about the banking system.

Banks' Big Plan Might Solve the Immediate Problem, but Not the Bigger Ones

As the end of the first quarter approaches, a handful of Warren Buffett (Trades, Portfolio) stocks are trading near their 52-week lows.

3 Buffett Financial Stocks Approach 52-Week Lows Amid Banking Fears

Credit Suisse

Bank stocks aren't doing well on Wednesday as the continued fallout of the SVB Financial (NASDAQ: SIVB ) collapse weighs on the sector. The big news keeping bank stocks down comes from Credit Suisse (NYSE: CS ).

Why Are Bank Stocks CS, UBS, DB Down Today?

Despite fallout from SVB, investors have already began returning to bank stocks, and should seek out firms with strong deposit franchises.

Investors are flocking to these well capitalized regional banks after SVB's collapse, market analyst says

Ares Capital

Warren Buffett of Berkshire Hathaway (NYSE: BRK-A , NYSE: BRK-B ) is famous in the investing world for two things: buying when others are panicking and holding stocks for years. This has left his portfolio as susceptible to the current bear market in banks as yours.

Warren Buffett Is Betting Big on These 5 Bank Stocks

Federal Reserve rate-raising cycles have a history of breaking things on Wall Street. The decision to buy long-dated Treasury bonds doomed SVB Financial during an aggressive rate-hiking cycle.

Regional Bank Fallout: The 1 Regional Bank Stock You Can Confidently Buy Right Now

Synovus Financial

Synchrony Financial

Last week's sell-off is now spreading more broadly, to other banks and even non-banking lenders. Investors are worried SVB Financial's failure is a sign that other banks are in similar trouble.

Why Bank Stocks Ranging From Ally Financial to U.S. Bank Are Crashing (Again) Today

Apollo Global Management

Comerica

KeyCorp

Old National Bancorp

Signature Bank

South State

With the demise of Silicon Valley Bank and Signature Bank and Monday's sharp drop in shares of First Republic Bank, analysts are reshuffling their ratings on bank stocks.

Bank analysts reshuffle ratings in response to seismic shifts in industry

U.S. Bancorp is the bank holding company and parent company of U.S. Bank. It is the fifth-largest bank in the United States by assets, with over $550 billion in assets and it is based in Minneapolis, Minnesota.

U.S. Bancorp Preferred Equity - Poor Risk/Reward

Western Alliance Bancorporation

Some banks have paper losses on their debt holdings as high as 67% of their current stock price. As interest rates rose sharply the last 15 months because the Fed increased their Fed Funds target, bond prices dropped sharply.

News for U.S. Bancorp Stock (USB)